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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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CommodoreAmiga
post Nov 26 2022, 08:37 PM

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QUOTE(guy3288 @ Nov 26 2022, 06:52 PM)
i just checked a normal SA in PBB
transfer  is RM50k /day
FPX is RM100k/ day

try go profile maintenance, change limit there
*
Hmm...my current daily FPX limit is 50k, then i change it to 80k to test.

The PBSecure thing seems to be not working now. Very slow.

But my Daily transfer limit for IGN/Duitnow etc is Max 50k, currently set to 20k. Maybe it's this that also affects the FPX?

Not sure, but can't test now.

Thanks anyway.
Garysydney
post Nov 26 2022, 09:13 PM

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QUOTE(CommodoreAmiga @ Nov 26 2022, 08:37 PM)
Hmm...my current daily FPX limit is 50k, then i change it to 80k to test.

The PBSecure thing seems to be not working now. Very slow.

But my Daily transfer limit for IGN/Duitnow etc is Max 50k, currently set to 20k. Maybe it's this that also affects the FPX?

Not sure, but can't test now.

Thanks anyway.
*
This is what my fpx screen look like

user posted image
CommodoreAmiga
post Nov 27 2022, 06:06 AM

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QUOTE(Garysydney @ Nov 26 2022, 09:13 PM)
This is what my fpx screen look like

user posted image
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Yeah, mine was previously 50k, but I can only FPX 20k out to another bank. I can change this number now (changed to 80k last night), but I don't think this is the limiting factor as I suspect the daily transfer limit is also a condition (currently 20k). What is your daily transfer limit for 3rd part/Duit Now/ IGB transfer?
Garysydney
post Nov 27 2022, 07:10 AM

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QUOTE(CommodoreAmiga @ Nov 27 2022, 06:06 AM)
Yeah, mine was previously 50k, but I can only FPX 20k out to another bank. I can change this number now (changed to 80k last night), but I don't think this is the limiting factor as I suspect the daily transfer limit is also a condition (currently 20k). What is your daily transfer limit for 3rd part/Duit Now/ IGB transfer?
*
Daily transfer limit is 50k for me. I think that is the max i can go up to.
sweetpea123
post Dec 5 2022, 12:40 AM

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hi sifus, if I withdraw now 1am, what TIME will I see it in my bank?

TIA

This post has been edited by sweetpea123: Dec 5 2022, 12:45 AM
Yluxion
post Dec 5 2022, 01:26 AM

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QUOTE(sweetpea123 @ Dec 5 2022, 12:40 AM)
hi sifus, if I withdraw now 1am, what TIME will I see it in my bank?

TIA
*
5th Dec night time, around 8pm - 11pm.
sweetpea123
post Dec 5 2022, 03:34 AM

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QUOTE(Yluxion @ Dec 5 2022, 01:26 AM)
5th Dec night time, around 8pm - 11pm.
*
thanks smile.gif
SUSBrookLes
post Dec 5 2022, 02:06 PM

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QUOTE(poco loco @ Nov 26 2022, 07:39 AM)
aready reply ed

btw the interest felt kindda low now at kdi 50k @ 3.5%, the rest is just 3.0%

too bad i only got 1 bank public bank.....to get 4.x need other account to fpx in the money...might open new account haiz...very leceh 1
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Actually dun tell anyone. Bank rakyat has no limit when it comes to fpx. But you just need to do it 10k at a time
guy3288
post Dec 5 2022, 04:02 PM

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QUOTE(BrookLes @ Dec 5 2022, 02:06 PM)
Actually dun tell anyone. Bank rakyat has no limit when it comes to fpx. But you just need to do it 10k at a time
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I wont say no limit
It could well be we have not hit the limit
If rm500k need do 50x, how to hit it la.
Max i had done 285k.
If limit is 1 million, who is going to do 100x not me
paradiseisland8
post Dec 5 2022, 06:21 PM

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Withdrawal approved to money in bank account not instant? Have to wait how long?
xander2k8
post Dec 5 2022, 06:44 PM

