hey, wat do u all think of this ?

Citibank Credit Shield Plus to care for you.

What You Get

* Citibank Credit Shield Plus takes care of your outstanding credit card balances in the event of Temporary Total Disability, Permanent Total Disability, Diagnosis of 36 Critical Illness or Death
* Up to RM 100,000 for each Silver, Gold and Clear principal cardmember
* Up to RM 300,000 for each Platinum principal cardmember
* 30-day free coverage
* Hassle-free enrolment
o Citibank principal cardmembers aged 21 to 59 are eligible for Credit Shield Plus protection without answering any health question or taking a medical examination - as long as you declare that you are in good health and free from any physical deformity in the enrollment form

ow It Works

* You pay as little as 65 cents for every outstanding balance of RM 100 each month
e.g.
This month's outstanding balance = RM 1000
You pay = RM 6.50 per month

* Premium payments will be debited monthly from your Citibank credit card account
* Assurance will be terminated if the credit card account becomes delinquent

http://www.citibank.com.my/APPS/portal/gen...credit_card.htm

Is is worth or it's useless?
Btw, if a person die, his family members need to bare the debts of the credit card? I tot no right?

ya. same me too settle full bill. but just incase when u haven't settle full bill and something happen.

i think so too. they can't force the family to pay right? is there a law on that?

huh ?? pay full settlement b4 bill mari ? wat is that ah... apala...
so u using it now?

then i think i want to cancel also ler....

wahlau then it's damn tipu... they never say properly. said clear the outstanding statement wor...
so u actually tried that and canceled ? no need to pay to cancel right?
they haven't send me the details that they said want to send me to me and just called me today. so i think i better call to cancel now.

damn it. I just called them and request to cancel!

so the will send me the form and need to fax them back also. aiyorr..

this gal jessy is better. She explain just like urs but this morning the other gal told me different thing...

So ppl who using citibank card beware!

no ler they will charge together with the bill. so you have to clear all ur amount before the bill comes that's the trick!

yes u can. just pay RM2 for the charges.

check it out here http://www.maybank2u.com.my/consumer/onlin...out_funds.shtml

This post has been edited by saimatkong: Mar 13 2008, 09:45 AM