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 Credit Card Thread V4, Plastic Money @ World Access

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uhlaw
post Sep 11 2008, 02:52 PM

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I heard that Citibank credit card got no income minimum requirement during application leh. Is that true?
hye
post Sep 11 2008, 03:29 PM

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QUOTE(uhlaw @ Sep 11 2008, 02:52 PM)
I heard that Citibank credit card got no income minimum requirement during application leh. Is that true?
*
Wishful thinking. All credit card issuers in Malaysia are bound by BNM rules. Minimum income requirement is RM18k per annum, 21 yrs old above. (For pay-check earners)
tgeoklin
post Sep 11 2008, 03:32 PM

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QUOTE(mensa @ Sep 11 2008, 02:24 PM)
jaz now i cancelled both 3 cards

Maybank Mastercard
Maybank Amex
Ambank NextG

my Maybank Visa hold for a while until i finish up my installment plan ( 4 months to go)

Feel relieved after doing this smile.gif
*
Woh, all from boleh bank ...... Syabas 2 U icon_rolleyes.gif


Added on September 11, 2008, 3:34 pm
QUOTE(uhlaw @ Sep 11 2008, 02:52 PM)
I heard that Citibank credit card got no income minimum requirement during application leh. Is that true?
*
I think he is confused with Debit Card pula ...... blink.gif

This post has been edited by tgeoklin: Sep 11 2008, 03:34 PM
mensa
post Sep 11 2008, 03:34 PM

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QUOTE(tgeoklin @ Sep 11 2008, 03:32 PM)
Woh, all from boleh bank ......  Syabas 2 U  icon_rolleyes.gif
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hahaha..switching to citibank currently..
tgeoklin
post Sep 11 2008, 03:35 PM

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QUOTE(mensa @ Sep 11 2008, 03:34 PM)
hahaha..switching to citibank currently..
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Good for u ...... I barely off Citibank early last year notworthy.gif
ronnie
post Sep 11 2008, 03:58 PM

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QUOTE(mensa @ Sep 11 2008, 03:34 PM)
hahaha..switching to citibank currently..
*
Just finally got away from citibank....
shauyan
post Sep 11 2008, 04:19 PM

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Got ppl apply for UOB One Card?
Saw it is free for life. What is T&C?
I want to terminate my Citibank and look for any is free for life (visa card)
TSvin_ann
post Sep 11 2008, 04:40 PM

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QUOTE(shauyan @ Sep 11 2008, 04:19 PM)
Got ppl apply for UOB One Card?
Saw it is free for life. What is T&C?
I want to terminate my Citibank and look for any is free for life (visa card)
*
Yes, there is T&C.

when u apply UOB One Card, u will be given Visa n Master.

both card need to swipe minimum of 6 times per year. total 12 for both card.

else, u will be charged RM388 for your One "platinium" and RM78 for your master.

both card need to stay active to enjoy annual fee waiver.

A true Free For Life is Direct Access n Maybank Petronas card as well.

so, decision is on ur hand.
tgeoklin
post Sep 11 2008, 04:42 PM

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QUOTE(shauyan @ Sep 11 2008, 04:19 PM)
Got ppl apply for UOB One Card?
Saw it is free for life. What is T&C?
I want to terminate my Citibank and look for any is free for life (visa card)
*
erh, you referring to the One Platinum, right? The most popular and preferred platinum card in Malaysia, right? I think its quota achieved lieu rclxm9.gif
shauyan
post Sep 11 2008, 04:44 PM

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wah!!! getting another 2 cards again to swipe 6times per card per yr?
Mmmh... I have enough cards alredi.

I alreadi have a CIMB master free for life. Want to get a Visa from other bank which free for life too.
TSvin_ann
post Sep 11 2008, 05:09 PM

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QUOTE(shauyan @ Sep 11 2008, 04:44 PM)
wah!!! getting another 2 cards again to swipe 6times per card per yr?
Mmmh... I have enough cards alredi.

I alreadi have a CIMB master free for life. Want to get a Visa from other bank which free for life too.
*
then Maybank Petronas Visa is suite u lo...
shauyan
post Sep 11 2008, 05:20 PM

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Yes. I just check Maybank Website. It is the card I'm looking for. Thanks alot bro.
ruztynail
post Sep 11 2008, 06:02 PM

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jus wondering i was checking my citi online banking.. this is wat thy show

RM X,500.00 credit limit
RM X,300.00 available
RM 0.00 credit used

how come? i only pump petrol rm60.05.

the information is not timely one is it?
why the rm200 diff between limit and available?
thanks
X-Zen
post Sep 11 2008, 06:26 PM

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can recommend me a master card which has rebate for purchasing stuffs?

already got a visa shell card from citibank

dont want the giant card from citibank. Thanks
tachlio
post Sep 11 2008, 06:29 PM

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QUOTE(X-Zen @ Sep 11 2008, 06:26 PM)
can recommend me a master card which has rebate for purchasing stuffs?

already got a visa shell card from citibank

dont want the giant card from citibank. Thanks
*
CIMB DA card..

but when u apply it will give ur Visa + Master then u said u wanna cancel visa ok le nod.gif
WaCKy-Angel
post Sep 11 2008, 06:31 PM

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QUOTE(ruztynail @ Sep 11 2008, 06:02 PM)
jus wondering i was checking my citi online banking.. this is wat thy show

RM X,500.00    credit limit
  RM X,300.00    available
        RM 0.00              credit used

how come? i only pump petrol rm60.05.

the information is not timely one is it?
why the rm200 diff between limit and available?
thanks
*
Its reserved for 24hours...check again 2moro it will show the correct amount.
cute_boboi
post Sep 11 2008, 06:32 PM

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QUOTE(ruztynail @ Sep 11 2008, 06:02 PM)
jus wondering i was checking my citi online banking.. this is wat thy show

RM X,500.00    credit limit
  RM X,300.00    available
        RM 0.00              credit used

how come? i only pump petrol rm60.05.

the information is not timely one is it?
why the rm200 diff between limit and available?
thanks
*
Each time approval to pump, it will block off RM200 from available CL. Once finish pump, transaction is done, it will revert back the balance in 1-2 days.

kons
post Sep 11 2008, 06:33 PM

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QUOTE(ruztynail @ Sep 11 2008, 06:02 PM)
jus wondering i was checking my citi online banking.. this is wat thy show

RM X,500.00    credit limit
  RM X,300.00    available
        RM 0.00              credit used

how come? i only pump petrol rm60.05.

the information is not timely one is it?
why the rm200 diff between limit and available?
thanks
*
Check my previous post in this thread.
I experienced the same thing too.
It will be fine the next day.
HonMun
post Sep 11 2008, 06:35 PM

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Bankers is like that, if really dont satisfied then use cash
GuyM
post Sep 11 2008, 07:59 PM

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QUOTE(tgeoklin @ Sep 11 2008, 04:42 PM)
erh, you referring to the One Platinum, right? The most popular and preferred platinum card in Malaysia, right? I think its quota achieved lieu  rclxm9.gif
*
they sent me 2nd time around, but just gave it to my 5 yrs son to play wit it. don't need cos i dun like the design. but i'm still using their gold card. they did called, why am i using the gold when they're offering me the plat, i say no like design. the lady says, "like this also can ah".

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