Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 CREDIT Card Thread v2, Everything about the world of plastic

views
     
vin_ann
post Mar 28 2008, 12:38 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(hye @ Mar 28 2008, 12:20 PM)
Anyone here has an AEON credit card ?

I used to have this card but I canceled it after 2 months of use. I made payment and they said they didn't receive my payment although I furnish them with proof of bank transfer. This went on for 2 months and I gave up and just cancel the card - I can't believe they have a bad system in tracking down customer's payment. Apparently several of my friends had similar experience as well so I felt good canceling the card. It's perhaps the shortest time I use a credit card from an institution - normally I'll use it at least for 1 year before considering to continue or cancel.

AEON credit card is the only non-financial institution to issue credit card in Malaysia if I'm not mistaken. Customers need to bank-in their credit card payments to bank accounts.
*
hmmm, are you regret of cancelling it after 2 months?

or wan to alert AEON CC user???

hye
post Mar 28 2008, 01:00 PM

White Tiger
Group Icon
Moderator
3,395 posts

Joined: Dec 2007
From: 서울, South Korea
QUOTE(vin_ann @ Mar 28 2008, 12:38 PM)
hmmm, are you regret of cancelling it after 2 months?

or wan to alert AEON CC user???
*
Didn't regret canceling it. rclxms.gif I'll never come back to apply this card again the future because the banks these days are very competitive and in terms of overall offerings then AEON loses out hands down. The biggest benefit would only be their Jusco Points but other than that nothing much.

Perhaps they are better already now but would like some feedback from any AEON credit card users to see whether it's me alone who's having this problem.

This post has been edited by hye: Mar 28 2008, 01:13 PM
nicholas84
post Mar 28 2008, 01:12 PM

Casual
***
Junior Member
328 posts

Joined: Nov 2004
From: Somewhere over the rainbow
HLB cc sales convinced me into getting 2 cards from them
it's gold master and mtv visa
they came recently
i don wan to use it
should i just leave it be or call them up to cancel?

This post has been edited by nicholas84: Mar 28 2008, 01:12 PM
siutimtim
post Mar 28 2008, 01:16 PM

Casual
***
Junior Member
353 posts

Joined: Feb 2006
From: Cheras
QUOTE(nicholas84 @ Mar 28 2008, 01:12 PM)
HLB cc sales convinced me into getting 2 cards from them
it's gold master and mtv visa
they came recently
i don wan to use it
should i just leave it be or call them up to cancel?
*
apply card also can hoax punya?? weird... because leng lui ask you apply is it drool.gif
if dun wan better ask them to withdraw before they process
SUSDavid83
post Mar 28 2008, 01:16 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(nicholas84 @ Mar 28 2008, 01:12 PM)
HLB cc sales convinced me into getting 2 cards from them
it's gold master and mtv visa
they came recently
i don wan to use it
should i just leave it be or call them up to cancel?
*
The card will be deactivated if you don't use it after 6 months from the day you received the card and didn't use at all.

This post has been edited by David83: Mar 28 2008, 01:16 PM
hye
post Mar 28 2008, 01:16 PM

White Tiger
Group Icon
Moderator
3,395 posts

Joined: Dec 2007
From: 서울, South Korea
QUOTE(nicholas84 @ Mar 28 2008, 01:12 PM)
HLB cc sales convinced me into getting 2 cards from them
it's gold master and mtv visa
they came recently
i don wan to use it
should i just leave it be or call them up to cancel?
*
It's entirely up to you. Weigh the benefits that you are supposed to get from the 2 cards and if it's something that you don't use often then maybe you want to do something about it.

Bank CC sales will sometimes go all out to make you sign up for their card - consumers need to be clear on what their needs are and need some willpower to say No if needs to be! icon_idea.gif
vin_ann
post Mar 28 2008, 01:55 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(nicholas84 @ Mar 28 2008, 01:12 PM)
HLB cc sales convinced me into getting 2 cards from them
it's gold master and mtv visa
they came recently
i don wan to use it
should i just leave it be or call them up to cancel?
*
have you activated ur cards?

if no, then dun active it lo. the CC agents cant get their commission on your card, since it's not been used.
haha...

