I have been reading this thread and can't help but to get curious about using AMEX again.

Previously used KRISFlyer AMEX and remembered the tedious process of applying it. Canceled the card after using it for about 2 years as it didn't bring me much points benefit vs. my conventional cc.

This post has been edited by hye: Jan 1 2008, 02:41 PM

How did you get the invite ? I'm curious, can PM me if you don't want it to be public info.

Got that RockIron ... thanks!
I got the invite from MBB before as well but only for their gold card. I declined after I received the card coz I wanted the Platinum. And I got a little upset coz the time they took to revert back was 2 months after I submitted my acceptance for the gold card.

Guys, asking which one of the both comes with an annual fee waiver. (at least 1 year) - The AMEX platinum charge or credit card ?

Aiyoh .... I don't make friends just for the sake of getting my card fees waived. I believe in sincerity in friendship. (Please don't take offense or misunderstand my statement) Well, if the banks can give it to me for free, I'll be happy.

This post has been edited by hye: Mar 22 2009, 12:04 AM

Haiz .... my AMEX Plat application just got cancelled by AMEX processing center coz got no AF waiver. Free AF only for priority banking customers.

Will camp out here and see whether the seniors here got any lubang.

Permanent waiver was not clear but at least 1st year AF waiver.

Plat Credit Card

Thanks RockIron, probably it's a long shot for me due to the long timeline.
Will continue camp here for good news.

Wonder what's the outcome of RockIron's meeting ?

OK lah ... at least Dozz won something. It is not easy to win these prizes and sometimes I wonder whether it is all a publicity stunt just to attract customers.

Actually I was the one who asked that question - it annoys me that cc don't have a 24 hours number to call in.

The number is actually 03 20500880. Recommend to use this number only when necessary coz worried AMEX might get smart when they realise a lot of people are calling this number.

@tinkerbel ... you can keep the number above in your phonebook as well just in case.

Yes it is true. The Amex Plat AF is non waiveable. Some folks here downgrade to Gold but they get to maintain their points.

In Japan, JCB are one of the largest card issuer there. Very widely accepted if you ask me. (At least from my observation when I was there) You should have no problems with VISA and MC but I'll avoid AMEX in the first place due to the higher management charge (compared to VISA or MC) when you use your card overseas.

With AMEX rewards getting more attractive, would it be a matter of time before they (MBB) "adjust" the rewards requirements as well ? Sorry guys, but I just couldn't see how can MBB make it sustainable.

AMEX Gold Credit Card is officially launched already. Saw the publicity write-up in TheSun newspaper today.

This post has been edited by hye: Jun 19 2009, 08:43 AM

I'm not much a fan of AMEX coz I travel quite a bit and the admin charges are more expensive than the conventional MC or VISA. And I have this thing for cash rebate cards these days. Dunno lah ... maybe yes n maybe no.

Not really, I've heard something like that before from someone regarding UOB. That's why I had this thought in my head that the only bank left that is "admin fee" free is Alliance.

Let's stick to the main topic ... this is the AMEX thread after all. CC is in the other.

It has been mentioned before, the bank add's an additional 2.5% as admin fees on top of your transaction.

Now ... after you get that number, whatever you spend will be converted to MYR based on the bank's forex rate. Forex rates changes on a daily basis and it is not stated on the bank's website, best if you use xe.com just to give you a guide and to complicate it slightly (I believe), you will be charged based on the rates for the posted date and not the transaction date. (Transaction date = actual date and Posted date = when the merchant claims)

AMEX is the most expensive for overseas spendings vs normal cc admin rates.

Thank you tinkerbel for the simplier explanation. Guess mine was too long winded.