QUOTE(eric84cool @ Mar 10 2008, 06:35 PM)
I tot there is even more higher status after platinum which named as Visa infinite, blackcard etc....
Visa is different. For MasterCard the highest status to date should be World MasterCard EliteCREDIT Card Thread v2, Everything about the world of plastic
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Mar 10 2008, 08:00 PM
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All Stars
17,053 posts Joined: Jan 2003 |
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Mar 11 2008, 07:43 AM
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Senior Member
2,354 posts Joined: Feb 2005 From: Subang Jaya |
QUOTE(WaCKy-Angel @ Mar 10 2008, 07:29 PM) OMG i received an American Express card (not Maybank AMEX) via poslaju today. maybank AMEX how much the annual fee??thanks...And i had never applied for one. Should i keep the card or call them to cancel it? I dont see any reason i should keep the card, except that it might look cool to own an American Express card. And not only that, for eligible to get reward points, one must register either one of their reward programs that are charged RM25-RM100 annually. And the card annual fee itself is RM95. |
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Mar 11 2008, 09:57 AM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
QUOTE(arsenal @ Mar 11 2008, 07:43 AM) http://www.maybank2u.com.my/consumer/onlin...kcc_about.shtmlSingle card: classic: rm60 gold: rm130 multiple cards: classic: rm90 gold: rm195 |
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Mar 11 2008, 10:54 AM
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Senior Member
1,938 posts Joined: Jan 2003 From: http://blog.saimatkong.com |
hey, wat do u all think of this ?
Citibank Credit Shield Plus to care for you. What You Get * Citibank Credit Shield Plus takes care of your outstanding credit card balances in the event of Temporary Total Disability, Permanent Total Disability, Diagnosis of 36 Critical Illness or Death * Up to RM 100,000 for each Silver, Gold and Clear principal cardmember * Up to RM 300,000 for each Platinum principal cardmember * 30-day free coverage * Hassle-free enrolment o Citibank principal cardmembers aged 21 to 59 are eligible for Credit Shield Plus protection without answering any health question or taking a medical examination - as long as you declare that you are in good health and free from any physical deformity in the enrollment form ow It Works * You pay as little as 65 cents for every outstanding balance of RM 100 each month e.g. This month's outstanding balance = RM 1000 You pay = RM 6.50 per month * Premium payments will be debited monthly from your Citibank credit card account * Assurance will be terminated if the credit card account becomes delinquent http://www.citibank.com.my/APPS/portal/gen...credit_card.htm Is is worth or it's useless? Btw, if a person die, his family members need to bare the debts of the credit card? I tot no right? |
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Mar 11 2008, 11:02 AM
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Senior Member
6,462 posts Joined: Nov 2004 From: [Latitude-N3°9'25"] [Longitude-E101°42'45"] |
QUOTE(saimatkong @ Mar 11 2008, 10:54 AM) hey, wat do u all think of this ? It depends on individuals. It is useful for those who don't pay full amount, and have huge debt, in case they get sick or disabled, they don't need to worry about cannot work to get salary to pay CC debts.Citibank Credit Shield Plus to care for you. » Click to show Spoiler - click again to hide... « Is is worth or it's useless? Btw, if a person die, his family members need to bare the debts of the credit card? I tot no right? For me, it is useless, as I pay in full every month, and I set aside some $ for my current month expenditure bills. IINM, debt is individual, they cannot chase your parents/wife/children... unless you borrow from Ah Long. |
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Mar 11 2008, 03:06 PM
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Senior Member
1,938 posts Joined: Jan 2003 From: http://blog.saimatkong.com |
QUOTE(cute_boboi @ Mar 11 2008, 11:02 AM) It depends on individuals. It is useful for those who don't pay full amount, and have huge debt, in case they get sick or disabled, they don't need to worry about cannot work to get salary to pay CC debts. ya. same me too settle full bill. but just incase when u haven't settle full bill and something happen.For me, it is useless, as I pay in full every month, and I set aside some $ for my current month expenditure bills. IINM, debt is individual, they cannot chase your parents/wife/children... unless you borrow from Ah Long. i think so too. they can't force the family to pay right? is there a law on that? |
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Mar 11 2008, 03:13 PM
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Senior Member
1,056 posts Joined: Apr 2006 |
Can i use the CIMB secure e-pay to pay me maybank visa cc's bill?
