Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Credit Card Thread V4, Plastic Money @ World Access

views
     
ronnie
post Jul 14 2008, 02:17 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Does anyone agree with the 20-day interest free period for those who pay in full only ?

I, for one, TOTALLY AGREE with this move.
Credit Card is for convenience of not carrying cash... not to put you in debt.

This post has been edited by ronnie: Jul 14 2008, 02:45 PM
ronnie
post Jul 14 2008, 03:58 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(dr2k3 @ Jul 14 2008, 03:33 PM)
maybe they concern about CC fraud + reverse charge or whatever...especially with big amount

Added on July 14, 2008, 3:35 pm

by doing so they r increasing the debt even more
*
That shows people are spending beyond their means....
ronnie
post Jul 14 2008, 04:10 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Some rich folks may just use cash advance to make more money than the interest charged
ronnie
post Jul 14 2008, 04:25 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(tinkerbel @ Jul 14 2008, 04:12 PM)
@ronnie,
I doubt real biz people do that; for just how much $ can U get from the CCs?  Also, it makes no financial sense in the LT.
*
I guess when those internet scam like 12DailyPro was quite hot smile.gif
12% per day return definitely beats 18% per annum charged by CC
ronnie
post Jul 15 2008, 09:26 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
I allways ask the establishment what is the minimum amount for CC payment to avoid embrassment...
ronnie
post Jul 15 2008, 02:05 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
The banks are trying to "cheat" you into using cash advances by giving you the cheques.
ronnie
post Jul 16 2008, 11:44 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(tinkerbel @ Jul 15 2008, 05:44 PM)
@vin_ann,
Yeah don't worry about those cash advanced cheque the banks sent to U.  I get those all the time and each time I receive them, I just trash it biggrin.gif
*
Make sure you shred/defaced it also. someone may play prank on you and banked into your account.
that's why your banking account number must be kept private.
ronnie
post Jul 31 2008, 10:25 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Finally Citibank have given the rebate back to me after swiping at Shell.. time to cancel the Citibank Shell card. YIPPEEE !!!!!!!!!!!
ronnie
post Aug 5 2008, 09:33 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
I concur with Reventon. My experience with DA's Platinum Customer Care is very good.
ronnie
post Aug 6 2008, 03:11 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Charge card you need to settle all outstanding monthly.
Credit card you can pay the minimum amount.
ronnie
post Aug 6 2008, 04:58 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(andrekua @ Aug 6 2008, 04:42 PM)
I think the other day when I was checking AMEX, one year fee for classic card is RM138. I rather use free card as Im using it for convinient and not to borrow money.

Added on August 6, 2008, 4:44 pm

yameh?
If you use Citibank Shell goldcard, it still gives you 2.5% on petrol and 1.5% on purchase even when you dont carry forward balance.
Not bad lar... quite useful cos when purchase air ticket for boss or buy office stuff, I swipe and I save but claim full. Hahaha...
*
You better make your boss is not in this forum hahaha
ronnie
post Aug 6 2008, 06:10 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(andrekua @ Aug 6 2008, 05:04 PM)
Who cares... my boss dun care much lar...
In fact his CC (AMEX, CIMB, PBB all Platinum) are so troublesome when buying AirAsia tickets. AMEX is the worst as not even supported. Other requires verification like mother maiden name which make him mad. I just took my Citibank, type in the numbers and straight through. Doesnt even need verification but I do feel a bit unsecure.
*
I think it's a security feature. Platinum card holders should be flying business/first class.
ronnie
post Aug 12 2008, 01:17 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Can we cancel Shell Citibank Credit card by calling their customer care line ?
ronnie
post Aug 18 2008, 05:22 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
Can we convert Direct Access Gold Supplementary to Principal card ?
ronnie
post Aug 22 2008, 08:05 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
You can actually cancel the Shell Citibank Credit card with a phone call. They will make another call to "beg" you to keep the card after a few days.
ronnie
post Aug 24 2008, 11:07 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(kons @ Aug 20 2008, 07:18 PM)
Gee. I used my MBB CC to pay for petrol in Petronas this morning, and when I checked my balance in the evening, it was 200 bucks! I thought I pump only like 30 bucks?

Called up their helpdesk and they told me to wait until the next billing cycle and it would be adjusted automatically.
*
Did you swipe your card in the cashier counter or at the pump itself ?
ronnie
post Aug 24 2008, 09:40 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
usually if swipe at cashier and you request full tank..they will do a pre-authorisation amount. they should reverse the amount after you complete the fill-up
ronnie
post Sep 4 2008, 04:55 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
JCB = Japan Credit Bureau

http://en.wikipedia.org/wiki/Japan_Credit_Bureau
ronnie
post Sep 4 2008, 05:07 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(spriggan @ Sep 4 2008, 04:17 PM)
Anyone know what is the best petrol rebate credit card in the town ?
*
I will recommend Direct Access/CIMB MasterCard which offers 2% rebate on all petrol staion in Malaysia (until 31 Dec 2008).
Rebate credited at the end of billing date.
ronnie
post Sep 5 2008, 08:22 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur
QUOTE(happyman102 @ Sep 5 2008, 12:16 AM)
Pls stop using Credit card, pls don't use credit card bcos want to collect more point, the more point you have, the more you will suffer during end of the month!!!  cry.gif
*
Your comment is only for those who don't understand the correct use of Credit Card.
Credit Card is a double-edged sword... It can cut both ways: Good way and Bad way
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

2 Pages  1 2 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0500sec    0.43    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 12:11 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.