QUOTE(WaCKy-Angel @ Mar 21 2008, 11:25 AM)
If u are a good cardholder eg use alot and good payment record, they will definitely happy to waive it for u.
just have to call in ask for it.CREDIT Card Thread v2, Everything about the world of plastic
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Mar 21 2008, 01:59 PM
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All Stars
10,912 posts Joined: Feb 2006 |
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Mar 21 2008, 02:45 PM
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105 posts Joined: Jan 2007 |
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Mar 21 2008, 04:53 PM
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Senior Member
7,126 posts Joined: Jan 2003 From: in ur base killin your d00dz |
i just called the uob center .. they say ONE platinum is a platinum card for the lulz ... me is going to genting to apply my silver card ho ho ho ...
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Mar 21 2008, 05:26 PM
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Senior Member
1,182 posts Joined: Jan 2003 From: Key Ell, Blkg |
Just want to double-check...i have a maybank classic card..i was told by my fren that if i were to change to the new Petronas card..i have to use-off all my treatpoints since that it can't be transfered...is it true?
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Mar 21 2008, 05:36 PM
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Moderator
3,397 posts Joined: Dec 2007 From: 서울, South Korea |
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Mar 21 2008, 05:38 PM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(jep @ Mar 21 2008, 05:26 PM) Just want to double-check...i have a maybank classic card..i was told by my fren that if i were to change to the new Petronas card..i have to use-off all my treatpoints since that it can't be transfered...is it true? Good question. I also wanted to know this before I cancelled my Visa Classic. |
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Mar 21 2008, 06:56 PM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
QUOTE(hye @ Mar 21 2008, 05:36 PM) Enuff talk about the ONE Platinum Correct lo. Enough for ONE platinum already because now 100% confirm already ONE platinum = other platinum card!!!!!!!!!! Not believe, write to visaplatinum.com direct and ask i also want to know what is silver card ? where to know more about this genting card ? |
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Mar 21 2008, 11:27 PM
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All Stars
10,912 posts Joined: Feb 2006 |
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Mar 21 2008, 11:37 PM
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Junior Member
23 posts Joined: Feb 2008 |
Yesterday mid night, I just only submiited my online application for citibank clear card.........today lunch time they already call me. They even sending a despatch boy to come to my office next mon to collect my documents. Talk about efficiency......
I wonder whether will my application get thru as a colleague of mine had already applied twice....both also rejected. So far among my colleague, none of their application succeed. I'm just wondering whether mine will succeed? as my salary background likely to be the same like theirs......... Does local ppl have more advantage?? |
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Mar 21 2008, 11:45 PM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
QUOTE(candy_chl @ Mar 21 2008, 11:37 PM) Yesterday mid night, I just only submiited my online application for citibank clear card.........today lunch time they already call me. They even sending a despatch boy to come to my office next mon to collect my documents. Talk about efficiency...... any reason why the application always rejected ? maybe your company has bad finance record ?I wonder whether will my application get thru as a colleague of mine had already applied twice....both also rejected. So far among my colleague, none of their application succeed. I'm just wondering whether mine will succeed? as my salary background likely to be the same like theirs......... Does local ppl have more advantage?? as what I know, it is very easy to get citibank card because they are very agresive.. after one year they automatically upgrade gold to you some more.. I got 2 friends also got free upgrade card but not limit lo.. limit for gold card rm5k only.. like my ONE platinum card.. |
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Mar 21 2008, 11:51 PM
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Junior Member
23 posts Joined: Feb 2008 |
QUOTE(siutimtim @ Mar 21 2008, 11:45 PM) any reason why the application always rejected ? maybe your company has bad finance record ? My colleague none know what's the reason.......as what I know, it is very easy to get citibank card because they are very agresive.. after one year they automatically upgrade gold to you some more.. I got 2 friends also got free upgrade card but not limit lo.. limit for gold card rm5k only.. like my ONE platinum card.. But one thing for sure is when I told the agent who call me today about my company......he directly told me that my company is one of their financial listing......(his english damn great.....and I don't really understand what he mean)......and they could easily get our company record. My company is an international company. So I don't think is has bad record. Ya my bro even told me it's easy to get.....currently his limit very high too.....but i didn't ask how much. But definitely he recommend me to get fr citibank first before trying the locals |
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Mar 22 2008, 01:06 AM
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Junior Member
353 posts Joined: Feb 2006 From: Cheras |
anyone applied alliance bank before ?? their requirement for gold and plat is high... I also never see they promote their card ?
is this alliance bank high class like hsbc ? |
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Mar 22 2008, 01:10 AM
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Junior Member
317 posts Joined: Mar 2007 From: Real Madrid , Spain |
QUOTE(candy_chl @ Mar 21 2008, 11:51 PM) My colleague none know what's the reason....... lol, don be worry too much..different person have different personal / finance profile ..i wonder maybe some of ur colleague didt meet citibank requirement such as type of job, education , or else loan background...but i not so sure...But one thing for sure is when I told the agent who call me today about my company......he directly told me that my company is one of their financial listing......(his english damn great.....and I don't really understand what he mean)......and they could easily get our company record. My company is an international company. So I don't think is has bad record. Ya my bro even told me it's easy to get.....currently his limit very high too.....but i didn't ask how much. But definitely he recommend me to get fr citibank first before trying the locals i got my citibank Clear card within one week from application to card arrived Added on March 22, 2008, 1:17 am QUOTE(siutimtim @ Mar 22 2008, 01:06 AM) anyone applied alliance bank before ?? their requirement for gold and plat is high... I also never see they promote their card ? Not very sure about that, but credit limit that their given quit high.... is this alliance bank high class like hsbc ? was her first credit card since she just started to work last year.... This post has been edited by yks8845: Mar 22 2008, 01:19 AM |
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Mar 22 2008, 03:09 AM
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Senior Member
2,380 posts Joined: Apr 2005 |
my 1st and only cc got 15k limit
to me all cc are the same, just want convinient to pay |
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Mar 22 2008, 10:48 AM
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Junior Member
343 posts Joined: Nov 2007 |
for the moment maybank and citibank are the largest credit card issuer in malaysia. i see so many people have citibank credit cards that i dont think it is exclusive.
