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Credit Card Thread V4, Plastic Money @ World Access
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Putraskyline
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Aug 3 2008, 01:09 AM
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Non-Regular
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QUOTE(cute_boboi @ Aug 3 2008, 01:02 AM) I have worked for 4 month but now I have post my salary slip to my brother for applying loan to invest in property. Suddenly, I saw MBB Treatsfair at midvalley. So if I want to apply for credit card, can I just use my offer letter ?
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Putraskyline
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Aug 3 2008, 02:31 AM
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Non-Regular
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QUOTE(cute_boboi @ Aug 3 2008, 01:14 AM) Standard is 3 months salary slip. Even though you post your salary slip to your brother, you should keep each month copy with you. Photostat another set to submit to bank. Frankly, with just an offer letter, I think most banks will reject it. Ahh Okay. Thats the problem. I forgot to photocopy those slip b4 i sent it.
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Putraskyline
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Aug 3 2008, 02:35 AM
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Non-Regular
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QUOTE(tinkerbel @ Aug 3 2008, 02:33 AM) @Putraskyline, Get ur brother to fax a copy to U. Or, perhaps U could ask ur Finance dept to give U a photocopy? Tell them U need it for CC application  I can have my bro to fax it but need to hurry to get the bag during treats fair only right? My Bro only can fax it on Monday
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Putraskyline
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Aug 6 2008, 12:38 AM
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Non-Regular
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Which card is better nowadays? What diff with CIMB-DA and CIMB-Petronas?
If you were to choose between CIMB n Maybank, which one do you prefer?
How about Amex?Do we got waiver for annual fees?
Which one have most benefits to us?
This post has been edited by Putraskyline: Aug 6 2008, 12:44 AM
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Putraskyline
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Aug 6 2008, 12:59 AM
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Non-Regular
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QUOTE(kockroach @ Aug 6 2008, 12:50 AM) For DA, 2% petrol rebate on all the petrol station, for Petronas, 2% only for Petronas station. For now, DA is the perfect cards for young graduates? How about the benefits? Where you read about DA got 2% rebates on all petrol station? I have google DA website but the elaboration is too few. This post has been edited by Putraskyline: Aug 6 2008, 01:00 AM
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Putraskyline
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Aug 6 2008, 12:56 PM
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Non-Regular
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QUOTE(David83 @ Aug 6 2008, 08:30 AM) DA is perfect for fresh graduates because: 1. 2% rebate on any brand of petrol (http://www.directaccess.com.my/pdf/petrol%20statement%20leaflet.pdf) 2. No need to worry about annual fee 3. No minimum swipe for the month or year 4. It's a GOLD card not Silver/Classic. For the DA, its comes only with CIMB right? My annual income is about Rm22k because I'm fresh graduates. Do you think the bank will allow? About the Graduates Certificates as requirement, I dont have it right now, my convo will in mid August. What document to brings? From what I know DA Card does not count point on Petrol purchases, do other card such as CIMB-Petronas or MBB-Petronas are the same? This post has been edited by Putraskyline: Aug 6 2008, 01:03 PM
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Putraskyline
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Aug 6 2008, 02:47 PM
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Non-Regular
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What different between charge n credit card? Amex is all charge card is it?
I'm interest in Amex because it offer more privileges in dining. But I dont have so much info about this card. Why people seldom use it?
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Putraskyline
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Aug 6 2008, 11:06 PM
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Non-Regular
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QUOTE(Hybz @ Aug 6 2008, 08:49 PM) I heard HSBC platinum card is hardest to get  Need at least rm12k per month salary Not hardest I think. My father use to have HSBC Platinum and I know his salary not above Rm8k/month
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Putraskyline
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Aug 7 2008, 07:06 PM
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Non-Regular
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Do you get your cc during CIMB exhibition?
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Putraskyline
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Aug 14 2008, 07:17 PM
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Non-Regular
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QUOTE(hye @ Aug 14 2008, 07:01 PM) Nope ... debit card only. They have Charge Card also
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Putraskyline
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Aug 16 2008, 05:27 PM
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Non-Regular
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QUOTE(he-sham @ Aug 16 2008, 06:36 AM) now i'm at lcct premium lounge...complementry free access using my eonbank matta gold card....all free including breakfast...i'm not even flying, just hantar my gf.....hehehe  How much for annual fees? Only eonbank got it?
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Putraskyline
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Aug 16 2008, 05:32 PM
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Non-Regular
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I just read Eonbank CC term
"FREE Entry to Plaza Premium Lounge* Get refreshed, relax and unwind with the complimentary amenities, food and beverage, entertainment or a wonderful massage whenever you travel with your MATTA Credit Card. Just present your card to enjoy free access at the Plaza Premium Lounge in Kuala Lumpur International Airport, LCCT and Singapore Changi Airport. What’s more, your travel companions can also enjoy these facilities at a special discount whenever they travel with you.
* Applicable for the first 200 cardholders in each month at LCCT, 100 at KLIA & Changi Airport. Subsequent cardholders enjoy 50% discount on entry."
Only 1st 200 customer entitle for free eh?Or whats your experience?
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Putraskyline
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Aug 23 2008, 04:13 PM
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Non-Regular
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QUOTE(Norns @ Aug 23 2008, 03:27 PM) any comment with mbf card ? i see it can approve in 24 hours  Dont take MBF laa.....too ****.
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Putraskyline
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Sep 8 2008, 01:32 AM
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Non-Regular
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QUOTE(Norns @ Sep 8 2008, 12:53 AM) personal reference ? can kautim confirm approval ar  He have personal preference not reference
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Putraskyline
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Sep 8 2008, 04:02 PM
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Non-Regular
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MBB normal classic card can get free annual fee? Just call and ask for waive?
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Putraskyline
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Sep 8 2008, 06:10 PM
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Non-Regular
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QUOTE(David83 @ Sep 8 2008, 04:49 PM) Got. But mine didn't got charge for annual fee. I didn't call them waiver. Stranger. Maybe as what they said previously, mine is a Flex. Where to read benefits for Flex card compared to normal one? I google maybank2u but the info is so little.
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Putraskyline
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Sep 16 2008, 01:30 AM
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Non-Regular
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Just got my free for life card 3 days ago.
My question about 20 days interest free since I'm a new cardholder.
1. 13 Sept : Fill petrol = Rm180 2. 14 sept : grocery = Rm200
When Oct statement come, do they charge me financial charge?Or my statement would be Rm380 fix?
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Putraskyline
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Sep 16 2008, 03:49 AM
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Non-Regular
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QUOTE(hye @ Sep 16 2008, 01:43 AM) Which bank is your cc from? Added on September 16, 2008, 1:53 amYou will be charged RM 380. Don't worry about the finance charges unless you start to pay minimum and not pay in full every month. Thanks Bro. Added on September 16, 2008, 3:51 amQUOTE(Bakmoi @ Sep 16 2008, 02:22 AM) Anyone got any idea on what's the minimum requirements to apply for a CC ?? Thank a lot. Its 21yo and minimum income of 18k/annum This post has been edited by Putraskyline: Sep 16 2008, 03:51 AM
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Putraskyline
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Sep 17 2008, 11:07 AM
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Non-Regular
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Which bank except maybank that offer Zing Card?Or the card which have same function like Zing
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Putraskyline
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Sep 17 2008, 07:10 PM
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Non-Regular
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QUOTE(shamsay @ Sep 17 2008, 06:52 PM) why cimbclicks inaccessible....i try many times....page cant be displayed..anyone having same problem? Their server are too busy I guess since they have promotion on guaranteed gift on who register cimbclicks starting today.
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