Quick question, why does one choose AMEX over credit cards, considering it's not so widely accepted in M'sia?

Sorry if this is a silly question,don't know too much bout AMEX.

Sorry to break the flow, but another question here.

Do you guys using the classic charge card usually get your annual fee waived? If so is it easy, or dependent on spending or something?

Just received my amex today (albeit only the personal green card :shy:)

Time to gather points. amex points are evergreen,right?

Oh yea btw, someone was saying the customer service number behind the regular card only opens during office hours right, while the plat number is 24/7 and they'll answer enquiries nevertheless. What was the number again?

Ah,that was what I was looking for. Thanks a bunch the 3 of u!

But yea, won't use the number unless I really need to, will just save it just in case

Quick question for the regular green card users.

I know annual fee is now waived, or you more experienced users have probably requested for waiver in the past, but is the membership rewards subscription of rm25 pa waivable as well? Anyone requested for it before?

Yea Gold and Plat cards no longer need to pay for MR/FF program.

Anyone tried asking for a waiver for the regular green card?

Hmm it's already appeared in my "Recent charges", I should probably try getting it waived pretty soon right?

So, I call up customer service and go "Hi, I would like to get my MR subscription fee waived."

Something like that?

Probably will do so tmrw morning, it's non office hours now, and don't think I should abuse the Plat number =p

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Added on May 25, 2009, 3:14 pmCalled them up today, can't seem to get my RM25 waived

This post has been edited by ellimist: May 25 2009, 03:14 PM

Participating Grocery Store

Finally received my amex laptop bag =)

And yea, I think for the credit cards you need to go through M2U. If you really have an amex credit card no other maybank accounts, probably you could still sign up for M2U?

Hmm received my statement at the end of May, and got my laptop bag mid June, roughly speaking. Can't remember the exact date I got the statement, but the bag I think was 17th of the month (while I was away on holidays)

Yea it's pretty decent. Planning on using it for work =p

The statement for my charge card came by air mail, with the whole "postage paid - hong kong" on the top right. The undelivered address is a Hong Kong address as well

This post has been edited by ellimist: Jun 21 2009, 08:17 AM

Another difference would be that in charge cards, you don't have a line of credit unlike credit cards. So you'll have to settle your bill in full each month. On the other hand, you can opt to pay the minimum amount of your credit card bill (a very small amount), and be subject to interest.

Just curious, if I already have a charge card and I'm earning MR with that, if I start using an amex gold cc for pumping petrol/groceries, would my MR points earned (if this card uses MR) be shared with my existing charge card?

Ah ok. Well while the points are attractive, it's just hard to consolidate points if you have to many cards. You end up earning a lot of points, but all in seperate lines and you can't claim the big stuff. Imo at least.

Hmm but still it's free for life, might consider applying for it and see whether I wanna use it. If I already have a charge card, do I have to resubmit stuff like IC photocopy,payslips and what not?

And yea, I've called the amex CS several times, and I was rather impressed with them. They really sounded like they know their stuff

Well yea was considering applying for it anyways since it's free for life. Hmm but all my CCs are under a year old, will they accept that?

Probably coz of the 5x points on petrol/groceries/numerous bookstores.

The charge cards have 8x for petrol and groceries, but that's ending mid this month. The 5x rewards above on the other hand has no mention of ending period.

Hmm just called up CS. He said I could just fax in the application form since I already have a maybank card and submitted my forms when applying for charge card. Will probably do so tmrw

Just to confirm, Amex charge cards and Amex's amex credit cards MR points are not consolidated?

@tinkerbel
Hmm ok,probably not consolidated I suppose. But by combine the points you mean?
Like I can claim RM100 rebate with 10k points in charge card and 10k in credit card? (btw yea, should be around there since most card points are generally worth 1/2 a cent each =p)