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 Credit Card Thread V4, Plastic Money @ World Access

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hye
post Sep 26 2008, 10:40 AM

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QUOTE(Norns @ Sep 26 2008, 10:18 AM)
Where can I request for DA from my current CIMB Master ?
Be it they upgrade to DA or give me new DA lol ...

How's the approval rate ?

Added on September 26, 2008, 10:19 amAnd I also heard CIMB card has to do with Bonus Link ?

Is the point for CIMB known as Bonus Link Point ???

I never use Bonus Link to swip ever since few months back, even I pump Shell lol
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1. You can apply for DA @ any CIMB branches. And they are not the same thing as the CIMB card ... 2 different product. It is not an upgrade or downgrade from CIMB cards.
2. Approval should be OK if all of your submitted documents are OK. It does not mean you have CIMB card you auto qualify for DA card.
3. CIMB point system is not Bonuslink points. Period.
alexwsk
post Sep 26 2008, 11:20 AM

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QUOTE(auhckw @ Sep 21 2008, 12:23 AM)
Now Platinum has lost it's value

Last time income PA. RM120k and it drops to RM100k -> RM90k -> RM80k -> RM70k

If you have an existing credit card used for more than 1 year and has RM17k credit limit also can get Platinum

Very soon, Platinum will be like Gold few years back. Everyone have one

I got this info from those ppl promoting HSBC, Citibank, RHB, Hong Leong, AMbank, EON, Standard Charted  credit card today

Added on September 21, 2008, 12:31 am
According to the UOB agent, she said the 2 banks that does not have points expiry is Citibank and UOB. Not sure true / false statement

Anyway, I did some calculation

13800 points (1 point = RM1) to exchange RM50 (Seng Heng)

Carrefour 4% cashback. If I spend RM1250, I get 4% cash back = RM50 savings

So Cash back is much better

Am I right?
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that's why now they added visa infinite ma thumbup.gif
tinkerbel
post Sep 26 2008, 05:06 PM

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@hye,
If I ain't mistaken I got like 5 years annual fee waiver when I applied for the Clear Card. After that, when I called to get a waiver, they told me no despite me 'threatening' to cancel my account. I then ended up paying 2-3 years of annual fee until I decided to cancel the damn account for good but before I could do that, I asked about waiver and ta-dah I was given a waiver.

@EightPhantomz,
Promos aren't LT hence U won't be able to find a card that would give u the best of the whole world smile.gif
Reventon
post Sep 26 2008, 05:43 PM

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tinkerbel ,
I just received the amex plat card, prestige platinum will be sent later ?
auhckw
post Sep 26 2008, 05:59 PM

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I applied citibank platimum visa yesterday. Today they call me approve already and card ready for collection

I didnt expect that fast

They are promoting the plaza premium lounge in klia. Free pass to use their facilities such as internet, massage, food, drinks, beer, etc

For lcct's plaza premium lounge, not free but 50% discount

This is sure good for me since i go there quite often. Got place to camp when early
bee993
post Sep 26 2008, 09:08 PM

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hi need some help here.

i apply a citibank choice card few month ago..

can i cancel it coz it is incovenient for me to pay the bill as i have no acc with them and there no citibank in malacca.

will i be charge anything if i cancel it?

thanks.

and the same goes to eon cc as well. reason is their service is slow and poor.
SUSDavid83
post Sep 26 2008, 09:11 PM

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By right, cancelling a card won't be charged provided that you have cleared all the outstanding.
bee993
post Sep 26 2008, 09:20 PM

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QUOTE(David83 @ Sep 26 2008, 09:11 PM)
By right, cancelling a card won't be charged provided that you have cleared all the outstanding.
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no matter how long i have use them?

thanks
hye
post Sep 26 2008, 09:50 PM

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QUOTE(bee993 @ Sep 26 2008, 09:08 PM)
hi need some help here.

i apply a citibank choice card few month ago..

can i cancel it coz it is incovenient for me to pay the bill as i have no acc with them and there no citibank in malacca.

will i be charge anything if i cancel it?

thanks.

and the same goes to eon cc as well. reason is their service is slow and poor.
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Yes ... you can cancel anytime so long you have no outstanding balance. I have recently cancelled a card which I cancelled in less than 24 hours after receiving the card. I did not get charged for anything.

EON cc ... well I cancelled this card within 1 month after receiving it. I applied when they had this promo on 1 hour approval which (of course) took more than 1 hour to approve which I constitute as false advertising. I don't agree with the additional 2.5% charges for overseas transactions they imposed to their customers as I often buy things online. .... Card cancellation was imminent.

This post has been edited by hye: Sep 26 2008, 09:54 PM
SUSsassyset
post Sep 27 2008, 09:14 AM

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umm... can u guys point me to any post about min salary requirement to apply cc? thank you notworthy.gif
soitsuagain
post Sep 27 2008, 10:01 AM

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Min salary is always RM 18k per annum. Gold cards are usually 36k per annum and plat cards can go as low as 60k per annum.
SUSsassyset
post Sep 27 2008, 10:34 AM

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how about the salary slip? i mean, how many month of salary i need to show?
what about graduate scheme? which bank offers cc with graduate scheme? what are the requirements?
hye
post Sep 27 2008, 10:54 AM

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QUOTE(sassyset @ Sep 27 2008, 10:34 AM)
how about the salary slip? i mean, how many month of salary i need to show?
what about graduate scheme? which bank offers cc with graduate scheme? what are the requirements?
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Depends ... generally they will ask for 1 month but don't be surprised if they ask up to 3 months payslip.

The only card with graduate scheme is DA. They need your graduate cert, photostat IC & payslip.
SUSDavid83
post Sep 27 2008, 10:54 AM

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Standard practice is to have 3 months of payslip.
boonsin23
post Sep 27 2008, 11:17 AM

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hi guys,

stanchart offered me a platinum visa yesterday v free joining fee + 1 yr annual waiver, hows this card?? did anybody the holder of this?? does this card has many privileges??
can share some experiences??

thank you in advance.
SUSsassyset
post Sep 27 2008, 11:31 AM

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cimb da... ok, thanks for the info happy.gif hands.gif notworthy.gif
mengfui
post Sep 27 2008, 04:09 PM

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Just want to confirm with you guys about the carrefour 5% & 10% discount with maybank cc. Is it must be RM100 or above in single receipt only entitle for this offer?
arsenal
post Sep 27 2008, 05:41 PM

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any amount also can...
jack2
post Sep 28 2008, 09:18 AM

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QUOTE(allspark @ Sep 25 2008, 12:13 PM)
For those are Maybank American Express® Cardmembers, you got privillege to shop online in US, they're giving you a unique US address plus mail forwarding, their product call Global eShop, for details pls refer it here Global eShop
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Anything to buy from there and their prices are more cheaper?
SUSDavid83
post Sep 28 2008, 10:46 AM

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5% cash rebate for PB credit cardholder during festive season till end of October 2008.

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Details at: http://www.pbebank.com/en/en_content/perso...ons/petrol.html

This post has been edited by David83: Sep 28 2008, 10:47 AM
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