Outline ·
[ Standard ] ·
Linear+
Credit Card Thread V5, (added FMB website to 1st post)
|
siutimtim
|
 Dec 9 2008, 02:06 PM
|
|
QUOTE(b00n @ Dec 9 2008, 01:43 PM) A note: 0% easy payment scheme is only available if the store has the merchant terminal that is the same as the card one is using for payment. EG. If the store have a CIMB merchant and had a tie up with the bank, than when one purchase with CIMB card than it would be possible for 0% EPP. However, if one uses Citibank or other cards in this purchase; and the only merchant terminal the store had is CIMB, than 0% is not possible. Thus Flexi pay if the bank allows is the only way to go obviously with % charged. I thought CIMB stop their flexi pay promotion already? Anyone apply StanChart platinum card before?Their requirement like very low but do they very strict when do checking?How is their service like when we go oversea?Better than HSBC,CITIBANK,UOB? |
|
|
|
|
|
siutimtim
|
Dec 12 2008, 12:02 PM
|
|
|
Which bank will give the highest credit limit and which one can easily get credit increment le?
by the way,normally the credit limit is 2.5 times your monthly income is it is no FD in their bank one ????
|
|
|
|
|
|
siutimtim
|
Dec 12 2008, 12:37 PM
|
|
|
QUOTE(wcs2798 @ Dec 12 2008, 12:18 PM) as i know hlb mtv card require only rm2k monthly income and u can get rm8k cl credit increment is depend how much u spend and how good is your payment. if monthly income 3k plus can get credit to rm25k ? |
|
|
|
|
|
siutimtim
|
Dec 12 2008, 12:57 PM
|
|
|
QUOTE(tgeoklin @ Dec 12 2008, 12:45 PM) Can .... this is boleh land mah  which bank you think can do that? |
|
|
|
|
|
siutimtim
|
Dec 15 2008, 12:15 PM
|
|
|
QUOTE(MilesAndMore @ Dec 15 2008, 11:38 AM) Same problem here. Applied for the Ikhwan Visa the same week David83 applied for his Ikhwan AMEX and it's been almost 2 months now and i have yet to heard from Maybank. They really are slow, aren't they ? And by the way, i have been using AMEX Gold for almost a year now from MBB and always pay in full each month. Anyways, since thing isn't looking too good with MBB, i decided to try to apply for HSBC MPower VISA 3 weeks ago and i just received a sms from HSBC on last Saturday that my HSBC MPower VISA has just been shipped. Very efficient indeed. Do hsbc call you or company before they approve you mpower visa? |
|
|
|
|
|
siutimtim
|
Dec 17 2008, 11:17 AM
|
|
|
I appy Mpower hsbc card and they call me say verify me just now.. is it they already approve me after they verify or they will only process my application after they verify call? anyone know ahh?
|
|
|
|
|
|
siutimtim
|
Dec 17 2008, 11:45 AM
|
|
|
QUOTE(cute_boboi @ Dec 17 2008, 11:21 AM) Normally, if they call you, chances of approval is quite high already. Normally they check everything the call verify one or verify baru check and process ?????? or they call only to make he really apply so baru check his ccris, ctos or etc... |
|
|
|
|
|
siutimtim
|
Dec 18 2008, 11:47 AM
|
|
|
I got my HSBC amanah card already but I now only I find amanah credit card can not enjoy many normal hsbc card promotion..  i should apply the normal one that day.. anyone got their amanah card also ?? can i use this card when the shop show promotion to hsbc credit card or i need to find only shop with amanah hsbc ?? i think i never see any amanah hsbc promotion anywhere wo  can i change to normal one now?????? |
|
|
|
|
|
siutimtim
|
Dec 18 2008, 11:55 AM
|
|
|
QUOTE(hye @ Dec 18 2008, 11:49 AM) Well .. you can try to pump in a few bucks @ a non-shell station and that will give you the confirmation whether your card is damaged or not.
