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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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ericlaiys
post Mar 28 2022, 02:29 PM

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everyone please dont answer those question that have been discussed for few days. kindly refer to previous thread rather than post same question everyday
Afterburner1.0
post Mar 28 2022, 02:40 PM

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QUOTE(cklimm @ Mar 28 2022, 02:23 PM)
oh no, dont start it again..
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no no don't get me wrong, just for my knowledge only... looking for short simple answers only.... so its confirmed compounding interest if i read all the long ass answers/ debate in the previous post rite?

This post has been edited by Afterburner1.0: Mar 28 2022, 02:42 PM
MUM
post Mar 28 2022, 02:56 PM

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KDI Save offers a promotional fixed return of 3.0% per annum for the first RM 200,000 in cash deposits made until 31 December 2022.
The rates for any placement above RM 200,000 would be 2.25% per annum.
https://kclau.com/investment/kdi-save-review/

So that 200k will get 3%,...what about those interest earned? Will only get 2.25%pa or 3%pa? (as it is not considered as cash deposit... But interest earned or will they consider interest earned as cash deposits too? ) 🤔🤔

This post has been edited by MUM: Mar 28 2022, 03:09 PM
!@#$%^
post Mar 29 2022, 12:30 AM

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QUOTE(Afterburner1.0 @ Mar 28 2022, 02:13 PM)
If i invest 200k in KDI Save and get an interest of 3% pa, so its about rm16.43 per day? After 10 days my total will be 200,164.38. So do they take 200k or 200,164.38 to calculate my 11th day interest?

Just curious how it works here....
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QUOTE(Afterburner1.0 @ Mar 28 2022, 02:40 PM)
no no don't get me wrong, just for my knowledge only... looking for short simple answers only.... so its confirmed compounding interest if i read all the long ass answers/ debate in  the previous post rite?
*
ask customer service
guy3288
post Mar 29 2022, 09:31 AM

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QUOTE(cklimm @ Mar 28 2022, 02:23 PM)
oh no, dont start it again..
*
a short answer YES is harmless, shit happened only when some just refused to accept truth,
twist and turn to rebut.

QUOTE(Ancient-XinG- @ Mar 28 2022, 02:27 PM)
What so big deal about 200000 and 200164…..
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yeah the amount is too small to be visible.

QUOTE(ericlaiys @ Mar 28 2022, 02:29 PM)
everyone please dont answer those question that have been discussed for few days. kindly refer to previous thread rather than post same question everyday
*
right also, answer is already there
QUOTE(Afterburner1.0 @ Mar 28 2022, 02:40 PM)
no no don't get me wrong, just for my knowledge only... looking for short simple answers only.... so its confirmed compounding interest if i read all the long ass answers/ debate in  the previous post rite?
*
isnt the answer already there?

QUOTE(MUM @ Mar 28 2022, 02:56 PM)
KDI Save offers a promotional fixed return of 3.0% per annum for the first RM 200,000 in cash deposits made until 31 December 2022.
The rates for any placement above RM 200,000 would be 2.25% per annum.
https://kclau.com/investment/kdi-save-review/

So that 200k will get 3%,...what about those interest earned? Will only get 2.25%pa or 3%pa? (as it is not considered as cash deposit... But interest earned or will they consider interest earned as cash deposits too? ) 🤔🤔
*
above 200k why should KDI pay 3% again? How if some put RM10 million and earn so much interest
and that interest is asking KDI for 3% beyond the RM200k?

QUOTE(!@#$%^ @ Mar 29 2022, 12:30 AM)
ask customer service
*
then it defeats the purpose of this forumn.
We must differentiate genuine slow forumner from shit stirrer.

This post has been edited by guy3288: Mar 29 2022, 09:32 AM
bcombat
post Mar 29 2022, 09:58 AM

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QUOTE(Afterburner1.0 @ Mar 28 2022, 02:40 PM)
no no don't get me wrong, just for my knowledge only... looking for short simple answers only.... so its confirmed compounding interest if i read all the long ass answers/ debate in  the previous post rite?
*
best is ask their CS

ppl here sometimes give u answer that is not what u need. Can’t get satisfactory answer from CS then only come here
MUM
post Mar 29 2022, 10:05 AM

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QUOTE(guy3288 @ Mar 29 2022, 09:31 AM)
....
above 200k why should KDI pay  3% again? How if some put RM10 million and earn so much interest
and that interest is asking KDI for 3% beyond the  RM200k?

*
As it is a deposit, then it would be as follows..
"KDI Save offers a promotional fixed return of 3.0% per annum for the first RM 200,000 in cash deposits made until 31 December 2022.
The rates for any placement above RM 200,000 would be 2.25% per annum."
kykyky P
post Mar 29 2022, 10:17 AM

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Guys, for KDI save, any idea where the withdrawal will withdraw the money from "Returns" first, or will withdraw the money from "Net Deposit" first?
!@#$%^
post Mar 29 2022, 10:34 AM

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QUOTE(guy3288 @ Mar 29 2022, 09:31 AM)
then it defeats the purpose of this forumn.
We must differentiate genuine slow forumner  from shit stirrer.
*
official info must always come from kenanga. any discrepancy can discuss in the forum. but if already discussed before and still don't believe, what else to expect.

i reiterate official info must always come from kenanga. many forumers got wrong info and blindly follow, not only in this thread but also other threads. anything wrong, can't hold forumers responsible. just got to keep quiet and hide in shame.
guy3288
post Mar 29 2022, 11:20 AM

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QUOTE(MUM @ Mar 29 2022, 10:05 AM)
As it is a deposit, then it would be as follows..
"KDI Save offers a promotional fixed return of 3.0% per annum for the first RM 200,000 in cash deposits made until 31 December 2022.
The rates for any placement above RM 200,000 would be 2.25% per annum."
*
You didn't get my point, read again.
Imagine i deposit rm200million, my accumulated returns now
Rm229000, would KDI pay 3% for this?

