that why some people complaining money withdraw on friday, but only get monday. dont expect work like bank which 24h.

This post has been edited by ericlaiys: May 12 2025, 08:13 PM

no need follow bank
just follow ethics cukup

customer mistakenly order withdraw today
but today your office closed
your office only open tomorrow
that money wil still be in your account

so not wrong to continue pay your customer interst
for today 12.5.25 right?

but who cares ethic right KDI?

i just checked the returns on the 4 accounts i made
withdrawals today

learn a new thing today
no worry you can withdraw on nonbusiness day, you dont lose
the interest for the day

You still get interest (after withdrawing RM25K) if you have a balance, unless you fully withdraw the amount.

This post has been edited by SydneyKL: May 16 2025, 11:04 AM

not sure what you mean

people said if you withdraw 25k, KDI wont pay interest for that 25k for that day.

but it has ben proven wrong,
KDI still pay interest for it on that day
as long as the 25k is still in account not transferred out yet.

You'll continue to earn interest as long as there is a balance in your KDI account, unless the entire amount is fully withdrawn.

is the KDIGO same thing with this KDI save and invest?

"
New investors would be able to sign up for our product partners (such as but not limited to: KDI, Rakuten Trade, Kenanga Money, and Tokenize) via KDI Go.
Existing investors would be able to login into our product partners (such as but not limited to: KDI, Rakuten Trade, Kenanga Money, and Tokenize) via KDI Go by linking/binding each product respectively within KDI Go.

Upon signing up and/or linking with other products partners, you may then proceed to "Deposit funds", "Transfer funds", and "Withdraw funds" transactions. You will also be able to view your portfolio, manage bank accounts and few other features via KDI Go.
"

https://www.kenanga.com.my/news/media-relea...management-app/

same but not same...

KDI GO is a family package with all kind of products...

KDI Kenanga Digital Investing, is just 1 of the Kenaga products...

just wonder does the below promo campaign worth it

https://getkdigo.com/web/campaign-page-5/

If look back at earlier review KDI invest not really making money... but its all depends on your wish and also timing of in and out as KDI invest is a trust fund where KDI save is like a money market fund just for saving purpose...

My last year kdi invest has been fully negative

sometimes i think do my OLD MUMMY method. FD and fixed income . slowly but surely might just do the trick.
Capital forever conserve. We can educate and say NOT INFLATION hedge. $$$ not growing blah blah
but i see her.. every month just
take FD interest cukup for her lifestyle. vs try to invest here there everywhere.. long run i think come up to the same. Win some lose some

Just chase FIXED INCOME and FD return enough

After I reach 50k in kdi saving, Kwsp would be my choice. The kdi saving's 4% not even enough for unifi bill.
Fd better than Kwsp?

enjoy while opr not reduce. once reduce , 4% also hard to get

Either your mom is super frugal or she's a millionaire...
Assuming you're around my age (based on your username (19)88?), I think you should have a portion of money rolling for at least a decade to accumulate for your retirement, on top of your liquid emergency funds.

That makes EPF a viable option, and/or DIY index-based ETFs to ride through the short term volatility. I can't say for sure what suits you, maybe if you really cannot stomach any shortfall then low risk fixed income is indeed more suitable for you emotionally.

...I hope I don't sound "arrogant" by implying my risk appetite is greater than yours; my intention is to say everyone walks their own, unique financial journey as it's tightly coupled with personal values, emotions, preferences, circumstances and goals.

Actually, KDI is just a "better than nothing" saving account for me. 4% in 50k really is nothing. Without this, I will just epf it all.

It's either her expenses is super low or she has very high earning power until her capital is a lot

Can be done. But need high capital. Hansel level type. You have bad luck with s-reits. I got good luck with US stocks. I dispose of all my s-reits and move them to US stocks.

Just want to know anyone know KDI current Asset under Management (AUM)?

In my opinion, can save money to KDI to enjoy 4% while can standby for emergeny use