i thinks the 1st bank shd be UOB bank. if im not wrong.

loan = if u din pay on time
facilities = if u pay on time.

playing with the cash flow. hehe

why no one give me idea about hsbc card ? no one got hsbc ?

can some one tell normally hsbc will call office or not ?

They usually call your handphone unless specified to call office.

They may call your office HR for income verification.

CIMB is the worst bank. I went to the their branch, filled in the form for my cards cancellation and until today, they still haven't cancel my cards

CIMB cards all is free punya..y cancel ?

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Added on April 24, 2008, 2:19 pmy hsbc no call me de? 1 week already =(

This post has been edited by siutimtim: Apr 24 2008, 02:19 PM

Not all CIMB credit card are free of annual fee...

This post has been edited by yks8845: Apr 24 2008, 07:10 PM

I think only certain Mastercard cards from CIMB is free for life.

For Direct Access, it's free for life without condition.

hey guys and gals,
i heard from radio saying Allianze bank is giving 1.5% rebate on all transactions...

still have not visited their website to looks looks around and surveying.
any1 is using the alliance bank CC?

hi, i am new to cc..pls advice...
cimb direct access cc vs cimb petronas cc..which 1 better
and cimb petronas cc vs maybank petronas cc...which 1 better?

btw...wat do cimb direct access stands for?

and i saw the pdf regarding cimb direct access cc get free petrol rebate of 2% on all petrol station...where did the source come from? y i cant find it at cimb web sites/pages?

This post has been edited by deity01: Apr 24 2008, 11:28 PM

hi all,

want to ask a qns, i am holding my HSBC card for 6 mths already... can use it to one to one apply another bank credit card?

for one to one credit card application, what is the procedure and what documents are needed? need to submit payslip still?

btw...wat do cimb direct access stands for?

and i saw the pdf regarding cimb direct access cc get free petrol rebate of 2% on all petrol station...where did the source come from? y i cant find it at cimb web sites/pages?

[/quote]
Kindly visit http://www.directaccess.com.my

Direct Access CC used to be under Southern Bank Berhad.

kindaichi, do hsbc call your company to check your pay? how long you get the hsbc card after apply ?

ur HSBC card need to holds for at least 1 year, then only can use to apply for other CC.

i use my 1 years plus HSBC to apply UOB bank. no need pay slip anymore. just IC and the HSBC CC photostates copy.

I dun know whether they called my company to check on my pay or not... but on the application form, i do put my HR's no.... it takes abt 2 weeks++ to get my HSBC card....

I applied thru a agent.....

Yesterday, a guy called to inform me they waiving my HSBC Plat annual fees which is due in June. Last few years i have to call them and usually they will waive but with condition i spend RM3K with them within a month. Therefore i was shocked to receive such a call to inform me of the waiver. After that he asked if i want do balance transfer or want personal loan which both i am not interested.

Call HSBC today and they confirmed indeed my coming annual fees is waived and shown in system

I am starting to love HSBC.

now you spend once a month and you will get the hsbc card fee waive no matter what card you have

Is that true ? Would be awesome if that is really the case. I'm thinking of applying a less catchy HSBC credit card, preferably the classic HSBC Visa yet continue to enjoy my current credit line

serious? regardless of the amount?

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Added on April 26, 2008, 7:34 amI am using the HSBC Visa Classic....


This post has been edited by kindaichi: Apr 26 2008, 07:34 AM

I don't think that it's an official promotion; at least not stated in the their website if I'm not mistaken.

However, the field agents are keep on promoting such.

I have too many cards already
Very seldom I use CIMB cards, most of the time just swipe the CT bank ones.