ur citibank is apply in sg or in malaysia? n ur HSBC card is applied in sg or malaysia? impossible 1month still no news wor...

I worked in sg, i already got singapore credit cards from 8 banks long time ago... i just applied citibank malaysia and HSBC malaysia credit card, becos if I buy things in malaysia using my sg credit card, it will have exchange rate lugi... so i want to have a malaysia issued credit card...

i applied HSBC malaysia credit card in the start of dec, and i got it approved within 2weeks.. then the citibank malaysia i applied since end of nov, til now still no news. yet...

omg...but what doc u were using for the citibank? or you can wait for a year then applied the citibank card with ur HSBC. liked that will be better and faster i think

do u have call in to check on ur application status?

last time i applied with 1 agent. whose know 2 weeks later i called in to check on status, and they said they din received my applications...

since im urgently need it, i applied through my friend... so another 2 weeks waited for it. and on the day it approved my fren called me to inform me and ask me call the citiphone make arrangement for pick up. during lunch i go over the citibank jln ampang, got my card. hehe

wait for 1 year? forget it ba... too slow already... until then i won't be interested to get one anymore... i just want to get the card thru normal application...

the doc i give to citibank is 3 mths bank statements, payslip, employment letter... ic front and back photocopy...

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Added on December 25, 2007, 9:26 pmi got call in to check my application status, they keep on saying dun have the record for my application...

i applied thru a sales person also... he said submitted my application liao, but after 2, 3 weeks i called in the hotline they told me never have my record, i told him abt this, then he bothered to check for me... after check, he said the status is pending for my income tax doc... that's why no record on system... i told him i only worked for 9 mths plus until now... no income tax doc yet.. then he said he will check again... then he reverted to me that after the credit card processing officer key into my application to the system, then it will show whether approved or denied... he said now is year end, so lesser staff working and it will slower...got such thing one meh? i am actually pretty frustrated already... as it took so long time liao... i think if there is still no status after next week, i will cancel the application liao... If i cancel the application, the sales person cannot get any commission rite? actually i hate those sale person, some of them, the follow up is super lousy... sometimes, i find that apply on my own, it is faster and better....

This post has been edited by kindaichi81: Dec 25 2007, 09:26 PM

yeah u right. u apply ur own or through other people the 1st sales person wont get the commission...

in my case, my 1st agent called me to ask me whether i got the card already o not... in fact i got my card through my fren... haha... din tell her tht i submit my application again.. haha...

btw, doc needed is 3 months payslip and photostated IC... tht's all. no more other things le...

u work for how long before u apply citibank card? i worked for only 9 mths, i think that's why he asked me for the 3 mths bank statements to prove my income?

Petrol
Food & Beverages
Magazines
Shopping
Air tickets
Bus tickets

Full payment everytime.... not recommended to have credit card debts. If you cannot pay in full, means that you should have control your spending.

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Added on December 25, 2007, 10:20 pmMaybe because you don't have prove of income in Malaysia.

This post has been edited by ronnie: Dec 25 2007, 10:20 PM

I thot Robinson's OCBC is Visa Platinum ?

All banks are doing this now.... trying to "reward" those that pay their minimum amount promptly

the time i applied im not yet works full 1 years.

btw, i intro my colleague who just works 4 months to apply citibank also got his card le...

Yea, you are right... targeting those spending a lot at Robinson & Marks&Spenser...

so do u think citibank is hard to apply or not?

actually hard o not is not under ur hand lol... if u qualify shd have no problems, since every CC is so competitive.

remember the colleague i mentioned just now... at 1st his application is failed.

reason: verification is fail.

i thinks the time citibank called to my HR department to verify the information, they pass it to wrong person or dun know what ever reasons get fail to verify.

later my fren called me and ask who is the HR person in charge and i to find out and tell her.

then after tht, dun know how long my fren's application is get through.

Sian... tired of waiting... seriously speaking.. the efficiency in malaysia is still .......

i have nvr encountered such long wait for my application of credit card in sg....

anyway, at least i got one malaysia credit card now.. HSBC visa classic... good for using in malaysia already....

well...malaysian's working attitude, especially malay staff. very slow and always got problem. not looking down on them but sometime really upset on their attitude on serving customer.

exactly .....

citibank cc dept got so many malay working there??
hmm....i dont think so

so far I don't have any problems at the banks...be it malays or not...

how many of you guys have a little debt in your credit card? Or you all pay up all in full?

Not many here. Only for people who frequent this forum lol. If you don't want high accumulated credit card debt, avoid drinking and clubbing.