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 CREDIT Card Thread v2, Everything about the world of plastic

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SUSDavid83
post Jan 30 2008, 01:16 PM

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QUOTE(g00glesYYl @ Jan 30 2008, 12:36 PM)
But, if i am not mistaken,

maybank is treatpoint for redemption (5X more for until end of month only)
cimb is cash rebate?
*
This 5x Treat Points is only available for any purchases made at Petronas with this Petronas card. The promotion starts from 1st February to 31st July 2008.
WaCKy-Angel
post Jan 30 2008, 02:16 PM

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QUOTE(Robyn @ Jan 30 2008, 11:14 AM)
Anybody who wan2 apply for Petronas Maybankard Visa ! Can call /sms me directly !! Free gift will be given ! as i'm one of the agent !!

The new Petronas Maybankard Visa! The fastest way to earn FREE petrol!

http://www.maybank2u.com.my/consumer/onlin...nas/about.shtml


rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif
*
Im agent too...

Can PM me too tongue.gif
I bet my FREE GIFT is more attractive than his... try me tongue.gif
Aeon_Clock
post Jan 30 2008, 03:56 PM

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&#@$%@&#@$&@#&@$@&#&@$@&#@&# vmad.gif
they just had to come up with this promotion right after I got my RHB Travelmoney vmad.gif
knight_kriss
post Jan 30 2008, 04:15 PM

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i interested with the deal but i dont which one to choose......can anyone help me icon_question.gif icon_question.gif

This post has been edited by knight_kriss: Jan 30 2008, 04:19 PM
SUSDavid83
post Jan 30 2008, 04:20 PM

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QUOTE(knight_kriss @ Jan 30 2008, 04:15 PM)
user posted image
user posted image
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i interested with the deal but i dont which one to choose......can anyone help me icon_question.gif  icon_question.gif
*
Personally, I think Maybank Petronas credit card deal is more attractive.
Aeon_Clock
post Jan 30 2008, 04:22 PM

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hey, after the 31st July 2008 promotion period...are they still gonna give points for using the card at Petronas?
knight_kriss
post Jan 30 2008, 04:25 PM

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but cimb card give more rebates
g00glesYYl
post Jan 30 2008, 04:26 PM

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QUOTE(David83 @ Jan 30 2008, 05:20 PM)
Personally, I think Maybank Petronas credit card deal is more attractive.
*
i think the 2% rebate is very good deal. since it is regardless of the carry forward balance.

Maybank need me to do the redemption.

edited: too bad the CIMB one does not come with paypass.

This post has been edited by g00glesYYl: Jan 30 2008, 04:28 PM
WaCKy-Angel
post Jan 30 2008, 04:30 PM

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QUOTE(David83 @ Jan 30 2008, 04:20 PM)
Personally, I think Maybank Petronas credit card deal is more attractive.
*
Hmm so CIMB offer 0.5% rebate on retail but do they get any points?
If not, so its also same like maybankard treatpoints....
Just different kind of points

Im going to get CIMB too since its free for life...

QUOTE(Aeon_Clock @ Jan 30 2008, 04:22 PM)
hey, after the 31st July 2008 promotion period...are they still gonna give points for using the card at Petronas?
*
About that, after promotion date then wont have anymore loh unless they extend it.


Added on January 30, 2008, 4:31 pm
QUOTE(knight_kriss @ Jan 30 2008, 04:25 PM)
but cimb card give more rebates
*
Like i said above, if they only give 0.5% rebate and no points then its the same like maybank get points but no rebate..
The value is same just different is one get point to exchange gift and one get cash rebate.

QUOTE(g00glesYYl @ Jan 30 2008, 04:26 PM)
i think the 2% rebate is very good deal. since it is regardless of the carry forward balance.

Maybank need me to do the redemption.

edited: too bad the CIMB one does not come with paypass.
*
UOB also 2% lar...wait was it 5%?
GSC is 2% if not mistaken....BHP is 5%

This post has been edited by WaCKy-Angel: Jan 30 2008, 04:31 PM
Aeon_Clock
post Jan 30 2008, 04:32 PM

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QUOTE(g00glesYYl @ Jan 30 2008, 04:26 PM)
i think the 2% rebate is very good deal. since it is regardless of the carry forward balance.

