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 CREDIT Card Thread v2, Everything about the world of plastic

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cherroy
post Apr 20 2008, 05:38 PM

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QUOTE(salvationme @ Apr 20 2008, 12:59 PM)
hi , just a simple question here .
i have owned a public bank credit card ,
but i haven't use it since i received my card because i don wan to use it anymore
but also duno need to cancel or not because i'm not sure it is activated or not
will it charge for anual fee ?

thanks !!!!
*
If you don't want to use it, then cancel it, as simple as that. What for holding unused CC?

Some credit cards don't need activation, it is pre-activated once you received the card and bank has the right to charge you annual fee on it, unless stated otherwise free for life without condition.
shamsay
post Apr 20 2008, 11:49 PM

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so to cancel the card just call them or need to return back the card?
jep
post Apr 21 2008, 11:22 AM

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QUOTE(amerz @ Apr 19 2008, 08:02 AM)
I already apply for Maybank Petronas CC yesterday...
The staff said it'll take more than a month to approve since they're so many applied sad.gif
*
I applied on the 2nd...CC centre received it on the 8th...and i'm still waiting for my card... shakehead.gif

yks8845
post Apr 21 2008, 02:43 PM

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QUOTE(jep @ Apr 21 2008, 11:22 AM)
I applied on the 2nd...CC centre received it on the 8th...and i'm still waiting for my card... shakehead.gif
*
It is normal to waited more than 2weeks for those who are applied Maybank petronas CC smile.gif smile.gif
EightPhantomz
post Apr 21 2008, 03:47 PM

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I have Maybank cc but thinking of cancelling it since my salary now is in RHB.
Applying for RHB cc now.

Other than the fees waived for RHB Evo, whats other differences between Evo and the Standard ones?
shamsay
post Apr 21 2008, 04:59 PM

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i just called citibank to ask about cancellation..they said have two option..

1) must activate and use at least 3 times and after that can request for cancellation within 6 months
or
2) after 6 months without any usage.but need to call them to inform it

is it true about this statement..i just worried to use it.hehehehe
yks8845
post Apr 21 2008, 05:14 PM

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QUOTE(shamsay @ Apr 21 2008, 04:59 PM)
i just called citibank to ask about cancellation..they said have two option..

1) must activate and use at least 3 times and after that can request for cancellation within 6 months
  or
2) after 6 months without any usage.but need to call them to inform it

is it true about this statement..i just worried to use it.hehehehe
*
I think u can cancel ur cc anytime as u want... as statment above i pretty sure person that answer u tried to keep u for-----giving commision to the

sales person whom handle ( applied for u ) ur case... brows.gif


they cant earn any cents if u dont use / cancel that card immediately.... laugh.gif



siutimtim
post Apr 21 2008, 05:41 PM

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QUOTE(yks8845 @ Apr 21 2008, 05:14 PM)
I think u can cancel ur cc anytime as u want... as statment above i pretty sure person that answer u tried to keep u for-----giving commision to the

sales person whom handle ( applied for u ) ur case... brows.gif
they cant earn any cents if u dont use / cancel that card immediately.... laugh.gif
*
anyone used hsbc online application status tracker before ?? why it always say not available when I submit ?

SUSDavid83
post Apr 21 2008, 06:17 PM

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To Maybank2u and MBB card users,

My Statements

My Statements offers electronic account and bill statements online via Maybank2u.com. View and print or save your account statements to your own computer instead of receiving printed statements in the mail.

Effective Monday 21 April 2008, Maybank2u.com registered users will be able to view the following statements online:

. Maybankard Credit Cards
. Trading Accounts - Maybankinvest and Aseambankers

Statements that are available in Maybank2u.com: read more at below URL:

http://www.maybank2u.com.my/consumer/onlin...tatements.shtml



AMS
post Apr 21 2008, 06:46 PM

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anyone can help me i want to apply CC but i staying at JB who got friend or is an agent of CC ?
yks8845
post Apr 21 2008, 11:06 PM

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QUOTE(AMS @ Apr 21 2008, 06:46 PM)
anyone can help me i want to apply CC but i staying at JB who got friend or is an agent of CC ?
*
just submit ur application via fax , mail to card center, or go to nearest branch..smile.gif
vin_ann
post Apr 21 2008, 11:11 PM

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wondering, since the Petronas Maybank CC need to waits for so long,
others kind of CC will be the same case?

also will be delayed due to huge application by Maybank Petronas CC application?
yewkhuay
post Apr 21 2008, 11:15 PM

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QUOTE(AMS @ Apr 21 2008, 06:46 PM)
anyone can help me i want to apply CC but i staying at JB who got friend or is an agent of CC ?
*
go to jusco then u will find alot there.
yks8845
post Apr 21 2008, 11:22 PM

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QUOTE(David83 @ Apr 21 2008, 06:17 PM)
To Maybank2u and MBB card users,

My Statements

My Statements offers electronic account and bill statements online via Maybank2u.com. View and print or save your account statements to your own computer instead of receiving printed statements in the mail.

