You should ask why got custodian fee 

Exit out KDI Invest the initial RM250, when saw the amount is like RM250.3, after cash out, the final amount is RM248.1, money received yesterday

The cash out for KDI save is same day if done before 11am working day, which is nice

they intend to reduce US equity exposure and place more fund in gold investment, ie SPDR gold trust.

This is the conservative portfolio as per the March statement:

SHV   
FLOT   
IEF   
QQQ   
UUP   
HYG   
SPY   
VT   
BDNX

Other portfolio such as aggressive, growth, balanced etc, individual assets component are different from above.

i see thanks for the reply.
Majority of my funds are put under KDI Safe, I only put a small amount to test it on the Aggressive Mode. Understand that this kind of ETF should aim for long term, but as discussed above most of the robo adviser in Msia are not doing very well. Dunno if I should DCA, even if it's the money that I'm comfortable to lose...

I'm just testing water since it's a new instrument. The money that I put at KDI-Invest Aggressive Mode is less than 1% of my KDI portfolios.
Let's say I DCA-ing until RM3000 (for 0 management fees), it's not going to make me poor or rich, depending on its performance. It's just a means of portfolio diversification for newbie like me.

Dunno if I should DCA, even if it's the money that I'm comfortable to lose...

I also prefer balance. Right now market red yet it didn’t go down too much.

yes, never under estimate the value of these safe havens with steady and consistent returns.....no downfall,  no negatives ever to cancel off your overall portfolio. It can only add , never reduce your money in hand.

many ex kakis from old FSM thread  will remember how i argued and defended these safe havens when ASM,ASW,FD were being ridiculed by those so called  investment sifus when in actual fact they themselves  also cant beat  the lowly 4-6% when averaged it out. Ramjade was there then as a very junior forumner, often being ridiculed by many of them every now and then...but now  he has graduated to become an investment sifu.
that is because too many so called investment sifus are saying so.

And their voices are louder.
if you go to investment talks, they will brain wash you to take money all out from FD and invest.

Their excuse? inflation will eat away your money!

bottom line is how much you have in hand?
You dont have enough you may be susceptible to it.

He's Singaporean.  No luck with amanah saham.

I learnt this concept from GenXGenYGenZ back then when I was still a student. He also said that focus on saving your first million and the following steps would be easier. Even with 1M, and 4% p.a averagely back then is already 40k p.a and 3.3k per month. Can you consistently make 3.3k nett from other investment like stocks monthly? And one may need to sell the stock before they can take the profit.

From other investment threads, there had mentions of giving
spouse knowledge of the use of investment a/c n Internet banking,
Login details n passwords of those a/cs

And hv them transfer out the $$ if needed

Just not sure about money with those malaysia not approved or malaysia registered entities