Maybank need me to do the redemption.

edited: too bad the CIMB one does not come with paypass.
*
plus, their rebate don't have promotional period...meaning it'll go on till after 31st July 2008, rite?


Added on January 30, 2008, 4:33 pm
QUOTE(WaCKy-Angel @ Jan 30 2008, 04:30 PM)
About that, after promotion date then wont have anymore loh unless they extend it.
*
wah, 1X points also tak ada?

This post has been edited by Aeon_Clock: Jan 30 2008, 04:33 PM
WaCKy-Angel
post Jan 30 2008, 04:33 PM

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QUOTE(g00glesYYl @ Jan 30 2008, 04:26 PM)
i think the 2% rebate is very good deal. since it is regardless of the carry forward balance.

Maybank need me to do the redemption.

edited: too bad the CIMB one does not come with paypass.
*
I believe this Maybank card is a new technology..
It is PAYPASS + Visa WAVE = PayWave
Meaning in future either paypass or visawave machine can accept both card..

Dont tell anyone i leak out this info tongue.gif the software is still under coding now

This post has been edited by WaCKy-Angel: Jan 30 2008, 04:34 PM
g00glesYYl
post Jan 30 2008, 04:37 PM

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QUOTE(Aeon_Clock @ Jan 30 2008, 05:32 PM)
plus, their rebate don't have promotional period...meaning it'll go on till after 31st July 2008, rite?


Added on January 30, 2008, 4:33 pm
wah, 1X points also tak ada?
*
i think so. for long term, it should be a good run. If the benefits is about the same. then we should choose base on
VISA vs MASTER CARD
MAYBANK vs CIMB


do not know, the rhb, hsbc will launch the ESSO Card?

since BHP was actually linked with UOB.
WaCKy-Angel
post Jan 30 2008, 04:37 PM

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QUOTE(Aeon_Clock @ Jan 30 2008, 04:32 PM)
plus, their rebate don't have promotional period...meaning it'll go on till after 31st July 2008, rite?


Added on January 30, 2008, 4:33 pm
wah, 1X points also tak ada?
*
Most probably since creditcards doesnt get points at pump station anymore, except maybank Amex.

Someone check out CIMB promotion period go go


Added on January 30, 2008, 4:38 pmLMAO now i get it...
CIMB 2% rebate is a scam

http://www.cimbbank.com.my/index.php?ch=su...7&tpt=cimb_bank
CODE
* Rebate is subject to a maximum spending of RM2,500 at PETRONAS service stations or rebate of RM50 per card per month.


Uhm anyone understand that clause?
Ahh so i get it now....the rebate only u can get maximum of RM50/month..
RM50 rebate means 2% of RM2,500 rite?

This post has been edited by WaCKy-Angel: Jan 30 2008, 04:39 PM
g00glesYYl
post Jan 30 2008, 04:41 PM

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QUOTE(WaCKy-Angel @ Jan 30 2008, 05:33 PM)
I believe this Maybank card is a new technology..
It is PAYPASS + Visa WAVE = PayWave
Meaning in future either paypass or visawave machine can accept both card..

Dont tell anyone i leak out this info tongue.gif the software is still under coding now
*
aduh. doh.gif can not be!!!

if you need the terminal to be accept both vasa&mastercard, the terminal should be the one to be customized. Not the card.


WaCKy-Angel
post Jan 30 2008, 04:44 PM

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QUOTE(g00glesYYl @ Jan 30 2008, 04:41 PM)
aduh.  doh.gif  can not be!!!

if you need the terminal to be accept both vasa&mastercard, the terminal should be the one to be customized. Not the card.
*
Hmm good point....im not sure, but maybe paypass didnt want to develop the new software so Maybank had to develop on their card?

But anyway, its true in future all VisaWave terminal will able to accept Paypass too (this is sure coz my company is the only official VisaWave vendor in Malaysia)
Aeon_Clock
post Jan 30 2008, 04:50 PM

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QUOTE(WaCKy-Angel @ Jan 30 2008, 04:37 PM)
Most probably since creditcards doesnt get points at pump station anymore, except maybank Amex.

Someone check out CIMB promotion period go go


Added on January 30, 2008, 4:38 pmLMAO now i get it...
CIMB 2% rebate is a scam

http://www.cimbbank.com.my/index.php?ch=su...7&tpt=cimb_bank
CODE
* Rebate is subject to a maximum spending of RM2,500 at PETRONAS service stations or rebate of RM50 per card per month.