Effective Monday 21 April 2008, Maybank2u.com registered users will be able to view the following statements online:

• Maybankard Credit Cards
• Trading Accounts - Maybankinvest and Aseambankers

Statements that are available in Maybank2u.com: read more at below URL:

http://www.maybank2u.com.my/consumer/onlin...tatements.shtml
*
nice rclxms.gif i prefer this kind of statement than convention one rclxms.gif
SUSDavid83
post Apr 21 2008, 11:26 PM

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QUOTE(yks8845 @ Apr 21 2008, 11:22 PM)
nice  rclxms.gif i prefer this kind of statement than convention one  rclxms.gif
*
I'm wondering if Maybank will still mailing the printed version of the statement to its cardholder who has access to M2U.

yks8845
post Apr 22 2008, 01:13 AM

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QUOTE(David83 @ Apr 21 2008, 11:26 PM)
I'm wondering if Maybank will still mailing the printed version of the statement to its cardholder who has access to M2U.
*
Copied from Terms & Conditions of Maybank2u.com (My Statements ) smile.gif




a) You acknowledge that upon your enrolment to the Service and unless expressly stipulated by Maybank or unless alternative arrangements has been made with Maybank in accordance with © below, My Statements of your Accounts shall replace paper statements, notices, advise and reminders previously mailed or otherwise provided to you by Maybank.


(b) Maybank shall in relation to such Accounts cease to provide you with hard copies of its statements, notices, advice and reminders for as long as you are enrolled in the Service. The foregoing however shall not apply to the service or delivery of demands, notices or other documents which are required to be served prior to commencing legal proceedings.

rolleyes.gif


AMS
post Apr 22 2008, 01:39 AM

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QUOTE(yks8845 @ Apr 21 2008, 11:06 PM)
just submit ur application via fax , mail to card center, or go to nearest branch..smile.gif
*
sweat.gif okei okei thank you


Added on April 22, 2008, 1:43 am
QUOTE(yewkhuay @ Apr 21 2008, 11:15 PM)
go to jusco then u will find alot there.
*
u mean tebrau city ......???


Added on April 22, 2008, 1:46 am
QUOTE(AMS @ Apr 22 2008, 01:39 AM)
sweat.gif okei okei thank you


Added on April 22, 2008, 1:43 am

u mean tebrau city ......???
*
oh yeah and one more thing is now i holding a UOB so when i apply anthor CC it's made easy for me ...?

This post has been edited by AMS: Apr 22 2008, 01:46 AM
SUSDavid83
post Apr 22 2008, 08:36 AM

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QUOTE(yks8845 @ Apr 22 2008, 01:13 AM)
Copied from Terms & Conditions of Maybank2u.com (My Statements ) smile.gif


a) You acknowledge that upon your enrolment to the Service and unless expressly stipulated by Maybank or unless alternative arrangements has been made with Maybank in accordance with (C) below, My Statements of your Accounts shall replace paper statements, notices, advise and reminders previously mailed or otherwise provided to you by Maybank.


  (b) Maybank shall in relation to such Accounts cease to provide you with hard copies of its statements, notices, advice and reminders for as long as you are enrolled in the Service. The foregoing however shall not apply to the service or delivery of demands, notices or other documents which are required to be served prior to commencing legal proceedings.

rolleyes.gif
*
Do you think that once enrolled to it, can I deregister myself from the service?
eprince
post Apr 22 2008, 11:30 AM

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anyone knows about cimb petronas cc?

issit rebate in cash as citibank shell card?
good o not?
yks8845
post Apr 22 2008, 12:23 PM

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QUOTE(David83 @ Apr 22 2008, 08:36 AM)
Do you think that once enrolled to it, can I deregister myself from the service?
*
Yes u may, but is a way more complicated. doh.gif


Copied from Terms & Conditions of Maybank2u.com (My Statements ) smile.gif


In the event that you nevertheless wish to continue to receive paper statements, notices, advice and reminders in relation to those selected Accounts from Maybank, please contact Maybank at the contact details stipulated in Clause 15 and submit a formal request for the same. You acknowledge that Maybank shall have the right to impose charges in relation to such paper statements, notices, advice and reminders.

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