JamesPond
post Mar 28 2008, 02:48 PM

Look at all my stars!!
*******
Senior Member
4,526 posts

Joined: Mar 2006
until now.........
I still havent got my card approve on banks:-
1. UOB
2. Affin
3. AEON
4. PBB

Most of my cards were 10k credit limit but i still dont know why they the bank above reject my application?
nicholas84
post Mar 28 2008, 02:53 PM

Casual
***
Junior Member
328 posts

Joined: Nov 2004
From: Somewhere over the rainbow
wh y u wan so many cards for?
JamesPond
post Mar 28 2008, 02:56 PM

Look at all my stars!!
*******
Senior Member
4,526 posts

Joined: Mar 2006
for the promotion for dining
whoopa
post Mar 28 2008, 02:58 PM

b~o~b~o
*******
Senior Member
7,126 posts

Joined: Jan 2003
From: in ur base killin your d00dz
QUOTE(David83 @ Mar 28 2008, 10:40 AM)
For Internet Banking access to view the CC statement; not for the credit card usage.
*
hey how do i get this ... i tried logging on to the hsbc website they ask me this .. za douz
cute_boboi
post Mar 28 2008, 03:04 PM

° 忍 °
*******
Senior Member
6,462 posts

Joined: Nov 2004
From: [Latitude-N3°9'25"] [Longitude-E101°42'45"]
QUOTE(JamesPond @ Mar 28 2008, 02:48 PM)
until now.........
I still havent got my card approve on banks:-
1. UOB
2. Affin
3. AEON
4. PBB

Most of my cards were 10k credit limit but i still dont know why they the bank above reject my application?
*
No worries. I got rejected too many times... sweat.gif currently not a high spender anymore due to change in job nature. Hence I don't need that many backup CC and too high credit limit.

siutimtim
post Mar 28 2008, 03:52 PM

Casual
***
Junior Member
353 posts

Joined: Feb 2006
From: Cheras
QUOTE(JamesPond @ Mar 28 2008, 02:48 PM)
until now.........
I still havent got my card approve on banks:-
1. UOB
2. Affin
3. AEON
4. PBB

Most of my cards were 10k credit limit but i still dont know why they the bank above reject my application?
*
RM10k limit = gold card ?
how much income can get limit rm10k ?

i also can get UOB ONE card, if you already get card with rm10k should be no problem correct?
WaCKy-Angel
post Mar 28 2008, 04:21 PM

PeACe~~
*********
All Stars
21,963 posts

Joined: Dec 2004
From: KL
QUOTE(JamesPond @ Mar 28 2008, 02:48 PM)
until now.........
I still havent got my card approve on banks:-
1. UOB
2. Affin
3. AEON
4. PBB

Most of my cards were 10k credit limit but i still dont know why they the bank above reject my application?
*
How many cards u have?

If u have too many cards, some bank wont approve u coz they have to do risk management.
vin_ann
post Mar 28 2008, 05:27 PM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(JamesPond @ Mar 28 2008, 02:48 PM)
until now.........
I still havent got my card approve on banks:-
1. UOB
2. Affin
3. AEON
4. PBB

Most of my cards were 10k credit limit but i still dont know why they the bank above reject my application?
*
are you got PAY ON TIME???

once u late payment, ur record will be shown in the system, bank will know.
SUSDavid83
post Mar 28 2008, 05:38 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(whoopa @ Mar 28 2008, 02:58 PM)
hey how do i get this ... i tried logging on to the hsbc website they ask me this .. za douz
*
Go to the nearest and get yourself a security device first before registering an account with HSBC Internet Banking.
hye
post Mar 28 2008, 11:13 PM

White Tiger
Group Icon
Moderator
3,395 posts

Joined: Dec 2007
From: 서울, South Korea
QUOTE(JamesPond @ Mar 28 2008, 02:48 PM)
until now.........
I still havent got my card approve on banks:-
1. UOB
2. Affin
3. AEON
4. PBB

Most of my cards were 10k credit limit but i still dont know why they the bank above reject my application?
*
Personally I won't apply for Affin and AEON.

