Credit Card Thread V4, Plastic Money @ World Access
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 Sep 2 2008, 09:18 PM
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#1
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Senior Member
1,787 posts Joined: Jul 2007 
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QUOTE(TeraPox @ Sep 2 2008, 08:54 PM) Im a Amex Gold member for 8 years now... can u just call them for the fee waiver?and I still have to pay the 800 bucks for my Amex CC...  |
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Sep 2 2008, 10:17 PM
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#2
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Senior Member
1,787 posts Joined: Jul 2007
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QUOTE(Norns @ Sep 2 2008, 09:59 PM) Hi all, i believe the retailer is not CIMB merchant hence u'r requested to get the EPP yourself. If its the CIMD merchant, he'll get RM2000 less the merchant fee charged by the bank (depended on x no mths EPP, industry std is 5% if cardholder chooses 12 mths EPP). You'll only be charge 166.66 on mthly basis. Will affect yr overall mthly credit as well.Would like to enquiry on Installment Plan. Let say im purchase something worth rm2000 from Merchant A. I understand from A that its 0% interest and rm2000 / 12 month = rm166.66 I also emphasis that they will not deduct rm2000 direct from my CC. So after transaction swip my card, they ask me call cimb and inform Thing is, when i call them, they said rm2000 is paid to merchant A directly. And the installment is between ME and CIMB BANK So the installment is rm2000 with 3% interest for 1ST month which im not aware ... and only got 10 and 20 month installment plan. Would like to check with you guys .. is it normal ? For installment package, does the merchant charge full amount or ONLY the MONTHLY charge ? Hope to hear advice  |
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Sep 11 2008, 07:59 PM
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#3
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Senior Member
1,787 posts Joined: Jul 2007
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QUOTE(tgeoklin @ Sep 11 2008, 04:42 PM) erh, you referring to the One Platinum, right? The most popular and preferred platinum card in Malaysia, right? I think its quota achieved lieu they sent me 2nd time around, but just gave it to my 5 yrs son to play wit it. don't need cos i dun like the design. but i'm still using their gold card. they did called, why am i using the gold when they're offering me the plat, i say no like design. the lady says, "like this also can ah". |
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Oct 22 2008, 10:52 PM
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#4
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Senior Member
1,787 posts Joined: Jul 2007
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off topic, how's the new finance charges imposed by BNM affecting CC users with min payment? anyone? i know a freind of mine with accumulating debt bcos of this
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