So any idea why they terminate Flexi Plan, Flexi Plan Plus and Balance Transfer?

That is already at production's side, im only on the development..no idea bro

oh yeah... recalled, tht day went to KFC, the cashier dun know how to use Paypass... ended use normal ways...

btw, Carrefour cashier is picking up.... they know how to use visa wave.... haha

I would suggest Maybank becoz that is the widest range of installment plan available...

But its better if u get it from the same bank that u have a savings account there..
Atleast repayment are easier.

any update on the flexi pay for CIMB?

Any CC with same product as CIMB/DA flexi pay? need one badly now...saw EON bank promo but the 1 time processing fee is quite high...any agents here?

UOB is also offering flexi payment scheme for purchases of RM1000 or more.

http://www1.uob.com.my/webpages/card_promo...PaymentPlan.htm

I feel a little frusted as I would like to get an explaination on how Maybank derived the figures as advertised at the bank of their printed statement. Refer to the attachment below:

[attachmentid=389085]

What I would like to know, let's take RM 500 outstanding amount for retail purchase as an example.

From the first table, it's said that you'll be only charged for RM 2.22 after make a minimum payment for a repayment period of 1 month. Using the usual 1.5% p.m. or 18% p.a. rate, for a RM 500 outstanding amount, it should give your RM 7.50. I have asked the bank staff and the CSE at the card centre. None of them could explain. Does Maybank is trying to cheat the card holders by advertising a misleading figures?

Anybody could enlighten me? Appreciate your knowledge. Thank you.

This post has been edited by David83: Jan 28 2008, 06:31 PM

I notice that too...

They were still insisting that the financial charge will be based on 1.5% p.m. or 18% p.a. rate. I asked them to refer to the table 1. They were so puzzled and couldn't explain further.

Guys, can i apply a cc without a payslip? Just graduated, but I've got the offer letter already

I think you need to have at least one month payslip instead of the usual 3 months.

Need at least 1 month payslip.I used 2 months payslip to apply for CIMB,Hong Leong and Eon bank all successfull.

The only one that rejected was Citibank! Damn!!

anyone here using Mastercard? Can you see the back of your card...is there a Cirrus logo? My RHB card doesn't have it...

Can, I get my Citibank, HSBC, EON Bank, RHB & MBF Cards approved by using only offer letter.

Yes there's. I have checked on my CIMB DA MC and HSBC MC.

My Maybank card also got...why RHB dun have? What's Cirrus already ah? Totally forgotten.

Not sure if this is the calculation used in the table. If you swipe for RM500 retail transaction and pay back in one month's time, you are only paying 10 days worth of interest after deducting the 20 days interest-free statement period.

You notice that the cash advance table, since the interest is calculated daily, the figure is much closer to the expected rate of 1.5% p/m.

Cirrus is like a international branch of ATMs machine which your credit card can be use to get Ca$h.

http://www.mastercard.com/us/personal/en/c...ions/index.html

oh, so its not some form of security? That's quite a relief.