Added on December 18, 2008, 11:51 amAre you sure ? HSBC promos should apply to all HSBC card holders irrespective of their card sub-brands. If got difference also maybe because you are Classic/Gold/Platinum card user. confirm le.. i check hsbc website some promotion they say no valid to amanah hsbc card.. so i also dunno all shops with promo to hsbc card apply to amanah card or not.. call sc and they say different, ask the agent she say same.. any amanah card holder got experience ? |
|
|
|
|
|
siutimtim
|
Dec 18 2008, 12:16 PM
|
|
|
QUOTE(wcs2798 @ Dec 18 2008, 12:00 PM) http://www.hsbcamanah.com.my/1/2/personal/credit-cardsjust check on HSBC Amanah SmartPrivileges promotion there or give them a call to comfirm it btw,if i am not mistaken,u can only re-apply again for others hsbc cc after 6 months from your first amanah cc application I call them already they ask me to wait and use the card first because they give me cash for sign up and 5% for every 5th transcation till March next year wor. Now I feel the amanah card like no good de can't enjoy many offer.apply wrong card already  |
|
|
|
|
|
siutimtim
|
Dec 18 2008, 04:10 PM
|
|
|
QUOTE(Reventon @ Dec 18 2008, 03:15 PM) i think you can apply for conventional Hsbc card as amanah is islamic, two are different entities , their limit is separated too. different limit?? why same bank also got different limit??no wonder that cs ask me to cancel the amanah card and apply the conventional one.. do you guys think i should keep amanah??? all i want is only enjoy all like dining and shopping promotion like hsbc normal card.. dont really care about point one.. |
|
|
|
|
|
siutimtim
|
Dec 18 2008, 04:56 PM
|
|
|
QUOTE(bluffy83 @ Dec 18 2008, 04:50 PM) haiishh.. so what should i do now? No need so worry la,you go restaurant eat and pay credit card they also can copy your card number you don't also mah..they want your number only not photostat card.copy  |
|
|
|
|
|
siutimtim
|
Dec 19 2008, 12:54 AM
|
|
|
QUOTE(pingping86 @ Dec 18 2008, 06:21 PM) Is there anyway to increase ur credit limit??? Never late payment? Always full payment? Use CC eveytime to pay??? My Credit limit is too low... how much they give you cl? got double your salary ahh?
Added on December 19, 2008, 1:01 amQUOTE(vin_ann @ Dec 18 2008, 10:27 PM) HSBC Amanah (it's islamic HSBC) n normal HSBC (we shd call it conventional HSBC) is totally different! if u aware, im just noticed yesterday, that conventional HSBC got their own website, while HSBC Amanah too. if u in the main website which is the conventional, and wanted to go to HSBC islamic, u only can find the link on top row. is it u check to the correct website? HSBC Amanah or Conventional HSBC? regret? so fast? keep it then lo.... anyways, just swipe 12 times for the annual fees waiver lo.... after ur free annual fees. So is it hsbc amanah card standard is lower than normal hsbc card?? i think amanah easy to get... anyone reject before when apply hsbc amanah? This post has been edited by siutimtim: Dec 19 2008, 01:01 AM |
|
|
|
|
|
siutimtim
|
Dec 19 2008, 11:41 PM
|
|
|
any hsbc amanah holder know how they give 5% rebate?any condition or terms one?
wah you all collect platinum card?i hear ppl say very difficult get platinum card but i see many forummer also got wo.no need to see income and easy can apply platinum card one?
|
|
|
|
|
|
siutimtim
|
Jan 10 2009, 02:45 PM
|
|
|
so many ppl got reject when apply amanah platinum card de.. so high class de meh?
|
|
|
|
|
|
siutimtim
|
Jan 10 2009, 11:45 PM
|
|
|
QUOTE(cHipoLatas @ Jan 10 2009, 11:12 PM) I'm working with the bank la GHz..=) so, i'm very expert about the all HSBC Credit Card... If You want..i can also attach the brochure for You all..hehe Just ask me anything...i will know..=) hi chipolatas, If want apply hsbc conventional punya credit card what credit limit then only i can apply ? U say amanah is 20k CL from other bank then the normal one leh? After have amanah plat can also apply for conventional hsbc plat card? easy get or not ???? |
|
|
|
|
|
siutimtim
|
Jan 11 2009, 12:58 AM
|
|
|
if my bf is having standchart and alliance bank plat but only 25k limit... can he apply hsbc conventional plat card?
|
|
|
|
|
|
siutimtim
|
Jan 11 2009, 01:33 AM
|
|
|
QUOTE(cHipoLatas @ Jan 11 2009, 01:11 AM) Nope...can not apply.. sorry to say that... the minimum limit must be 30K... maybe you call up the bank to increase the credit limit to 30k..then you can apply for Platinum conventional... if 25k..can only apply MPower Platinum Card-i Only He got the plat for amanah already but he wants normal one because he said many promotion dont apply to amanah card.. call hsbc they ask him to apply again.. amanah they give him 26k plus only.. so can apply or not?? or have to put FD again.. |
|
|
|
|
|
siutimtim
|
Jan 11 2009, 01:57 AM
|
|
|
QUOTE(cHipoLatas @ Jan 11 2009, 01:47 AM) if wanna apply for Platinum need to have at least rm30k for credit limit with other bank card.. erm...anyway..i think hsbc amanah also gif the same benefits as the conventional card... by the way....what is the promotion that did not apply for amanah card? I no sure... he said some non halal restaurant dont have promotion, then some non halal shops might not able to use the card, disco cant use the card and etc.. how they know halal or not? not same meh use anywhere that accept visa then ok already ma is it??? |
|
|
|
|
Quote
0.0406sec
0.38
7 queries
GZIP Disabled