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Credit Card Thread V4, Plastic Money @ World Access
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ante5k
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Sep 25 2008, 01:27 PM
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Been using sony CC for 1 year plus d.. never get the below thing... Exclusive “My Sony Membership” Events Birthday Surprises
all i get is the monthly statement .... i feel there is nothing different about this card.
This post has been edited by ante5k: Sep 25 2008, 01:27 PM
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ronnie
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Sep 25 2008, 02:06 PM
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QUOTE(ante5k @ Sep 25 2008, 01:27 PM) Been using sony CC for 1 year plus d.. never get the below thing... Exclusive “My Sony Membership” Events Birthday Surprises all i get is the monthly statement .... i feel there is nothing different about this card. Maybe you need to spend more on Sony products
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tinkerbel
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Sep 25 2008, 02:15 PM
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Fanaddict!
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@hye, It's good to know I'm being missed *grins* Citibank did NOT give me the 80k points they were supposed to give to me, instead sent me 2 sets of GPS! I've made enough calls to remind them of the points and have no more patience with them - neither does mom.
As far as mom's concerned she's going to close the damn accounts we opened. She's not going to waste time calling the RM [we complained about her so much, we have a new RM now but i don't think she can help much]. As to the GPS sets, I called her and ask her what the hell were the GPS sets for and she said it was for the 2 newly opened CitiGold accounts, of which when I asked her about the 3rd account she wasn't too sure *siGh*
She said to send back the GPS sets to her and she'll look into getting me my points instead - at first she said she'll try - i told her if she can't get it I will pick up the phone and speak to this one person I bumped into at a function [I found out later he is now the Head of Marketing @ CitiGold].
I told her I'm not troubling myself so if she wants she should come collect it from my office but I'm out of office this few weeks! muAHahAHahHAhahA... maybe i should just keep the damn GPS! I said I'm gonna shift my spending away from Citibank but I'm still swiping an average of RM3k on my CC p/month! *siGh*
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leenux
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Sep 25 2008, 02:56 PM
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QUOTE(ante5k @ Sep 25 2008, 01:27 PM) Been using sony CC for 1 year plus d.. never get the below thing... Exclusive “My Sony Membership” Events Birthday Surprises all i get is the monthly statement .... i feel there is nothing different about this card. i got a Sony keychain for my b'day this year  keeping it tho cos it's heavier than the usual keychains.
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muscaa
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Sep 25 2008, 03:39 PM
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QUOTE(wuahahaha @ Sep 25 2008, 10:05 AM) i call and check oredi..... the operator said mus use the card within 3 days to waive the fee  call them again, tell them you are not happy with the fees and going to terminate the cards. They will give you another 3 days to swipe the card&waive the fees
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EightPhantomz
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Sep 25 2008, 06:22 PM
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Which bank offer better ccards for travel and such? Browsed about the quarter of this thread, now dizzy... couldnt find any...
Thanks in advance.
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tinkerbel
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Sep 25 2008, 07:07 PM
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Fanaddict!
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@EightPhantomz, Er.. what kind of travel benefits are U looking for?! Retail discounts? Airport Lounges? Acceptance of CC?
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Reventon
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Sep 25 2008, 07:10 PM
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tinkerbel, Seems like your experience with Citibank turn worse nowadays huh? I just received a card from citibank and it stated there if wanna waive the annual fee, use the card within 45 days from the day receiving the card. Is it ?
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tinkerbel
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Sep 25 2008, 07:21 PM
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Fanaddict!
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@Reventon, I'm unsure - it might be a promotion for new cardholders. Citibank waived my annual fee last year [before that, I been stupidly paying!] and I certainly expect the same treatment again this year.
