Thank you tinkerbel for the simplier explanation. Guess mine was too long winded.

As mentioned in my previous post, AMEX Malaysia is operating like a franchise. MBB owns the rights to American Express Malaysia with them paying a royalty fee to American Express Limited in USA every year. Maybank didn't merge their own credit card business with AMEX. These two still operate as separate entities.



Negative. The statement for all AMEX issued by AMEX itself are prepared and sent out from American Express regional office in Hong Kong.


You will also lose more in FOREX.

This post has been edited by MilesAndMore: Jun 21 2009, 07:15 PM

Today just paid my 1st bill. Try to register favourite payee in M2U. Tried a few times, still unsuccessful. Just found out my card is Charge Card, not credit card Frankly speaking, i search at AMEX website, still donno what is the difference, except no preset spending limit, different reward 5x. What else?

Another difference would be that in charge cards, you don't have a line of credit unlike credit cards. So you'll have to settle your bill in full each month. On the other hand, you can opt to pay the minimum amount of your credit card bill (a very small amount), and be subject to interest.

hey dude! im thinking of getting a mbb amex..but cant decide whether to get the ikhwan gold amex or the new gold amex. any idea which is best?

You need to see which card suits you more... don't apply blindly.

hmm..the amex gold looks nice :]. but the ikhwan has free travel insurance....how bout the admin charges for international transactions? i know the amex gold is 2.5% (as was mentioned), is the ikhwan gold at 0.5% like most other mbb cards?

I think we have a clear winner here and it is the newly launched AMEX Gold Credit Card.

This post has been edited by MilesAndMore: Jun 22 2009, 11:07 PM

Even though, it's a winner but Ikhwan still suits me for the mean time.

Reason is Ikhwan on TP, the new AMEX Gold is on MR.

@David83,
Yes... there are different needs for different individuals.

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Added on June 24, 2009, 11:22 am@tgeoklin,
I contacted Amex this morning to check on the payment of utility bills via phone. Apparently, it's not allowed. The only way to pay is either through auto direct debit or to walk into the merchant

This post has been edited by tinkerbel: Jun 24 2009, 11:22 AM

hey, wana ask. The free laptop bag given by the Maybank AMEX card is a backpack or side carry bag? if backpack then better...

@jackoz,
I believe it's a back pack but I can't be too certain. Let's wait for someone who's received the free gift to get back to us

If I not mistaken the backpack only for charge card,right ?

Dear, it not Amex but Maxis you got to call to register your Amex card. As far as Amex is concerned, its a normal ad-hoc merchant transaction. Fyi I got Visa, Master, Amex & Diners all registered and can pay anytime via calling Maxis at 123 whenever I feel like it.

Oh, at times the CS at Maxis will be trained to decline charge card and insist only on Visa/Master only. Just tell them you do not own any cc and only have charge card. That should make it easier to get their understanding

@tgeoklin,
Oh. So meaning I gotta call Maxis. oKies... and what about the rest of the Utility bills; TM, TNB, etc?

It is a backpack. I got mine back in March

Just check my application status this afternoon for the New Gold Credit Card, its still pending. Usually AMEX process it pretty fast but this time is a bit abnormal. Hopefully can get it approved soon.

You called up CS to check ? Or other means ?

Wah, so eager to Amex Gold CC. Present offer 8X rewards for Amex charged card still better what.

It's going to end soon. Rougly 2 more weeks to go.