I heard that Citibank credit card got no income minimum requirement during application leh. Is that true?
Credit Card Thread V4, Plastic Money @ World Access
Credit Card Thread V4, Plastic Money @ World Access
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Sep 11 2008, 02:52 PM
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Senior Member
2,896 posts Joined: Nov 2005 From: Criminal Underworld |
I heard that Citibank credit card got no income minimum requirement during application leh. Is that true?
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Sep 11 2008, 03:29 PM
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Moderator
3,395 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(uhlaw @ Sep 11 2008, 02:52 PM) I heard that Citibank credit card got no income minimum requirement during application leh. Is that true? Wishful thinking. All credit card issuers in Malaysia are bound by BNM rules. Minimum income requirement is RM18k per annum, 21 yrs old above. (For pay-check earners) |
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Sep 11 2008, 03:32 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(mensa @ Sep 11 2008, 02:24 PM) jaz now i cancelled both 3 cards Woh, all from boleh bank ...... Syabas 2 U Maybank Mastercard Maybank Amex Ambank NextG my Maybank Visa hold for a while until i finish up my installment plan ( 4 months to go) Feel relieved after doing this Added on September 11, 2008, 3:34 pm QUOTE(uhlaw @ Sep 11 2008, 02:52 PM) I heard that Citibank credit card got no income minimum requirement during application leh. Is that true? I think he is confused with Debit Card pula ...... This post has been edited by tgeoklin: Sep 11 2008, 03:34 PM |
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Sep 11 2008, 03:34 PM
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Junior Member
487 posts Joined: Jul 2005 From: Malaysia |
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Sep 11 2008, 03:35 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
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Sep 11 2008, 03:58 PM
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All Stars
21,309 posts Joined: Jan 2003 From: Kuala Lumpur |
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Sep 11 2008, 04:19 PM
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Junior Member
178 posts Joined: Sep 2007 |
Got ppl apply for UOB One Card?
Saw it is free for life. What is T&C? I want to terminate my Citibank and look for any is free for life (visa card) |
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Sep 11 2008, 04:40 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(shauyan @ Sep 11 2008, 04:19 PM) Got ppl apply for UOB One Card? Yes, there is T&C. Saw it is free for life. What is T&C? I want to terminate my Citibank and look for any is free for life (visa card) when u apply UOB One Card, u will be given Visa n Master. both card need to swipe minimum of 6 times per year. total 12 for both card. else, u will be charged RM388 for your One "platinium" and RM78 for your master. both card need to stay active to enjoy annual fee waiver. A true Free For Life is Direct Access n Maybank Petronas card as well. so, decision is on ur hand. |
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Sep 11 2008, 04:42 PM
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Senior Member
1,230 posts Joined: Sep 2008 |
QUOTE(shauyan @ Sep 11 2008, 04:19 PM) Got ppl apply for UOB One Card? erh, you referring to the One Platinum, right? The most popular and preferred platinum card in Malaysia, right? I think its quota achieved lieu Saw it is free for life. What is T&C? I want to terminate my Citibank and look for any is free for life (visa card) |
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Sep 11 2008, 04:44 PM
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Junior Member
178 posts Joined: Sep 2007 |
wah!!! getting another 2 cards again to swipe 6times per card per yr?
Mmmh... I have enough cards alredi. I alreadi have a CIMB master free for life. Want to get a Visa from other bank which free for life too. |
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Sep 11 2008, 05:09 PM
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All Stars
10,912 posts Joined: Feb 2006 |
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Sep 11 2008, 05:20 PM
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Junior Member
178 posts Joined: Sep 2007 |
Yes. I just check Maybank Website. It is the card I'm looking for. Thanks alot bro.
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Sep 11 2008, 06:02 PM
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Senior Member
1,886 posts Joined: Jan 2005 From: world above you |
jus wondering i was checking my citi online banking.. this is wat thy show
RM X,500.00 credit limit RM X,300.00 available RM 0.00 credit used how come? i only pump petrol rm60.05. the information is not timely one is it? why the rm200 diff between limit and available? thanks |
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Sep 11 2008, 06:26 PM
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Senior Member
566 posts Joined: Sep 2005 From: Compulsive Disorder Land |
can recommend me a master card which has rebate for purchasing stuffs?
already got a visa shell card from citibank dont want the giant card from citibank. Thanks |
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Sep 11 2008, 06:29 PM
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Senior Member
3,102 posts Joined: May 2005 From: Penang *̡͌l̡*̡̡ |
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Sep 11 2008, 06:31 PM
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All Stars
21,962 posts Joined: Dec 2004 From: KL |
QUOTE(ruztynail @ Sep 11 2008, 06:02 PM) jus wondering i was checking my citi online banking.. this is wat thy show Its reserved for 24hours...check again 2moro it will show the correct amount.RM X,500.00 credit limit RM X,300.00 available RM 0.00 credit used how come? i only pump petrol rm60.05. the information is not timely one is it? why the rm200 diff between limit and available? thanks |
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Sep 11 2008, 06:32 PM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
QUOTE(ruztynail @ Sep 11 2008, 06:02 PM) jus wondering i was checking my citi online banking.. this is wat thy show Each time approval to pump, it will block off RM200 from available CL. Once finish pump, transaction is done, it will revert back the balance in 1-2 days.RM X,500.00 credit limit RM X,300.00 available RM 0.00 credit used how come? i only pump petrol rm60.05. the information is not timely one is it? why the rm200 diff between limit and available? thanks |
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Sep 11 2008, 06:33 PM
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Moderator
6,181 posts Joined: Oct 2004 |
QUOTE(ruztynail @ Sep 11 2008, 06:02 PM) jus wondering i was checking my citi online banking.. this is wat thy show Check my previous post in this thread.RM X,500.00 credit limit RM X,300.00 available RM 0.00 credit used how come? i only pump petrol rm60.05. the information is not timely one is it? why the rm200 diff between limit and available? thanks I experienced the same thing too. It will be fine the next day. |
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Sep 11 2008, 06:35 PM
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Senior Member
1,052 posts Joined: Nov 2005 From: Malaysia |
Bankers is like that, if really dont satisfied then use cash
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Sep 11 2008, 07:59 PM
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Senior Member
1,787 posts Joined: Jul 2007 |
QUOTE(tgeoklin @ Sep 11 2008, 04:42 PM) erh, you referring to the One Platinum, right? The most popular and preferred platinum card in Malaysia, right? I think its quota achieved lieu they sent me 2nd time around, but just gave it to my 5 yrs son to play wit it. don't need cos i dun like the design. but i'm still using their gold card. they did called, why am i using the gold when they're offering me the plat, i say no like design. the lady says, "like this also can ah". |
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