QUOTE(WaCKy-Angel @ Dec 24 2007, 01:06 PM)
He meant Credit Shield
lol... 
i don't know what it's call...
i wasn't clear hwo it's work and full detail regard this...
CREDIT Card Thread v2, Everything about the world of plastic
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 Dec 24 2007, 01:16 PM
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Senior Member
1,756 posts Joined: Nov 2004 From: Kuala Lumpur   
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i don't know what it's call... i wasn't clear hwo it's work and full detail regard this... |
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Dec 24 2007, 01:41 PM
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Senior Member
4,261 posts Joined: Oct 2007
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you dun know what its called, dun know what it does, dun know how it works...you know which bank's CC has this?
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Dec 24 2007, 01:49 PM
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Junior Member
26 posts Joined: Mar 2007 From: Selangor
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QUOTE(GameMonster @ Dec 24 2007, 01:14 PM) can i know wat is the minimum requirement for applying a credit card?? minimum age is 21 years old. 2k is no problem, only ur age la... i am 20years old,getting 2k paid per month,want to know whether can i get a credit carD?i have already been working for 5months. Added on December 24, 2007, 1:50 pm QUOTE(Aeon_Clock @ Dec 24 2007, 02:41 PM) you dun know what its called, dun know what it does, dun know how it works...you know which bank's CC has this? citibank, eon, maybank...many banks oso good nowThis post has been edited by jimmy701: Dec 24 2007, 01:50 PM |
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Dec 24 2007, 01:50 PM
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Senior Member
1,756 posts Joined: Nov 2004 From: Kuala Lumpur
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QUOTE(Aeon_Clock @ Dec 24 2007, 01:41 PM) you dun know what its called, dun know what it does, dun know how it works...you know which bank's CC has this? the card i am holding has this...  |
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Dec 24 2007, 02:04 PM
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Senior Member
4,261 posts Joined: Oct 2007
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QUOTE(jimmy701 @ Dec 24 2007, 01:49 PM) citibank, eon, maybank...many banks oso good now found this at Citibank site.QUOTE Citibank Credit Shield Plus Plan with 36 Critical Illness coverage protects the outstanding balance on your Citibank credit card at only RM0.69 a month for every RM100. Underwritten by ING Insurance Bhd. Maybank calls it Credit Care I think...http://www.maybank2u.com.my/consumer/onlin...edit_care.shtml QUOTE(victorboy @ Dec 24 2007, 01:50 PM) the card i am holding has this... jeeeeeesus christ...you're here to spam or give info? How the hell am I supposed to know what card you're using???  This post has been edited by Aeon_Clock: Dec 24 2007, 02:09 PM |
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Dec 24 2007, 02:13 PM
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(Aeon_Clock @ Dec 24 2007, 01:41 PM) you dun know what its called, dun know what it does, dun know how it works...you know which bank's CC has this? every bank shd have this... just tht maybe is their marketing strategy.... only selected customer will be called? |
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Dec 24 2007, 02:13 PM
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Senior Member
1,756 posts Joined: Nov 2004 From: Kuala Lumpur
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QUOTE(Aeon_Clock @ Dec 24 2007, 02:04 PM) found this at Citibank site. i am not giving info.. Maybank calls it Credit Care I think... http://www.maybank2u.com.my/consumer/onlin...edit_care.shtml jeeeeeesus christ...you're here to spam or give info? How the hell am I supposed to know what card you're using??? i am asking opinion Credit Shield from the guru here... and you are the one who doesn;t give me any comments on this... Added on December 24, 2007, 2:15 pm QUOTE(vin_ann @ Dec 24 2007, 02:13 PM) every bank shd have this... just tht maybe is their marketing strategy.... how does Credit Shield work? only selected customer will be called? do you subcribe Credit Shield from UOB bank? i counldn't get the exact answer for this matter... This post has been edited by victorboy: Dec 24 2007, 02:15 PM |
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Dec 24 2007, 02:18 PM
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(Aeon_Clock @ Dec 24 2007, 02:04 PM) found this at Citibank site. i din see the purpose why we shd have this credit shield....Maybank calls it Credit Care I think... http://www.maybank2u.com.my/consumer/onlin...edit_care.shtml jeeeeeesus christ...you're here to spam or give info? How the hell am I supposed to know what card you're using??? |
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Dec 24 2007, 02:28 PM
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Senior Member
4,261 posts Joined: Oct 2007
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QUOTE(victorboy @ Dec 24 2007, 02:13 PM) and you are the one who doesn;t give me any comments on this... I'm answering this based on my understand of your English here...Ans: ... ... Can't you freaking see I don't know sh*t about Credit Shield before jimmy701's post?? YOUR post was so useless that I can't comment on anything but your lack of information  QUOTE(vin_ann @ Dec 24 2007, 02:18 PM) i din see the purpose why we shd have this credit shield.... I dun quite understand it either. 69 cents per RM100 (Citibank)...to cover your CC debts? In the case of accident, they'll 'delete' your debt completely? Dun care if you survive the accident with minor injuries?  This post has been edited by Aeon_Clock: Dec 24 2007, 02:29 PM |
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Dec 24 2007, 02:31 PM
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Junior Member
171 posts Joined: Mar 2006 From: KL-ampang-USA
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QUOTE(vin_ann @ Dec 24 2007, 02:18 PM) i din see the purpose why we shd have this credit shield.... it helps if you have a jobless wife + 3 young kids and outstanding c/card balance of say... RM10-15k with only RM1.0-1.5k balance in your saving account  |
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Dec 24 2007, 02:32 PM
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Senior Member
2,661 posts Joined: Jan 2003
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Anyone knows whether if there is any expiry date/time for Maybank Treat Points?