Added on March 22, 2008, 10:49 amdo you all know anyone who has the RHB Bank Visa Infinite credit card? it is black in colour and higher than platinum. Annual income required when it was launched was RM 380,000. Credit limit starts at around 200k. I saw once someone use this card. This post has been edited by mrcloud9: Mar 22 2008, 10:49 AM |
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Mar 22 2008, 11:43 AM
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Moderator
3,397 posts Joined: Dec 2007 From: 서울, South Korea |
QUOTE(mrcloud9 @ Mar 22 2008, 10:48 AM) for the moment maybank and citibank are the largest credit card issuer in malaysia. i see so many people have citibank credit cards that i dont think it is exclusive. Citibank (and also StandardChartered, HSBC) is well recognized if you use it overseas. To be fair to be fair actually all credit cards are accepted overseas but sometimes being recognized has its privileges. My experience with Citibank is good when it comes to handling transaction disputes - during the "petrol station fraud crisis" they accepted all my transaction disputes with minimal hassle. All my other cards at that time (including UOB) asked me to put up a lot of evidence and justifications to support my claims. I got all of them disputed in the end but Citibank gave me the least problems.Added on March 22, 2008, 10:49 amdo you all know anyone who has the RHB Bank Visa Infinite credit card? it is black in colour and higher than platinum. Annual income required when it was launched was RM 380,000. Credit limit starts at around 200k. I saw once someone use this card. Never saw anyone carry the RHB Visa Infinite although I would sure love to own one. Agreed that the design for this card is cool. Wish that HSBC Premier also have equally cool design (Platinum design is better unfortunately) - similar to VISA Infinite, this HSBC card is higher than Platinum and carries a whole lot of other privileges. Not everyone can own this card - your income need to justify it. This post has been edited by hye: Mar 22 2008, 11:46 AM |
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Mar 22 2008, 12:30 PM
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Junior Member
343 posts Joined: Nov 2007 |
QUOTE(hye @ Mar 22 2008, 11:43 AM) Citibank (and also StandardChartered, HSBC) is well recognized if you use it overseas. To be fair to be fair actually all credit cards are accepted overseas but sometimes being recognized has its privileges. My experience with Citibank is good when it comes to handling transaction disputes - during the "petrol station fraud crisis" they accepted all my transaction disputes with minimal hassle. All my other cards at that time (including UOB) asked me to put up a lot of evidence and justifications to support my claims. I got all of them disputed in the end but Citibank gave me the least problems. Which... HSBC Premier?Never saw anyone carry the RHB Visa Infinite although I would sure love to own one. Agreed that the design for this card is cool. Wish that HSBC Premier also have equally cool design (Platinum design is better unfortunately) - similar to VISA Infinite, this HSBC card is higher than Platinum and carries a whole lot of other privileges. Not everyone can own this card - your income need to justify it. Added on March 22, 2008, 12:31 pm QUOTE(hye @ Mar 22 2008, 11:43 AM) Citibank (and also StandardChartered, HSBC) is well recognized if you use it overseas. To be fair to be fair actually all credit cards are accepted overseas but sometimes being recognized has its privileges. My experience with Citibank is good when it comes to handling transaction disputes - during the "petrol station fraud crisis" they accepted all my transaction disputes with minimal hassle. All my other cards at that time (including UOB) asked me to put up a lot of evidence and justifications to support my claims. I got all of them disputed in the end but Citibank gave me the least problems. youre right about being recognized with these foreign banks credit cards. i agree.Never saw anyone carry the RHB Visa Infinite although I would sure love to own one. Agreed that the design for this card is cool. Wish that HSBC Premier also have equally cool design (Platinum design is better unfortunately) - similar to VISA Infinite, this HSBC card is higher than Platinum and carries a whole lot of other privileges. Not everyone can own this card - your income need to justify it. This post has been edited by mrcloud9: Mar 22 2008, 12:31 PM |
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Mar 22 2008, 12:36 PM
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Junior Member
34 posts Joined: Feb 2008 |
My birthday coming in the next 3 months and gonna be 21
Can i apply for principal credit card ? I work for 2 years got all proper document n stable income. Any agent can check n confirm for me ? |
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Mar 22 2008, 01:23 PM
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Junior Member
343 posts Joined: Nov 2007 |
my cousin applied for a card when she was 2 months away from 21st birthday and got declinded. when she turned 21, she applied for maybank and they gave her gold card with 8k limit.
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Mar 22 2008, 03:19 PM
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Senior Member
4,051 posts Joined: Jan 2003 From: 槟城 |
QUOTE(hye @ Mar 22 2008, 11:43 AM) To be fair to be fair actually all credit cards are accepted overseas but sometimes being recognized has its privileges. Hi, you mean CCs can be accepted anywhere around the world regardless of which bank that issues it? But 'm not sure if I heard/read from somewhere that some local banks CCs not accepted overseas(even with overseas flag enabled), is this true? |
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