Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
8 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

 American Express® Cards, Membership Rewards™

views
     
SUSDavid83
post Nov 4 2007, 10:09 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Maybank AMEX offers double point rewards. Petrol refill also entitled to points collection.
SUSDavid83
post Nov 4 2007, 10:22 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(surfiez @ Nov 4 2007, 10:20 PM)
caltex aso accept and now got 3X points smile.gif if pump over rm50
*
This Maybank promotion is not limited to AMEX card right?
SUSDavid83
post Nov 4 2007, 10:30 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Lover @ Nov 4 2007, 10:29 PM)
where to get the AMEX card?
*
Apply from the bank. Not many local banks offer AMEX. So far, I know only Maybank offers it.
SUSDavid83
post Nov 4 2007, 10:36 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(alabais @ Nov 4 2007, 10:31 PM)
you could visit the following maybank site to apply for the card online ..

http://www.maybank2u.com.my/consumer/onlin...mex_index.shtml
*
Any idea if other banks beside Maybank got AMEX?
SUSDavid83
post Nov 4 2007, 10:51 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(feralee @ Nov 4 2007, 10:39 PM)
Hong leong bank
icon_rolleyes.gif
*
You meant this:

http://www.hlb.com.my/pfs/cc/ccamex.jsp?flag=ccamex
SUSDavid83
post Nov 5 2007, 10:44 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Dozz @ Nov 5 2007, 10:41 AM)
not many AMEX card holders here?
*
Because not many merchants accept it as well. biggrin.gif
SUSDavid83
post Nov 5 2007, 08:16 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Dozz @ Nov 5 2007, 08:16 PM)
Thanks for the info smile.gif next time will fill up petrol with Esso or Shell only smile.gif lol...
*
What petrol are you using currently?
SUSDavid83
post Nov 5 2007, 08:33 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Dozz @ Nov 5 2007, 08:32 PM)
most of the time i use Petronas but since they dont accept AMEX... i will use Shell next time.. its help me to earn points faster!
*
I see. Petronas will be my last choice of petrol. laugh.gif
SUSDavid83
post Nov 5 2007, 10:28 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(b00n @ Nov 5 2007, 10:21 PM)
we have to remember that AMEX charge higher merchant fees. That's the main reason why lots of shops do not use it.
but like Dozz had mentioned before, and to those who doesn't know, pls understand that one have to pay full before he can use the card after being billed; thus it's a charge card same as DINERS.
*
Same goes AMEX credit card or what?

I read from the other thread said that there's AMEX credit card and AMEX charge card.
SUSDavid83
post Nov 5 2007, 10:50 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(terryykf @ Nov 5 2007, 10:48 PM)
yes,corretc...indeed there are 2 types...one is normal credit card,another one is Charge card...where you have to pay in full after you use it and it has no limit...
*
I'm still a little confused. Meaning no matter which type, you still have to pay in full? Correct me if I'm wrong ...

The other thing is on no limit, what you meant?
SUSDavid83
post Nov 6 2007, 09:17 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(b00n @ Nov 6 2007, 03:01 PM)
The big companies would be able to absorb the cost. But the smaller companies, or smaller shop wouldn't want to bear the cost. One would find it more rampant while buying electrical, mobiles and not to mention....even jewelries.
*
I strongly agreed with this. There's always service charge imposed if you pay using CC when you want to buy consumer electronics including PC peripherals.
SUSDavid83
post Nov 6 2007, 09:34 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
I'm still not that clear regarding AE credit card and AE charge card. Are they basically the same? What're the differences between them?

Is there a credit limit on AE credit card like usual Visa or Mastercard credit card? Do I still need to repay in full for AE credit card like AE charge card?
SUSDavid83
post Nov 18 2007, 12:44 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
AMEX platinum is nothing ... black card is good for show off.
SUSDavid83
post Jan 1 2008, 05:42 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
I just applied MBB AMEX Credit Card. I'm not qualified for Charge Card. The Maybank staff said that in order to qualify for MBB AMEX Charge Card, my MBB Visa should have a credit limit of at least RM 10k.
SUSDavid83
post Jan 2 2008, 03:33 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
TS, could update the first page by putting crucial and important information on AMEX Charge and Credit Card?

Appreciate that. Thank you.


Added on January 2, 2008, 3:35 pm
QUOTE(cute_boboi @ Jan 2 2008, 12:52 PM)
Any difference between MBB Amex Charge Card and Credit Card in terms of benefits and treatpoints ?
*
I guess should be roughly the same. Any MBB cardholder could confirm this?

QUOTE(Dozz @ Jan 2 2008, 03:31 PM)
Amex got new promotion! apply Auto Pay for you bills , you will entitle for 3000 MR points.. anyone sign up with them already??
*
One thing I don't like about Autopay is when you terminate the card, you have to inform the utility company.

This post has been edited by David83: Jan 2 2008, 03:35 PM
SUSDavid83
post Jan 2 2008, 05:59 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
The Autopay promotion is only available for AMEX charge card?
SUSDavid83
post Jan 2 2008, 10:51 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(glareguard @ Jan 2 2008, 10:46 PM)
May i know what is the annual fee for MBB Amex Credit card? How many years free annual fee?
*
Annual fee is same as MBB Visa and Mastercard - RM 60 for Classic and RM 130 for Gold. If you have multiple MBB CC, it'll be RM 90.

It'll be free for the first two years.
SUSDavid83
post Jan 3 2008, 12:45 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Can somebody list down on which merchant usually accept AMEX? Shell, Borders, Tesco, Jusco and etc.?

This information will be great to share with. Thank you.
SUSDavid83
post Jan 5 2008, 11:41 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
If we swipe using AMEX, will merchant include the 6% extra charge on the bill since Visa/Mastercard charge is lower at 3%?

Thank you.
SUSDavid83
post Jan 6 2008, 08:58 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Gen-X @ Jan 5 2008, 11:41 PM)
i don't really get what you mean, if an item is priced at RM1K, you only pay that amount irregardless if you are paying by cash or CC or AMEX. Example, if you buy a computer from DELL, you pay the same price if you use AMEX or you bank in cash into their account.
*
I meant the bank will charge the merchant for some fee - 3% for Visa/Mastercard and 6% for AMEX. What I wanted to know will the merchant that offers AMEX, will they pass the 6% or extra 3% (if compared to Visa/Mastercard) to the customer by including that in the bill? If you did purchase computer/computer accessory or handphone from Low Yatt or Sungei Wang Plaza, you should get what I'm trying to point out.

8 Pages  1 2 3 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0402sec    0.50    7 queries    GZIP Disabled
Time is now: 28th November 2025 - 06:05 PM