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 CREDIT Card Thread v2, Everything about the world of plastic

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muxx
post Dec 24 2007, 07:32 AM

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if my salary rm700 with official statement and i receive rental from my mum's rumah sewa tenant constantly rm850/month (i only can prove this by bank account statement)...can my application be considered approve over the minimum rm1500/month requirement? I've tried with maybank but failed cry.gif can anybody help me...?
kindaichi81
post Dec 24 2007, 07:44 AM

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QUOTE(muxx @ Dec 24 2007, 07:32 AM)
if my salary rm700 with official statement and i receive rental from my mum's rumah sewa tenant constantly rm850/month (i only can prove this by bank account statement)...can my application be considered approve over the  minimum rm1500/month requirement? I've tried with maybank but failed  cry.gif can anybody help me...?
*
dun think so... usually the bank won't accept rent as income i supposed... it's not official income to them....

jimmy701
post Dec 24 2007, 10:18 AM

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QUOTE(muxx @ Dec 24 2007, 08:32 AM)
if my salary rm700 with official statement and i receive rental from my mum's rumah sewa tenant constantly rm850/month (i only can prove this by bank account statement)...can my application be considered approve over the  minimum rm1500/month requirement? I've tried with maybank but failed  cry.gif can anybody help me...?
*
unless ur family or ur relative got doing their own business, den u can use their document to apply. rental only the extra income, not officially. so gonna do sth la. u got any idea on the point i said? can pm me
donpapachino
post Dec 24 2007, 10:25 AM

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anybody tried the affin bank balance transfer 0% for 12 months?

kinda interested with it, hope can transfer my 2k debt from maybank to affin. gonna call n check out the offer since their bank close to my office.
vin_ann
post Dec 24 2007, 10:55 AM

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Oh.... i thinks im previous din miss out o read wrong....

the Direct Access card got the PayPass....

saw their advertisement today in thestar...
Aeon_Clock
post Dec 24 2007, 10:59 AM

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QUOTE(muxx @ Dec 24 2007, 07:32 AM)
if my salary rm700 with official statement and i receive rental from my mum's rumah sewa tenant constantly rm850/month (i only can prove this by bank account statement)...can my application be considered approve over the  minimum rm1500/month requirement? I've tried with maybank but failed  cry.gif can anybody help me...?
*
maybank is one of the toughest credit card to get...at least that's what I've heard. Even normal classic card is difficult. Try other cards...maybe the Tune money.

I've heard a HSBC promoter saying Citybank CC is the most preferred CC around, HSBC is second most preferred...does anybody know why?
vin_ann
post Dec 24 2007, 11:02 AM

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QUOTE(Aeon_Clock @ Dec 24 2007, 10:59 AM)
maybank is one of the toughest credit card to get...at least that's what I've heard. Even normal classic card is difficult. Try other cards...maybe the Tune money.

I've heard a HSBC promoter saying Citybank CC is the most preferred CC around, HSBC is second most preferred...does anybody know why?
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why would a HSBC promoter promote their competitor as the most preferred CC? while only then mentioning HSBC is the second most preferred???

must be something fishy....


muxx
post Dec 24 2007, 11:16 AM

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QUOTE(jimmy701 @ Dec 24 2007, 10:18 AM)
unless ur family or ur relative got doing their own business, den u can use their document to apply. rental only the extra income, not officially. so gonna do sth la. u got any idea on the point i said? can pm me
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owh well..i get the picture
Aeon_Clock
post Dec 24 2007, 11:20 AM

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QUOTE(vin_ann @ Dec 24 2007, 11:02 AM)
why would a HSBC promoter promote their competitor as the most preferred CC? while only then mentioning HSBC is the second most preferred???

must be something fishy....
*
either he was being honest...or he was trying to play mental warfare laugh.gif
maybe he even kena from someone with a wider general knowledge before for saying HSBC is the 'most preferred'?
either way...do you guys know which is actually the most preferred? Citybank?
WaCKy-Angel
post Dec 24 2007, 11:25 AM

