Market is green. Nothing to do with AI.

no lar US market has nice green days for the past few days

wait till market crash...then u blame AI lousy....lol

Anyways to see the selected ETF ?
Under which section

under statement. U can see your 1st of the month statement

by far no such function for now on web or app, UIUX not on par with SA
only can see from statement atm

When you change risk the system will trigger buy and sell orders to buy or sell ETFs to suit your risk.

Hence why not recommended to change risk often, it will trigger small losses. Don’t touch it unless you really sure. Also need to factor in currency conversion rate and buy/sell fees of their broker. Even if you DIY each time you buy or sell stocks will incur some charges.

hopefully KDI will have a section to see their daily buy/sell transactions in the web/app soon. to verify that switching risk profiles is FOC

https://digitalinvesting.com.my/faq/

FX conversion losses at least 1% and the rest should be market losses

Nothing to do with AI and if you put 8n money on the 8 March was the bottom of this round

AI used to buy, sell and rebalance the % asset allocation and amount

Yeah the amount deducted was not transparent enough.

I believe they are referring to management fees of switching profiles being foc. Even Stashaway don’t charge for that, but each time change risk sure see similar losses. Up to RM5-10 bucks. I know coz I change risk profile there and in KDI before.

Buy and sell ETF or stocks sure got some charges by some middlemen somewhere, also taxed and fees by NYSE side also.

This post has been edited by Davidtcf: Mar 20 2022, 10:51 AM

Rebalancing, transaction, and reoptimisation costs (in stashaway) are included in the 0.8%. (i can verify that as I've done risk switching before)

I believe KDI meant to replicate that structure but at a lower tariff

This post has been edited by Medufsaid: Mar 20 2022, 03:54 PM

best for kilakila to chat with their support or send email to confirm on the charges.

so far I switch risk profile sure got some small losses.

Their reply as below :

Expense ratio should be factored in the fund as it is gonna be low because the ETFs pool chosen are very liquid and high volume

The only way to see charges is to have it below rm3k fee free then you ca n see the difference in the expense ratio

Note : Payments made via Credit Card, 3rd Party Accounts, or Joint Accounts are not allowed and will be refunded.

wah, really kah ? That's strict

Obviously not from CC or 3rd party

Joint accounts is still a grey area as BNM and SC haven’t give a clear cut guidelines on DAX

of course not from CC /3rd party lah, that's why I only bolded Joint Accounts .

Maybe I should just give it a try, see if they refund.

WHY bother to try whenever you know it is not gonna worked

Ya, you should try. Let us know the outcome ya