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 Credit Card Thread V4, Plastic Money @ World Access

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X-Zen
post Sep 11 2008, 06:26 PM

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can recommend me a master card which has rebate for purchasing stuffs?

already got a visa shell card from citibank

dont want the giant card from citibank. Thanks
X-Zen
post Sep 12 2008, 12:34 AM

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QUOTE(tachlio @ Sep 11 2008, 06:29 PM)
CIMB DA card..

but when u apply it will give ur Visa + Master then u said u wanna cancel visa ok le nod.gif
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err CIMB DA got rebate for purchasing stuff (non petrol)?

how many %? dont think it is mentioned in their website?
X-Zen
post Sep 12 2008, 09:11 AM

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QUOTE(tachlio @ Sep 12 2008, 08:48 AM)
i think dont had~ its only free for life and got 2%  for all petrol station nod.gif

U can try citibank shell card, 2.5% for silver holder, 5% for gold holder. shell station only
1.5% rebate on all other purchases! laugh.gif

http://www.citibank.com.my/APPS/portal/gen...cards_shell.htm
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already got citi shell card visa

looking for a master now. mainly for rebate on other purchases


X-Zen
post Sep 12 2008, 11:22 AM

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ok it seems that the citibank shell card 5% rebate is only applicable if you bring forward your balance. ditto for their 1.5% rebate on other purchases

tier system rebate

misleading advertisement

maybe will cancel mine

What about Direct Access rebate?

straight forward? no hidden t&c?
X-Zen
post Oct 1 2008, 05:45 PM

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QUOTE(zenwell @ Sep 30 2008, 11:25 AM)
Aiyo, this UOB bank very leceh! Last year I apply for UOB ONE card they also give me additional lady's card. I thot each have their own limit. Mana tau it is combined limit. Then I don't know the additional card serve what purpose unless you are using it for certain promotion and discount. otherwise it is just wasting space in my purse. Anyway gonna cancel it after my Zeron Interest Installment Payment comes to an end. Cancel both!
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Had bad experience with UOB also

I vowed never to take their CC even with their 4% carrefour rebate

Anyway any card with 1% purchase rebate. Buy a lot of stuff. Need some rebate tongue.gif

sikit sikit lama lama jadi bukit

X-Zen
post Oct 2 2008, 12:12 PM

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QUOTE(vin_ann @ Oct 1 2008, 08:51 PM)
4% Carrefour rebate qualify if u purchase above Rm100...

btw, i got Citibank Air Asia Card.... another Card to add into my collection book...
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crap didnt know that doh.gif

my anti-cc shield auto on once i see UOB anyway biggrin.gif

also would like to ask how or who determined the exchange rate if you purchase stuff oversea?

would a particular CC have a better rate compare to another?
X-Zen
post Oct 3 2008, 09:45 AM

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QUOTE(vin_ann @ Oct 2 2008, 12:16 PM)
basically oversea transaction rate is determined by the Rate publish by Visa n Master.
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where they publish?

Went to Visa website but can't find any sweat.gif
X-Zen
post Oct 4 2008, 07:14 PM

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QUOTE(hye @ Oct 3 2008, 11:00 AM)
No need to check also I can tell you the rates are determined by VISA & MC International. This info is stated in your card T&C. It's the whole load of paper that comes with your cc. Find and check that out if you haven't thrown it out yet.
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yeah what i mean was - are the rates itself publish anywhere?

let's say i know i want to buy a book cost usd20, anywhere to check what is the exchange rate charge by visa or master on that day?
X-Zen
post Oct 6 2008, 05:29 PM

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QUOTE(hye @ Oct 4 2008, 09:38 PM)
What I normally do ... check the rates over @ www.xe.com on the day that you are doing the transaction. This site will give you a good indication of what the current international rates are. The actual rates will be very close to what is stated on xe.com.
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thanks for the tips

what about the allianze isetan card? any user comment?
X-Zen
post Oct 10 2008, 02:31 PM

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QUOTE(vin_ann @ Oct 10 2008, 12:25 PM)
too bad, it's short lived, when im back, saw no more notice..
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yeah no more

short lived privilege tongue.gif
X-Zen
post Oct 21 2008, 09:39 AM

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QUOTE(David83 @ Oct 19 2008, 10:31 PM)
Usually for Internet or online transaction.
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any risk of exposing the 3 digit for online transaction?

previous online store did not ask for that but one new shop ask me for it
X-Zen
post Oct 28 2008, 07:21 PM

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QUOTE(ruztynail @ Oct 28 2008, 12:44 PM)
its the same function as visawave right?

funny thing. most of my friends who has the wave card dont really wave.. thy still prefer to sign and swipe the card.. anyone know why? thy say thy prefer the old method..  sweat.gif
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i think it is more gaya if you sign the card

but that just me

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