Or, i can pay the CIMB cc's bill online using maybank visa cc? |
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Mar 11 2008, 03:14 PM
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1,630 posts Joined: Jan 2003 |
i have been using Cimb Credit Card since mid february 2008 till today. But i have not received any statement on my usage?
how come ah? any ideas? Cuz i just cleared my debt without seeing the statement, by checking the amount using the ATM machine. Please advise... |
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Mar 11 2008, 03:19 PM
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Senior Member
1,056 posts Joined: Apr 2006 |
QUOTE(jasondotcom @ Mar 11 2008, 04:14 PM) i have been using Cimb Credit Card since mid february 2008 till today. But i have not received any statement on my usage? Call to check ur mailing address.how come ah? any ideas? Cuz i just cleared my debt without seeing the statement, by checking the amount using the ATM machine. Please advise... And make sure ur house nearby have no naughty kids 'playing' with ur letter. |
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Mar 11 2008, 03:35 PM
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Senior Member
1,630 posts Joined: Jan 2003 |
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Mar 11 2008, 03:46 PM
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All Stars
21,332 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(jasondotcom @ Mar 11 2008, 03:14 PM) i have been using Cimb Credit Card since mid february 2008 till today. But i have not received any statement on my usage? Mid Feb = 15 Feb 2008...today is also mid Marchhow come ah? any ideas? Cuz i just cleared my debt without seeing the statement, by checking the amount using the ATM machine. Please advise... So just wait or else you can call the CIMB customer care line to verify |
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Mar 11 2008, 04:01 PM
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Senior Member
1,630 posts Joined: Jan 2003 |
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Mar 11 2008, 05:31 PM
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Senior Member
4,339 posts Joined: Jan 2003 |
Citibank Credit Shield Plus
SCAM MONEY ONE..... unless u pay FULL SETTLEMENT b4 bill mali if BILL come....got charges already one.... citibank customer service call me b4 for this service said all card MUST have one...i said lidat cut jer... |
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Mar 11 2008, 05:48 PM
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Senior Member
1,938 posts Joined: Jan 2003 From: http://blog.saimatkong.com |
QUOTE(babylabbit @ Mar 11 2008, 05:31 PM) Citibank Credit Shield Plus huh ?? pay full settlement b4 bill mari ? wat is that ah... apala...SCAM MONEY ONE..... unless u pay FULL SETTLEMENT b4 bill mali if BILL come....got charges already one.... citibank customer service call me b4 for this service said all card MUST have one...i said lidat cut jer... so u using it now? then i think i want to cancel also ler.... |
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Mar 11 2008, 06:07 PM
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Senior Member
4,339 posts Joined: Jan 2003 |
mean if u swipe 3000 this month...
u must bayar habis b4 the bill come... if bill mali tulis 3000 u see got special extra charges one... even if u intended to bayar habis in the 20 days free interest period... me still using citibank..but without the so call credit shield...... |
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Mar 11 2008, 06:11 PM
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Senior Member
1,938 posts Joined: Jan 2003 From: http://blog.saimatkong.com |
QUOTE(babylabbit @ Mar 11 2008, 06:07 PM) mean if u swipe 3000 this month... wahlau then it's damn tipu... they never say properly. said clear the outstanding statement wor...u must bayar habis b4 the bill come... if bill mali tulis 3000 u see got special extra charges one... even if u intended to bayar habis in the 20 days free interest period... me still using citibank..but without the so call credit shield...... so u actually tried that and canceled ? no need to pay to cancel right? they haven't send me the details that they said want to send me to me and just called me today. so i think i better call to cancel now. |
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Mar 11 2008, 06:18 PM
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Senior Member
4,339 posts Joined: Jan 2003 |
try n cancel already ahhahaha.......
cancel u kenot cancel directly one..must fax to another nombor one... coz this one provided by another insurance company one... p/s: u can try one....swipe 100 bux see bill come |
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Mar 11 2008, 06:27 PM
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Senior Member
1,938 posts Joined: Jan 2003 From: http://blog.saimatkong.com |
QUOTE(babylabbit @ Mar 11 2008, 06:18 PM) try n cancel already ahhahaha....... damn it. I just called them and request to cancel!cancel u kenot cancel directly one..must fax to another nombor one... coz this one provided by another insurance company one... p/s: u can try one....swipe 100 bux see bill come so the will send me the form and need to fax them back also. aiyorr.. this gal jessy is better. She explain just like urs but this morning the other gal told me different thing... So ppl who using citibank card beware! |
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Mar 11 2008, 06:28 PM
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Senior Member
4,339 posts Joined: Jan 2003 |
other cards beside citibank provide credit shield also heheheh
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Mar 11 2008, 09:18 PM
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All Stars
10,912 posts Joined: Feb 2006 |
QUOTE(saimatkong @ Mar 11 2008, 03:06 PM) ya. same me too settle full bill. but just incase when u haven't settle full bill and something happen. i dun thinks u will spend a lots of CC right? i think so too. they can't force the family to pay right? is there a law on that? i thinks if u got outstanding amount of like more than 5K, then it's worth to invest 65cents a day to protect ur family. |
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