You argue this is not deposit, it is interest ,i doubt kdi can pay 3% for any amount above 200k, whether deposit or interest
QUOTE(kykyky @ Mar 29 2022, 10:17 AM)
Guys, for KDI save, any idea where the withdrawal will withdraw the money from "Returns" first, or will withdraw the money from "Net Deposit" first?
*
Almost all from nett deposit

QUOTE(!@#$%^ @ Mar 29 2022, 10:34 AM)

i reiterate official info must always come from kenanga. many forumers got wrong info and blindly follow, not only in this thread but also other threads. anything wrong, can't hold forumers responsible. just got to keep quiet and hide in shame.
*
Obviously, OFFICIAL word is not there for nothing.

But i agree follow blindly go suffer quietly, cant blame anyone.

MUM
post Mar 29 2022, 11:49 AM

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QUOTE(guy3288 @ Mar 29 2022, 11:20 AM)
You didn't get my point, read again.
Imagine i deposit rm200million, my accumulated returns now
Rm229000, would KDI pay 3% for this?

You argue this is not deposit, it is interest ,i doubt kdi can pay 3% for any amount above 200k, whether deposit or interest
......
*
So that means the earlier post by a forummers questioning that if he will get 200k x 3% interest after 10 days.... Is he will not continue to get 3% on all his money for the I terest earned will exceed 200k n the rate will be reduced for any access of 200k...
guy3288
post Mar 29 2022, 12:04 PM

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QUOTE(MUM @ Mar 29 2022, 11:49 AM)
So that means the earlier post by a forummers questioning that if he will get 200k x 3% interest after 10 days.... Is he will not continue to get 3% on all his money for the I terest earned will exceed 200k n the rate will be reduced for any access of 200k...
*
Answer is already there. If i explain further others would get impatient with you and jittery again
ericlaiys
post Mar 29 2022, 01:08 PM

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QUOTE(kykyky @ Mar 29 2022, 10:17 AM)
Guys, for KDI save, any idea where the withdrawal will withdraw the money from "Returns" first, or will withdraw the money from "Net Deposit" first?
*
I notice they took from net deposit, then return for that amount of withdrawal, they deposit into net deposit. Return will minus out.
siawyent
post Mar 29 2022, 03:51 PM

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For the referral reward RM10, must invest in KDI Invest RM250 for the first time? If put in KDI Save, can get the referral reward?
TStadashi987
post Mar 29 2022, 03:53 PM

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QUOTE(siawyent @ Mar 29 2022, 03:51 PM)
For the referral reward RM10, must invest in KDI Invest RM250 for the first time?  If put in KDI Save, can get the referral reward?
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yes, cannot
siawyent
post Mar 29 2022, 04:22 PM

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QUOTE(tadashi987 @ Mar 29 2022, 03:53 PM)
yes, cannot
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Thanks for the reply, usually takes how long to receive the rm10?
TStadashi987
post Mar 29 2022, 04:23 PM

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QUOTE(siawyent @ Mar 29 2022, 04:22 PM)
Thanks for the reply, usually takes how long to receive the rm10?
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According to KDI CS, after your referee successfully deposited RM250 in their ETF account, KDI will reward RM 10 to both referrer and referee in 30 days.

but so far i didnt receive any, more than 30 days dah sweat.gif
gooroojee
post Mar 29 2022, 04:25 PM

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QUOTE(kykyky @ Mar 29 2022, 10:17 AM)
Guys, for KDI save, any idea where the withdrawal will withdraw the money from "Returns" first, or will withdraw the money from "Net Deposit" first?
*
May I know why does it matter?
siawyent
post Mar 29 2022, 04:30 PM

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QUOTE(tadashi987 @ Mar 29 2022, 04:23 PM)
According to KDI CS, after your referee successfully deposited RM250 in their ETF account, KDI will reward RM 10 to both referrer and referee in 30 days.

but so far i didnt receive any, more than 30 days dah sweat.gif
*
Then should contact CS and ask for it.
Davidtcf
post Mar 29 2022, 05:41 PM

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QUOTE(tadashi987 @ Mar 29 2022, 04:23 PM)
According to KDI CS, after your referee successfully deposited RM250 in their ETF account, KDI will reward RM 10 to both referrer and referee in 30 days.

but so far i didnt receive any, more than 30 days dah sweat.gif
*
likely tipu.. but ok they give foc invest up to RM3k (not sure how long this will last). Worth to put in money for KDI Invest if less than RM3k. smile.gif
so far I see money growing there for my "very conservative" portfolio. Later on 1st will share what they investing in.

This post has been edited by Davidtcf: Mar 29 2022, 05:41 PM

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