I don't even care if they downgrade me back from my existing card to my original Clear Card. I just am NOT going to pay for it but my annual fees aren't due till December so no need to look into it now ! *grins*
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muscaa
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Sep 25 2008, 08:51 PM
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QUOTE(tinkerbel @ Sep 25 2008, 07:21 PM) @Reventon, I'm unsure - it might be a promotion for new cardholders. Citibank waived my annual fee last year [before that, I been stupidly paying!] and I certainly expect the same treatment again this year. I don't even care if they downgrade me back from my existing card to my original Clear Card. I just am NOT going to pay for it but my annual fees aren't due till December so no need to look into it now ! *grins* i got a clear card too, got 5 years annual fee waiver, but citbank kept sending airasia/gold card/giant to me over the last 2-3years so they can start charging me annual fee. Plan to terminate it soon
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hye
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Sep 25 2008, 10:34 PM
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White Tiger
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QUOTE(tinkerbel @ Sep 25 2008, 07:21 PM) @Reventon, Citibank waived my annual fee last year [before that, I been stupidly paying!] and I certainly expect the same treatment again this year. Citibank policy for cardholders to use the card within 45 days is pretty standard and it has been the practice for quite a while. Since there's no minimum amount for the 1st swipe, well you can try looking for the cheapest thing that you can use a credit card for. @Tinkerbel I'm surprised you have been paying for your annual fees all these while. Well ... I got conned by MBF just a few years ago into paying for the annual fees myself.  Until that incident, I always get my cards for free.
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Reventon
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Sep 26 2008, 12:10 AM
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still never try citibank services and this is my first card with them and wonder they does give annual fee waiver on call ?
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simplesmile
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Sep 26 2008, 12:14 AM
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I don't remember paying any annual fees for any of my cards.
There was 1 time I called up Citibank to have my annual fee waived. The bank said OK. But they go deduct my points to redeem the Free Annual Fee. The following year, I spend all my points first before calling them for the Annual fee waiver.
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Reventon
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Sep 26 2008, 12:29 AM
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huh ? that's not waiving off your fee, that's using ur point to exchange for it. Somemore i saw the annual fee for the card is RM 600. So far i tried Cimb , MBB , SCB , Amex, and HSBC . They give waiver on call. the one never tried is MBF and Citibank.
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tachlio
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Sep 26 2008, 08:59 AM
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QUOTE(simplesmile @ Sep 26 2008, 12:14 AM) I don't remember paying any annual fees for any of my cards. There was 1 time I called up Citibank to have my annual fee waived. The bank said OK. But they go deduct my points to redeem the Free Annual Fee. The following year, I spend all my points first before calling them for the Annual fee waiver.  , using the point equal u pay ady~ BTW, what card is better using at oversea, does must International Bank is better when oversea compare to local bank? Coz i plan to cancel UOB and only hold DA which is quite enough for me, but MBF CS tell me that DA sxck when oversea~ If like this what card is good when we going oversea like Japan/US/Sg?
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tgeoklin
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Sep 26 2008, 09:12 AM
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QUOTE(tachlio @ Sep 26 2008, 08:59 AM)  , using the point equal u pay ady~ BTW, what card is better using at oversea, does must International Bank is better when oversea compare to local bank? Coz i plan to cancel UOB and only hold DA which is quite enough for me, but MBF CS tell me that DA sxck when oversea~ If like this what card is good when we going oversea like Japan/US/Sg? DA's standards went down since being taken over by CIMB
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EightPhantomz
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Sep 26 2008, 09:29 AM
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@tinkerbell, petrols, airtickets and such...
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ronnie
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Sep 26 2008, 10:10 AM
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The Direct Access I have used around Europe and Asia Pacific seem to be accepted without any hassle.
The current Customer Service needs improvement back to the old DA levels.
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TSvin_ann
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Sep 26 2008, 10:15 AM
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QUOTE(ronnie @ Sep 26 2008, 10:10 AM) The Direct Access I have used around Europe and Asia Pacific seem to be accepted without any hassle. The current Customer Service needs improvement back to the old DA levels. tht's good to hear it.
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Norns
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Sep 26 2008, 10:18 AM
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Getting Started

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Where can I request for DA from my current CIMB Master ? Be it they upgrade to DA or give me new DA lol ...
But my current CIMB just 1 month only and this my first card .. and I just change new company with better salary 1 month too lol
I paid the statement fully yesterday, and my car loan 2 years back also under CIMB
How's the approval rate ?
Added on September 26, 2008, 10:19 amAnd I also heard CIMB card has to do with Bonus Link ?
Is the point for CIMB known as Bonus Link Point ???
I never use Bonus Link to swip ever since few months back, even I pump Shell lol
This post has been edited by Norns: Sep 26 2008, 10:19 AM
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