Above that, very much more towards for your 1st's P1 admission

Your case, i believe its very much due to whats' there still in your name 😆

This post has been edited by jojolicia: Mar 21 2024, 02:36 PM

Actually bro, we have nothing left in Malaysia apart from the RM550,000 in our Maybank Taman Perling account. I’ve hung on for as long as I have to my IC and passport simply out of sentimentality….

But, with early retirement in Australia planned for within the next 1 to 2 years, this may not be a bad time to finally throw in the towel and swap the blue for a pink one.

Read you well. Sentimental thoughts, you are not alone. I believe many too share the same.

500k just status quo for your old time CKT, BKT and bentong MSK 😁

This post has been edited by jojolicia: Mar 21 2024, 05:15 PM

Unless you foresee staying in My > 30 days straight, just swap. Your Mrs already swap. Moreover, You don’t gain any benefit at immigration clearance since you need to wait for her if you enter Malaysia 😆

What’s your industry? If hotel, i think they maybe pay you RM3000

True and valid points. Much for me to think about that’s for sure.

there are 11 months between May 1, 2023, and March 27, 2024.


there are 330 days between May 1, 2023, and March 27, 2024.

Really need 12 months exactly?????



I hope that after I pay IRAS $1000+, my PR application with ICA will be approved. I have already submitted the early Form B1.

Normally, can I make the payment in April?


Individual Income Tax (IIT) Tax Rates From YA 2017 to YA 2023

No.	Chargeable Income	Tax rate (%)	Gross taxable
1	First S$20,000 (US$14,830)	0	S$0
2	Next S$10,000 (US$7,400)	2	S$200 (US$148)
3	Next S$10,000 (US$7,400)	3.5	S$550 (US$407)
4	Next S$40,000 (US$29,508)	7	S$2,800 (US$2,076)
5	Next S$40,000 (US$29,508)	11.5	S$3,350 (US$2,484)
6	Next S$40,000 (US$29,508)	15	S$4,600 (US$3,411)
7	Next S$40,000 (US$29,508)	18	S$7,950 (US$5,895)
8	Next S$40,000 (US$29,508)	19	S$6,000 (US$4,426)
9	Next S$40,000 (US$29,508)	19.5	S$13,950 (US$10,258)
10	Next S$40,000 (US$29,508)	20	S$21,150 (US$15,602)
11	Excess S$320,000 (US$236,065)	22	S$7,600 (US$5,607)

TOTAL

S$68,150 (US$50,381)

This post has been edited by plouffle0789: Mar 27 2024, 12:17 AM

you can aldy pay the tax now once u hear back from them. i aldy paid

When you pay?

Hi guys! Something not related to SPR, but can I ask if anybody still retain their Malaysian insurance policy if they don’t reside in Malaysia?

Is there an exclusion clause whereby if you don’t reside for X days, it will be deemed invalid for any claims?

More than 90 days not valid.....

So you can travel to jb every 2.5 months if you want to valid your medical card

This post has been edited by plouffle0789: Mar 29 2024, 02:09 PM

So will Need to travel min 4 to 5 times a year to Malaysia if want to maintain medical card validity. How about life insurance and CI? Also same?

Not sure, but it should be the same.


I tell some tips for you.

No.	Instructions
1.	Avoid using Tuas Customs.
2.	Second Link doesn't have Singapore company buses, only Causeway Link buses, which provide poor service and long queues.
3.	Take the MRT to Woodlands MRT, then walk to Woodlands Bus Interchange. From there, take bus 856 to the Woodlands Train Checkpoint and walk to Woodlands Customs.
4.	After clearing your passport at the automatic machine, take buses 160, 170, or 950 to JB.
5.	It's better to take a Singapore bus as you can use your EZ-Link or Nets card. You can also take Causeway Link buses CW1 or CW2. (Freedom of you)
6.	All three Singapore buses are in the same lane, so it doesn't matter which one you take; you just need to cross the causeway to reach Johor Bahru Customs.
7.	Morning buses at 6:30 AM or 7:00 AM are fine for traveling back to Johor Bahru from Singapore. There's no traffic jam, and seats are available.

This post has been edited by plouffle0789: Mar 31 2024, 01:46 PM

Seriously is true ? Insurance guy never talk about it.

yes

Yes legit. My insurance guy told me .. I am under GE.

What you have to do is to be in malaysia every 90 days .. as long as u step in malaysia .. and leave .. the count starts.

So example, you stayed in sg without stepping into malaysia for 100 days .. you're not eligible for insurance claim .. on the other hand .. if you go out on the 100th day .. and return to sg .. your 90 days count restarts again .. so if anything happens, for instance, in the 40th day .. u still can claim

To be safe just get a medical card .. it would cost around 1k .. depending on your age..

brunei,singapore,thailand,indonesia 90 days right?

Not sure .. haha but should be ba

Took me a while to finally figure out Bentong MSK. Been in Singapore too long. Used to reading it as Bentong MSW. Goddamnit. Might as well hand in my blue IC and trade for a pink one right away… kidding.

Lemme hold on to the last bit of me that still makes me Malaysian for a little bit longer….