CREDIT Card Thread v2, Everything about the world of plastic
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 Dec 24 2007, 02:31 PM
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#1
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Junior Member
171 posts Joined: Mar 2006 From: KL-ampang-USA  
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QUOTE(vin_ann @ Dec 24 2007, 02:18 PM) i din see the purpose why we shd have this credit shield.... it helps if you have a jobless wife + 3 young kids and outstanding c/card balance of say... RM10-15k with only RM1.0-1.5k balance in your saving account   |
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Dec 24 2007, 02:33 PM
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#2
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Junior Member
171 posts Joined: Mar 2006 From: KL-ampang-USA
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QUOTE(Aeon_Clock @ Dec 24 2007, 02:28 PM) I dun quite understand it either. 69 cents per RM100 (Citibank)...to cover your CC debts? In the case of accident, they'll 'delete' your debt completely? Dun care if you survive the accident with minor injuries?  This post has been edited by ampangchai: Dec 24 2007, 02:33 PM |
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Dec 24 2007, 02:44 PM
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#3
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Junior Member
171 posts Joined: Mar 2006 From: KL-ampang-USA
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QUOTE(vin_ann @ Dec 24 2007, 02:35 PM) but im not in tht category. tht's y i see no need for me. indeed not everyone need it  QUOTE(victorboy @ Dec 24 2007, 02:36 PM) hmm... i'd been using c/card since 1995 and never subscribed to this service i didnt; get the concept right...  so, as normal person, we do not need to subcribe this service right? the description state in the leaflet seem very interesting... and i don't know the benefits and how it's work for this service guess i'm "normal person" to ur definition  basically credit shield is an insurance to cover your c/card debt as if life insurance is to cover your life the purpose is to ensure you (or those dependent on your income) would not fall into financial turmoil after your death or total disablement just imagine a wife is already worrying over how to bring up her kids after her husband death... the bank call up to ask her to pay for her husband's c/card debt |
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