RM250 to lose RM10, market needs to drop 4%... i fear by the time you received KDI referral, market already drop that much
hopefully you already cashed out the RM250

This post has been edited by Medufsaid: Apr 23 2022, 01:10 PM

eeh. It's fee-free VT. I'm okay to hold it for a couple of years even if it explodes Monday night. I'm only withdrawing because I'd prefer the left display (total portfolio asset) to be equal to my KDI Save instead of KDI Save + Invest

I depo into KDI with Maybank CC via FPX, the apps rejected it but CC still kena charge, payment successfully went through.

CS said take within 40 days to refund. Anyone did the same before?

So sad haiya they didn't disable CC as payment option tempted me

Yep notti us tried that before, refund took around few days to a week

cc is not suppose to use for any investment in malaysia. so no need to try next time. it is consider playing margin in stock market, SC and bank negara wont allow

This post has been edited by ericlaiys: Apr 23 2022, 03:32 PM

they don't have time/budget to restrict cc altogether, so use the cheaper way aka "warn you with words"

hello..just wondering anyone has KDI invest account here? whts the return looks like

Merubin I "started" this yahoo finance simulation with $9358now it's $9k



waiting to see if anyone will share their real results

Sorry for butting in but isn't it more better if one can choose what ETF they want at fraction of capital like what Syfe Wealth Custom is offering? If Msian can go through so much hurdle to invest in US overseas broker IBKR I don't see the same effort in Spore Syfe? Maybe Syfe is small no reputation no track record?

Putting monies and let ppl decide what ETF to buy for you is so strange but then I see a lot investors ok or they like the hands free research done by others on behalf of them? This post is not to discredit KDI just pondering on the business model they are offering and I read so many takers.

Yes it is possible, eg i entered RM1000 on 25.2.22 and yes it dropped 4.36% by 15.3.22(RM956.39). the RM10 cant cover also..


i have 5 accounts with different entry points.

19.2.22 - worst loss 2.75%(8.3.22) best gain 3.52%(30.3.22)
22.2.22 - worst loss 3.24%(10.3.22) best gain 3.49%(30.3.22)
25.2.22 - worst loss 4.36%(15.3.22) best gain 2.3%(30.3.22)
28.2.22 - worst loss 3.5%(15.3.22) best gain 3.26%(30.3.22)
2.3.22 - worst loss 3.2%(12.3.22) best gain 3.18%(5.4.22)
by today all of them have recovered and gain about 1%.

Aggresive seemed worse 1.3.22 RM9358 and now RM9037 = lost 3.43%???

Need similar portfolio entered 1.3.2022 to see if KDI invest real losing 3.43%
PS mine all growth.

This post has been edited by guy3288: Apr 24 2022, 02:33 AM

You need to understand simc wits holding ETFs and in the past one week, AU's market is down hence your return will also be negative.

That's just how it works.

i think 1/2 of us here are only for KDI save (3% FD promo). anyway, if KDI invest has "so many takers", it means KDI is right in this business model

i think last monday or tuesday it was probably in the green, friday was a bloody day, one day alone already -1.6%

if really RM9358 (above the RM3k FOC management tariff) was invested, still need to deduct management fees.
also need to add back the dividend payouts (regardless of RM9358 or RM3000) as yahoo finance doesn't "readd" them back in

This post has been edited by Medufsaid: Apr 24 2022, 12:10 PM

can say most go in for the 3% daily interest
i reckon almost all would also allocate some in KDI invest for the referral RM10,
clever tricks from KDI, yet still not paying the RM10..
question is how long people stay in KDI invest, how good is the portfolio?
up down up down back down again...

at the end people will withdraw if like that.

World indices are swinging up and down lately, not much anyone can do about that. The portfolio at highest aggressiveness is mostly VT - you can pretty much guesstimate the performance just by looking at VT's price history.

should be ok, less volatile than pure S&P500 (^GSPC). as long as you don't expect no losses like FD



This post has been edited by Medufsaid: Apr 25 2022, 09:37 AM

Let's say I deposit rm250 into kdi invest today since share price drop, will KDI buy the share at today's price or the price 3 to 4 days later since it takes them 3 to 4 days to give you your share unit.
Any sifu pls help clarify?

is now a good time to put money in KDI invest?

For KDI Save, anytime is a good time

For KDI Invest, case to case basis, perform the risk profiling and read the disclaimer carefully

Kenanga’s Robo-Advisor Crosses RM100 Million AUM Milestone in 2 Months

This post has been edited by tadashi987: Apr 26 2022, 01:30 PM

Two months manage to get RM 100 million of AUM with 6500 success sign up, that's average of RM 15.3k++ per account holder, not bad!