wow...seems liked CIMB quite many ppl apply

I think it is good to apply as a permanent spare card becos no annual fee @ all... so unless u can cancel urself or the product is discontinued, if not, u can continue to hold this card, even u are out of job etc... haha

Heard from a friend that even with zero carry forward balance we can still get rebates on Shell fuel and non-fuel purchases

True to a certain extent. If you swipe a lot, the banks will notice and sometimes will send you free gifts or special offer.

Also, I just realise Amex pump petrol has CC points. Not sure how true, will try it out. Stupid me...

This post has been edited by cute_boboi: Dec 28 2007, 11:08 AM

No not really...
If u get free stuffs, means other cardholder will also get.

Maybank Amex pump petrol got points...

Not really. There was a time I was spending 4-8k every mth (company expenses, claimable ) My fren holding the same card was spending <2k. I got something, but he didn't get anything.

Arghh... stupid me! Amex missed out on points !!! But when petrol stations start changing their system couple of yrs back, they only accept Visa/Master at the pump. No diners/amex. Maybe I get used to it, and forgot about amex.

called HSBC Malaysia today, asked if they had posted me the card, they said yesterday the postlaju ppl had tried to post to my house, but no one is around, so they left a note in my house mailbox, and i need to go to postlaju to collect the card myself... sianz.. anyone knows where is the postlaju in JB? and what is the operating hrs?

They used Poslaju! I thought they use TNT all the while.

Read the card/note and im sure got phone number

I called the citibank malaysia hotline to check my credit card application, they said my application is not successful... how come ah? my HSBC one is approved..how come citibank one is failed?

aiyo... not every1 is working in Singapore la....
i submit to CIMB branch.

bro, when people mentioned about Shell Citibank CC, i always ask people to visit this.... so dun miss out lol...

http://smartconsumerbanking.com/

This post has been edited by vin_ann: Dec 28 2007, 07:34 PM

2 weeks ago was at 1U and then Alliance Bank CC staff asked me to apply their card, can't remember why i signed on the dotted lines and yesterday got another Visa Plat. But the card looks pretty cool (Black and Silver).

look thru the intro booklet and noted Alliance Bank CC got no advantage over other Banks card. However the annual fee is free if swipe more than 12 times a year.

There are a lot of reasons and credit card application really require a lot of rules. Banks must comply to Bank Negara in order to approve the credit card.

I admit, Citibank is more strict than most banks but they also have customers that are mostly prompt or full pay masters. That is how they make so much money

sianz... i give up liao... dun want to try apply for Citibank malaysia credit card liao... just use my new HSBC malaysia card while i am in JB....

mayb after 1 year of using HSBC Msia, u can use it to apply the citibank lol...

but need to wait until end of next year le... that's very long wait...

How many cc company you applied before? You need to know your ccris record will shows recent cc application for up to 12 months. Each new application whether approved or not will be noted and will reduce your score.

How can I check my CCRIS record? Can I view it online at some page?

I applied only the HSBC and Citibank credit card....

May I know why you're so eager to get Citibank?