Uhm anyone understand that clause?
Ahh so i get it now....the rebate only u can get maximum of RM50/month..
RM50 rebate means 2% of RM2,500 rite?
*
I don't think its a scam. The line only mentions your maximum rebate per month. Not how much you need to spend to get a rebate.

QUOTE(WaCKy-Angel @ Jan 30 2008, 04:44 PM)
But anyway, its true in future all VisaWave terminal will able to accept Paypass too (this is sure coz my company is the only official VisaWave vendor in Malaysia)
*
that's what everybody wants. Its a little weird and troublesome to have that machine at a shop but can only accept Visa OR Master...
SUSDavid83
post Jan 30 2008, 04:51 PM

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QUOTE(WaCKy-Angel @ Jan 30 2008, 04:44 PM)
Hmm good point....im not sure, but maybe paypass didnt want to develop the new software so Maybank had to develop on their card?

But anyway, its true in future all VisaWave terminal will able to accept Paypass too (this is sure coz my company is the only official VisaWave vendor in Malaysia)
*
I think Visa Paywave is going to work in Visa Wave and Mastercard Paypass EMV.

QUOTE
How it works
Visa payWave uses short range wireless communication technology.

Based on industry-wide standards and specifications, payment instructions are securely exchanged between a 'contactless' EMV (Europay,Mastercard, Visa) chip card and a standard card acceptance terminal equipped with a 'contactless' reader.

The cardholder 'waves' their Visa payWave card within five centimeters of the card-reader - and the transaction is completed in less than a second

For higher value purchases - for example, euro15 (£10 in the UK - or when occasional security checks are required, a normal chip and PIN transaction is automatically initiated).

Source: http://www.visaeurope.com/personal/paywave...tworks/main.jsp
More information on Visa payWave:

http://www.visapaywave.co.uk/flash/html/main.html
http://www.visapaywave.co.uk/flash/html/main.html

This post has been edited by David83: Jan 30 2008, 04:52 PM
g00glesYYl
post Jan 30 2008, 04:53 PM

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QUOTE(WaCKy-Angel @ Jan 30 2008, 05:44 PM)
Hmm good point....im not sure, but maybe paypass didnt want to develop the new software so Maybank had to develop on their card?

But anyway, its true in future all VisaWave terminal will able to accept Paypass too (this is sure coz my company is the only official VisaWave vendor in Malaysia)
*
One card is either VISA (visawave) or MASTERCARD (paypass). Can not having the two account link inside one card. However, in theory, it can be done but not in business point of view, unless visa brought over mastercard lol

However, i agreed with you that in future all VisaWave terminal will able to accept Paypass too or the reverse way. this is the matter of time.
WaCKy-Angel
post Jan 30 2008, 04:54 PM

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QUOTE(David83 @ Jan 30 2008, 04:51 PM)
I think Visa Paywave is going to work in Visa Wave and Mastercard Paypass EMV.
More information on Visa payWave:

http://www.visapaywave.co.uk/flash/html/main.html
http://www.visapaywave.co.uk/flash/html/main.html
*
Yup..

Oh now my brain is getting straight...
For VisaWave to work in Paypass terminal, the card must have something to communicate with the terminal..
So does Paypass card to work in VisaWave terminal...
So the point is not only the terminal must have new software but the card too...

Soon u will see Mastercard with "PayWave" too


Added on January 30, 2008, 4:55 pm
QUOTE(g00glesYYl @ Jan 30 2008, 04:53 PM)
One card is either VISA (visawave) or MASTERCARD (paypass). Can not having the two account link inside one card. However, in theory, it can be done but not in business point of view, unless visa brought over mastercard lol

However, i agreed with you that in future all VisaWave terminal will able to accept Paypass too or the reverse way. this is the matter of time.
*
doh.gif doh.gif doh.gif doh.gif

Its not about the account, its about communication..

VisaWave and Paypass are just a form of communication between terminal and card.
It has nothing to do with account.

This post has been edited by WaCKy-Angel: Jan 30 2008, 04:55 PM
SUSDavid83
post Jan 30 2008, 04:56 PM

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Visa Wave and Visa payWave are popular at Europe. Sadly that there're not going popularity in Malaysia. Seems like Mastercard Paypass is overtaking the competition now.

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