4% of 50k these days really is nothing much, but as I mentioned, better than nothing lar. I no need to worry about emergency, I'll just epf it.

Yes, EPF is always the first place to put money, any extra money then can put to KDI or FD, or Rize, or Stashaway

Are you saying that because you are older than 55?

I worry about liquidity thats why cant voluntarily put in EPF

This post has been edited by lerijiso: Jun 6 2025, 08:21 AM

No, but if you have a bunch of money you haven't touched in a couple of decades, might as well Kwsp it.
Kdi is the next best thing, just the 50k limit at 4% is just 166 profit per month. 166 is nothing these days.

There’s no right or wrong answer, everyone has different preferences when it comes to saving, so long as you "don't put all your eggs in one basket".

This post has been edited by SydneyKL: Jun 7 2025, 12:49 PM

Has anyone managed to download KDI statement of account for May 2025, in KDI website?

I cannot see my statement of account for May 2025, in the website yet.

Same, not yet available.

Not able to deposit despite funding from the registered bank account, always transaction failed, anyone having similar issues?

first time i see this
same Growth, started same time
1 go up 1 go down

previously always move in same direction

KDI dont apply similar strategy ?



Attached thumbnail(s)

Different risk appetite?

No
look there same

I think something has happened in the backend. My listed ETFs are totalling more than 100% and has the same sharp downward curve as yours. There's a maintenance notice for 8am-8pm today.

This post has been edited by RetroMayday: Jun 25 2025, 05:05 PM

KDI save failed to withdraw RM1k (submitted withdrawal @ 9:55am). don't know if this has anything to do with it



This post has been edited by Medufsaid: Jun 26 2025, 12:51 AM

me too. withdrew RM1k from KDI save yesterday 7:30am and even gotten a successful transaction email at 4:00pm but till now the funds hasn't been credited to my bank account

KDI save offers 4.0% (first 50K) while the other competitors offers around 3.5% .

Is KDI taking additional risks? Or this is just plain promotion for the initial years?

Same. Requested a withdrawal on Tuesday evening so theoretically should receive the fund yesterday night (also got the confirmation email) but now still no.

Hope tonight will receive it.

same case like you. made withdrawal on 24th June @6pm then by right should received by 25th June evening. Call to check and they assure me today will get the funds as it's still within the processing timeline between 1-2 working days. But I argue with them from 24th 25th 26th is already 3 days. they say not like that.

previously i always get the same day refund cos i made the withdrawal before 11AM cut off time. guess now really need to consider it as 2 days processing time instead of 1 day. plan to open FD today but seems like can only do it on next Monday. 3 days interest gone just like that. what a stupid KDI.

oh ok, so at least 4 of us did not receive expected funds yesterday

KDI replied my email, stating:

u have to count same day from the withdrawal cutoff, the terminology would be T+0
so they are not wrong

Then can you explain this? Why not 13th? How come same day can receive?
Why no standard one? Sometimes 1 day, sometimes 2 days?