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QUOTE(paradiseisland8 @ Dec 5 2022, 06:21 PM)
Withdrawal approved to money in bank account not instant? Have to wait how long?
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Just wait within 1 business day many times have mentioned already 🤦‍♀️
cybpsych
post Dec 5 2022, 08:48 PM

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QUOTE(paradiseisland8 @ Dec 5 2022, 06:21 PM)
Withdrawal approved to money in bank account not instant? Have to wait how long?
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who gave you the idea that withdrawal is instant?
phoenix24
post Dec 5 2022, 09:35 PM

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Anyone still has their money in the invest section of portfolio? Haemorrhage like mad. Wondering how long I have to hold the bag, or if I should just cut loss and call it a day.
guy3288
post Dec 5 2022, 09:58 PM

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QUOTE(paradiseisland8 @ Dec 5 2022, 06:21 PM)
Withdrawal approved to money in bank account not instant? Have to wait how long?
*
Why need instant money?

I made withdrawal this morning, now money already in my Maybank account, FPX to PBB do FD 18 month at 4.5% 6 monthly interest
PBB FD effective date today.. no loss of interest at all

Withdraw today, and earn interest straight away from PBB at 4.5% pa.

that is the beauty of KDI, same day get money same day put in FD




QUOTE(phoenix24 @ Dec 5 2022, 09:35 PM)
Anyone still has their money in the invest section of portfolio? Haemorrhage like mad. Wondering how long I have to hold the bag, or if I should just cut loss and call it a day.
*
yeah this is the worst from the start.
invest in UT is like that... see money up and up and down and down
down all underwater!
xander2k8
post Dec 6 2022, 04:37 AM

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QUOTE(guy3288 @ Dec 5 2022, 09:58 PM)
Why need instant money?

I made withdrawal this morning, now money already in my  Maybank account, FPX to PBB do FD 18 month at 4.5% 6 monthly interest
PBB FD effective date today.. no loss of interest at all

Withdraw today, and earn interest straight away from PBB at 4.5% pa.

that is the beauty of KDI, same day get money same day put in FD
yeah this is the worst from the start.
invest in  UT  is like that... see money up and up and down and down
down all underwater!
*
1stly KDI never invests in UT but it is on ETFs only otherwise how on earth they promote low fee investment 🤦‍♀️

Medufsaid
post Dec 6 2022, 09:16 AM

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QUOTE(phoenix24 @ Dec 5 2022, 09:35 PM)
Anyone still has their money in the invest section of portfolio? Haemorrhage like mad. Wondering how long I have to hold the bag, or if I should just cut loss and call it a day.
*
investment is a long term game, just leave it there for 3-5 years, or withdraw to DIY for 3-5 years

_kilakila_
post Dec 6 2022, 11:32 AM

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QUOTE(phoenix24 @ Dec 5 2022, 09:35 PM)
Anyone still has their money in the invest section of portfolio? Haemorrhage like mad. Wondering how long I have to hold the bag, or if I should just cut loss and call it a day.
*
Mine also same, the thing i found out is whenever the stronger RM against USD, my KDI invest value is lower day by day. Growth profile btw.

This post has been edited by _kilakila_: Dec 6 2022, 11:33 AM
Medufsaid
post Dec 6 2022, 11:55 AM

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that's the forex risk whenever you invest overseas... MYR strengthen due to Anwar

user posted image
bcombat
post Dec 6 2022, 03:21 PM

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if the investment value always shows positive return even when most markets are down, I personally would suspect something fishy in the app reported figures. Lol
lovelyuser
post Dec 6 2022, 05:04 PM

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QUOTE(guy3288 @ Oct 25 2022, 06:17 PM)
You WD after 11am, it will be processed next day
next day your bank is Bank B

i guess  you will get  all money X+Y in bank B
processing is around 4pm so even if morning your profile is Bank A, by 4pm if it is bank B money will be in Bank B
*
Tried, your guess is correct

X+Y all go in Bank B

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