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Credit Card Thread V4, Plastic Money @ World Access
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simplesmile
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Sep 15 2008, 08:14 PM
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QUOTE(shauyan @ Sep 11 2008, 04:44 PM) wah!!! getting another 2 cards again to swipe 6times per card per yr? Mmmh... I have enough cards alredi. I alreadi have a CIMB master free for life. Want to get a Visa from other bank which free for life too. Let's say I have a TMnet Streamyx bill RM66 Can I login to my internet account and pay 5 times RM10, and 1 time RM16. Will this meet the minimum 6 transactions a year?
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simplesmile
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Sep 17 2008, 02:53 PM
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Nowadays, which credit card have the highest rebates?
In the beginning, Citibank came out with cash rebate. But very cheap rebates. I didn't apply cos i had bad experience with Citi. Citi is sharks.
Then, I know of UOB 1 card. 0.3% rebate, no condition. I applied.
A few months later, CIMB come up with 0.5% rebate. I also applied.
Now... almost all banks also offer rebates on their Credit Cards, and some Debit Cards (like Alliance Bank). Which one is the best? By the way, I 100% full payment of my outstanding every month. So those cards that require a balance carry forward... is no use to me.
This post has been edited by simplesmile: Sep 17 2008, 02:53 PM
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simplesmile
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Sep 17 2008, 03:25 PM
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QUOTE(vin_ann @ Sep 17 2008, 03:01 PM) you have missed out Maybank, if u frequent shopper in Carrefour, u will be likes it. 5% rebate on normal days and 10% rebates on Super Tuesday for MBB credit card n Amex.... But that Maybank promo is only until year end. I'm looking for something long-term. I don't want to get stuck with this card and have no use for it after this year.
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simplesmile
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Sep 26 2008, 12:14 AM
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I don't remember paying any annual fees for any of my cards.
There was 1 time I called up Citibank to have my annual fee waived. The bank said OK. But they go deduct my points to redeem the Free Annual Fee. The following year, I spend all my points first before calling them for the Annual fee waiver.
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