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Dec 24 2007, 02:33 PM
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Junior Member
171 posts Joined: Mar 2006 From: KL-ampang-USA
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QUOTE(Aeon_Clock @ Dec 24 2007, 02:28 PM) I dun quite understand it either. 69 cents per RM100 (Citibank)...to cover your CC debts? In the case of accident, they'll 'delete' your debt completely? Dun care if you survive the accident with minor injuries? This post has been edited by ampangchai: Dec 24 2007, 02:33 PM |
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Dec 24 2007, 02:34 PM
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21,962 posts Joined: Dec 2004 From: KL 
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QUOTE(guanteik @ Dec 24 2007, 02:32 PM) Anyone knows whether if there is any expiry date/time for Maybank Treat Points? got expiry date meh? |
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Dec 24 2007, 02:34 PM
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Senior Member
2,661 posts Joined: Jan 2003
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QUOTE(WaCKy-Angel @ Dec 24 2007, 02:34 PM) got expiry date meh? Not sure... asking for confirmation... |
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Dec 24 2007, 02:35 PM
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10,912 posts Joined: Feb 2006
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QUOTE(ampangchai @ Dec 24 2007, 02:31 PM) it helps if you have a jobless wife + 3 young kids and outstanding c/card balance of say... RM10-15k with only RM1.0-1.5k balance in your saving account but im not in tht category. tht's y i see no need for me. |
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Dec 24 2007, 02:36 PM
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Senior Member
1,756 posts Joined: Nov 2004 From: Kuala Lumpur
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QUOTE(ampangchai @ Dec 24 2007, 02:31 PM) it helps if you have a jobless wife + 3 young kids and outstanding c/card balance of say... RM10-15k with only RM1.0-1.5k balance in your saving account hmm... i didnt; get the concept right... so, as normal person, we do not need to subcribe this service right? the description state in the leaflet seem very interesting... and i don't know the benefits and how it's work for this service Added on December 24, 2007, 2:40 pm QUOTE(guanteik @ Dec 24 2007, 02:32 PM) Anyone knows whether if there is any expiry date/time for Maybank Treat Points? QUOTE(WaCKy-Angel @ Dec 24 2007, 02:34 PM) got expiry date meh? according to my parent, yes, it does has expiry for your treat points... i think they will notify you thru mail... This post has been edited by victorboy: Dec 24 2007, 02:40 PM |
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Dec 24 2007, 02:44 PM
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Senior Member
2,661 posts Joined: Jan 2003
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QUOTE(victorboy @ Dec 24 2007, 02:36 PM) hmm... if this is the case, in how many years is the expiry circle?i didnt; get the concept right... so, as normal person, we do not need to subcribe this service right? the description state in the leaflet seem very interesting... and i don't know the benefits and how it's work for this service Added on December 24, 2007, 2:40 pm according to my parent, yes, it does has expiry for your treat points... i think they will notify you thru mail... |
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Dec 24 2007, 02:44 PM
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Junior Member
171 posts Joined: Mar 2006 From: KL-ampang-USA
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QUOTE(vin_ann @ Dec 24 2007, 02:35 PM) but im not in tht category. tht's y i see no need for me. indeed not everyone need it QUOTE(victorboy @ Dec 24 2007, 02:36 PM) hmm... i'd been using c/card since 1995 and never subscribed to this service i didnt; get the concept right... so, as normal person, we do not need to subcribe this service right? the description state in the leaflet seem very interesting... and i don't know the benefits and how it's work for this service guess i'm "normal person" to ur definition  basically credit shield is an insurance to cover your c/card debt as if life insurance is to cover your life the purpose is to ensure you (or those dependent on your income) would not fall into financial turmoil after your death or total disablement just imagine a wife is already worrying over how to bring up her kids after her husband death... the bank call up to ask her to pay for her husband's c/card debt |
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Dec 24 2007, 02:50 PM
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Senior Member
1,756 posts Joined: Nov 2004 From: Kuala Lumpur
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QUOTE(guanteik @ Dec 24 2007, 02:44 PM) if this is the case, in how many years is the expiry circle? this i do not know... all i know is when time's up (perhaps within a year), she have to redeem something or else the points will be either deducted as penalty or totally gone.. this i am not sure... by the way.. for those who use UOB CC... what is... UOB UNIRinggit Reward?? how to make this claim? Added on December 24, 2007, 2:53 pm QUOTE(ampangchai @ Dec 24 2007, 02:44 PM) indeed not everyone need it hmm, then it is useless to me... since i haven't married yet... i'd been using c/card since 1995 and never subscribed to this service guess i'm "normal person" to ur definition basically credit shield is an insurance to cover your c/card debt as if life insurance is to cover your life the purpose is to ensure you (or those dependent on your income) would not fall into financial turmoil after your death or total disablement just imagine a wife is already worrying over how to bring up her kids after her husband death... the bank call up to ask her to pay for her husband's c/card debt  btw, which CC you are holding now??!!  you seem very rich oh... This post has been edited by victorboy: Dec 24 2007, 02:53 PM |
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Dec 24 2007, 04:03 PM
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Senior Member
4,261 posts Joined: Oct 2007
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QUOTE(guanteik @ Dec 24 2007, 02:44 PM) if this is the case, in how many years is the expiry circle? if I'm not mistaken...different banks have different expiry date for their points. Which bank are you referring to?QUOTE(ampangchai @ Dec 24 2007, 02:44 PM) just imagine a wife is already worrying over how to bring up her kids after her husband death... the bank call up to ask her to pay for her husband's c/card debt well, it is a worry...among others. Solution is to not have too much debt. Or if you want, just subscribe to the Credit Shield feature. Its not that expensive...if your debt is low |
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