AEON - For the reasons mentioned before, See thread AEON CC
Affin - My friend is using this card. You can't pay for this card via GIRO coz GIRO only accept transfers for normal Affin bank accounts. CS only up to certain hours (if I'm not mistaken normal working hours) - it's not a 24 hours availability unless you lost your card and you wish to block it. They (all banks I believe) provide a dedicated number.

Did you try to apply for all these cards in one go ? Most probably they'll reject your application if you

- Apply for too many cards at the same time.
- Past Payment problems with other banks
- Blacklisted in the CCRIS

This post has been edited by hye: Mar 28 2008, 11:14 PM
MilesAndMore
post Mar 28 2008, 11:44 PM

Look at all my stars!!
Group Icon
Moderator
9,301 posts

Joined: Mar 2008
QUOTE(sam240 @ Feb 20 2008, 09:50 AM)
hey guys.....i'm using my CIMB Direct Access to apply for CIMB Petronas CC, today they just called me and inform me that I cannot get approved because CIMB do not allow to hold for more than 1 CC from their bank...sad..... so I need to cancel my DA before I can get the Petronas CC..... why....why....
*
What ? I'm a supplementary card holder, my mom's the principal and we have both the "free-for-life" CIMB Mastercard and CIMB Petronas Mastercard.


QUOTE(AiRBooM @ Feb 27 2008, 03:06 PM)
the most easier to get plantinum is CIMB Direct Access... only require 80k annual income.. .other famous bank like HSBC , Citibank , Maybank etc all need 100-120k annual income... rm5k/month confirm cannot get .. unless u got a guarantor.. or ask your parents that own it sup for you smile.gif
*
HSBC Visa Platinum is the hardest to get. The minimum annual income is RM150,000. HSBC also have Premier Mastercard. It is not a platinum card but a World Mastercard. This Premier Mastercard is reserved only to HSBC Premier customers. So i believe HSBC platinum/world credit card is the most exclusive credit card in Malaysia besides American Express Platinum Charge Card.


QUOTE(siutimtim @ Mar 8 2008, 12:34 AM)
I checked their web site.. all cards also have to pay.. the agent bluff one is it.. if free for life with no condition = direct access ?
*
Standard Chartered Visa/Mastercard Platinum is free-for-life if you are their priority banking customer.



This post has been edited by MilesAndMore: Mar 29 2008, 12:26 AM
siaokia
post Mar 29 2008, 12:53 AM

HIii.. HikHikHik!!
Group Icon
VIP
1,811 posts

Joined: Jan 2003
From: ...too mUch...
@david83

You got how many credit cards?
vin_ann
post Mar 29 2008, 01:10 AM

10k Club
********
All Stars
10,912 posts

Joined: Feb 2006
QUOTE(hye @ Mar 28 2008, 11:13 PM)
Personally I won't apply for Affin and AEON.

AEON - For the reasons mentioned before, See thread AEON CC
Affin - My friend is using this card. You can't pay for this card via GIRO coz GIRO only accept transfers for normal Affin bank accounts. CS only up to certain hours (if I'm not mistaken normal working hours) - it's not a 24 hours availability unless you lost your card and you wish to block it. They (all banks I believe) provide a dedicated number.

Did you try to apply for all these cards in one go ? Most probably they'll reject your application if you

- Apply for too many cards at the same time.
- Past Payment problems with other banks
- Blacklisted in the CCRIS
*
oh...affin is really tht no good ar...
im nearly wanted to apply for it, since it offer 9.99% interest, sound good.
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

126 Pages « < 89 90 91 92 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0293sec    1.04    6 queries    GZIP Disabled
Time is now: 18th December 2025 - 03:24 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.