Have to pay for standard chartered plat card is it ? by the way, how to get credit limit rm20k ? any requirements?

That day when i was at car wash, there was a credit card booth. The salesman promoting Citibank, HSBC and Standard at one go

He said Standard Plat Free for life with 0 condition.

Credit Limit 20k?
1) use your credit card for many years. the bank will progressively increase your credit limit
2) find a higher earning job lor

Nowadays our generation would be able to get Plat. It's only a matter of time / age

I heard CT gave the best platinum benefit... but the requirement is abit too high...

I checked their web site.. all cards also have to pay.. the agent bluff one is it.. if free for life with no condition = direct access ?

which has the lowest requirement then?

I recall correctly is Standard Charted. The sale man was seriously pushy. Cannot escape cause waiting for car to finish wash. Anyway, I didn't apply cause sounded fishy

RHB platinum benefit

-VIP airport lounge
-extra insurance
-no annual fee
-free Rm100000 life insurance for a year
-contest to win 2tickets for eurocup 2008+airflight to euro
-alot of...discount,cash voucher....

pls pm me for further details

If i cancel the HSBC card for less than 1 year, will there be any charge? and how long do I need to wait before try the card to card application?

For me I will apply for Maybank Petronas CC because it is Free for Life, not because of petrol cash rebate or 5x treats points that it offers since mostly I use Esso or Shell.

This post has been edited by Shinichi: Mar 8 2008, 10:10 AM

On the same note I noticed that StandardChartered has also lowered their Platinum Mastercard requirement to RM60K per annum. If I remember it correctly, it used to be RM80K or RM90K per annum (Seems like the new entry point is similar for a Gold card several years back for most banks)

See StandardChartered Platinum Info

The VISA version is still high @ RM105K per annum.

If all banks keep revising down the Platinum requirements then Platinum card got no more exclusive value anymore. Emm ... suddenly the HSBC Premier cards looks like an attractive target to acquire.

This post has been edited by hye: Mar 8 2008, 10:38 AM

eon bank

Thread being merged as similar issue on credit card.

walau all talk about platinum card in here and my basic didnt even qualify for maybank petronas card.

just wondering the cheapest annual fee is from which bank? just basic annual fee and not those "swipe x times a year and free annual fee" type

Emmm ... don't think so.

Income requirements is RM80K per annum. Although you could use your existing Gold card from other banks which has at least RM18K on it to qualify for EON's bank Platinum.

EON's Bank Platinum Card Requirements

This post has been edited by hye: Mar 8 2008, 11:34 AM

yesterday i went to maybankard center at one utama....I appied the maybank petronas....the salesman asked me to apply AMEX maybank which give free bag...now i am thinking to cancel it....haihz....but the petronas one, need to get at least 8500 points then u can get 50 bucks petrol free...

but the website doesnt show it is free for life.. what is the condition like? are u credit card agent as well... hmmm.. no annual fee for all cards or plat only ?

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Added on March 8, 2008, 1:46 pmRHB only RM60k.. hahaha.. soon there will be another RM40k then get plat.. but plat & gold card in singapore is about the same..

This post has been edited by siutimtim: Mar 8 2008, 01:46 PM

Of all the platinums on offer, the one bring down the standard most is OCBC Robinsons Platinum card. you can get it even if your salary hardly reaches 4,000. Such a disgrace!

On one of the roadshows, I was approached by their OCBC sales rep to apply for the Robinsons Platinum card. I applied but thank god the application didn't went through (I used a new card as reference, sales rep didn't check this) as after reaching home I read the entry requirement and was shocked it was very low.

I think the card main strategy & target market is for people to shop at Robinsons as to get the annual fee waiver, you have to spend a certain amount at Robinsons to qualify.

This post has been edited by hye: Mar 9 2008, 10:51 AM

hmm... why you said lucky they reject your application? Not up to your class?

I check their website also.. ocbc card is really no class.. I got few friends take home loan from ocbc and income not high but automatic ocbc give them plat card credit rm10k only if me i will not use ocbc

now confirm ocbc is lowest requirement plat. Is this robinson plat = uob one platinum = not real plat card

opss...mbf just sent me 2 CC last friday...only classis but limit 6k...more than my upgrade citi gold...