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QUOTE(vin_ann @ Dec 24 2007, 11:02 AM)
why would a HSBC promoter promote their competitor as the most preferred CC? while only then mentioning HSBC is the second most preferred???

must be something fishy....
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Becoz HSBC requirement super damm high and their sales person so kiasu, they only hunt for those "rich looking" customer.
Try wearing a short pants and t-shirt and walk up to them say u want to apply card.
vin_ann
post Dec 24 2007, 11:29 AM

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QUOTE(Aeon_Clock @ Dec 24 2007, 11:20 AM)
either he was being honest...or he was trying to play mental warfare laugh.gif
maybe he even kena from someone with a wider general knowledge before for saying HSBC is the 'most preferred'?
either way...do you guys know which is actually the most preferred? Citybank?
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u mean mechandise preferred? or customer preferred?
Aeon_Clock
post Dec 24 2007, 11:50 AM

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QUOTE(WaCKy-Angel @ Dec 24 2007, 11:25 AM)
Becoz HSBC requirement super damm high and their sales person so kiasu, they only hunt for those "rich looking" customer.
Try wearing a short pants and t-shirt and walk up to them say u want to apply card.
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I was on t-shirt, jeans, slippers...and my hair was like rubbish that time...its a Sunday, what do you expect?

QUOTE(vin_ann @ Dec 24 2007, 11:29 AM)
u mean mechandise preferred? or customer preferred?
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no idea...how about both? tongue.gif

This post has been edited by Aeon_Clock: Dec 24 2007, 11:51 AM
soitsuagain
post Dec 24 2007, 11:55 AM

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QUOTE(muxx @ Dec 24 2007, 07:32 AM)
if my salary rm700 with official statement and i receive rental from my mum's rumah sewa tenant constantly rm850/month (i only can prove this by bank account statement)...can my application be considered approve over the  minimum rm1500/month requirement? I've tried with maybank but failed  cry.gif can anybody help me...?
*
Don't see why cannot. Is the cheque to your name? If so show them the original cheque and your payslip plus ur bank statement. Since u don't have EA form, i think u will need 6 months of history. Rental income can apply for card one. Just put self employed, bank statement, and tenancy agreement.

GameMonster
post Dec 24 2007, 12:14 PM

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can i know wat is the minimum requirement for applying a credit card??

i am 20years old,getting 2k paid per month,want to know whether can i get a credit carD?i have already been working for 5months.
redevil
post Dec 24 2007, 12:17 PM

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QUOTE(GameMonster @ Dec 24 2007, 12:14 PM)
can i know wat is the minimum requirement for applying a credit card??

i am 20years old,getting 2k paid per month,want to know whether can i get a credit carD?i have already been working for 5months.
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You are eligible for Credit card
WaCKy-Angel
post Dec 24 2007, 12:20 PM

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QUOTE(soitsuagain @ Dec 24 2007, 11:55 AM)
Don't see why cannot. Is the cheque to your name? If so show them the original cheque and your payslip plus ur bank  statement. Since u don't have EA form, i think u will need 6 months of history. Rental income can apply for card one. Just put self employed, bank statement, and tenancy agreement.
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No it will be very hard to apply like that..

Ask those working as freelance and u will know how many times they get rejected.
victorboy
post Dec 24 2007, 12:36 PM

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speaking of the insurance...
anyone have experience this before? unsure.gif
WaCKy-Angel
post Dec 24 2007, 12:40 PM

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Nvm scratch that...
Either they still havent add the payee list, or its just for Maybankard...like American Express.

This post has been edited by WaCKy-Angel: Dec 24 2007, 12:46 PM
Aeon_Clock
post Dec 24 2007, 01:05 PM

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QUOTE(victorboy @ Dec 24 2007, 12:36 PM)
speaking of the insurance...
anyone have experience this before?  unsure.gif
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err...wrong thread?
WaCKy-Angel
post Dec 24 2007, 01:06 PM

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QUOTE(Aeon_Clock @ Dec 24 2007, 01:05 PM)
err...wrong thread?
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He meant Credit Shield
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