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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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sjz
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 Feb 9 2023, 07:34 PM
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QUOTE(Haloperidol @ Feb 9 2023, 07:24 PM) The truth is 3% rebate with 1k spend is still acceptable with RM 30 rebate per month, kinda one of the good one in the market. The subsequent 3% cashback is PBI Ikhwan , just with a plus of 2x lounge access per year. Just that people are too used for the RM 80 per month cashback already. I just wonder they say start from 13 March , i wonder how they calculate it my statement is also 14 monthly , so if lets say i spend 3080 at 14 feb to 12 march, not sure i'm eligible or not Mayb can try it and argue with them if missing RM30 CB. As the period when we use the card is still under the old cb T&C. Previously PBB do the same trick. After you call their CS and argue they grant he missing CB based on old T&C. |
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beLIEve
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Feb 9 2023, 10:20 PM
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QUOTE(Haloperidol @ Feb 9 2023, 07:24 PM) I just wonder they say start from 13 March , i wonder how they calculate it my statement is also 14 monthly , so if lets say i spend 3080 at 14 feb to 12 march, not sure i'm eligible or not Because most people have their statement on 14th. |
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mamamia
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Feb 9 2023, 11:30 PM
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QUOTE(MGM @ Feb 8 2023, 04:47 PM) My next statement cycle of 15Feb to 14March will follow this new t&c which is effective on 12March? QUOTE(cybpsych @ Feb 9 2023, 08:31 AM) dont know yet  my Feb statement not out yet. will likely reduce to spend rm1000 after Feb statement is out. Similar revision for last round, but I also can’t remember whether the revision based on statement or if spent b4 12 March 2023 then still can get RM80 cashback. |
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MGM
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Feb 10 2023, 07:51 AM
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Deleted
This post has been edited by MGM: Feb 10 2023, 07:52 AM
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TongCN
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Feb 10 2023, 08:28 AM
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QUOTE(cybpsych @ Feb 9 2023, 05:14 PM) edm just out  Ouch that 3rd criteria  EDIT: Wait, so still 1k can get? it doesnt mention AND or OR This post has been edited by TongCN: Feb 10 2023, 08:29 AM |
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cybpsych
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Feb 10 2023, 08:40 AM
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QUOTE(TongCN @ Feb 10 2023, 08:28 AM) Ouch that 3rd criteria EDIT: Wait, so still 1k can get? it doesnt mention AND or OR dont know what so difficult to understand they just revised the capped cb. that's all. everything the same. |
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TongCN
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Feb 10 2023, 10:17 AM
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QUOTE(cybpsych @ Feb 10 2023, 08:40 AM) dont know what so difficult to understand they just revised the capped cb. that's all. everything the same. Brain belum fully function after just woke up from sleep  |
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turbopips
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Feb 10 2023, 11:08 AM
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Its not as attractive as before - RM80/3000 = 2.7%; Now 50/3000 = 1.7%.
i will just spend Rm1k to get 3% cashback.
This post has been edited by turbopips: Feb 10 2023, 11:09 AM
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turbopips
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Feb 10 2023, 11:33 AM
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I have a question. If my statement date is on 6th March, i spend RM1666 on 8th March, will i get RM50 or RM30 cashback in my next statement in 6th Apr? Also is the 12 Mar based on transaction or posting date?
THank you
This post has been edited by turbopips: Feb 10 2023, 11:34 AM
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talexeh
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Feb 10 2023, 11:41 AM
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QUOTE(turbopips @ Feb 10 2023, 11:33 AM) I have a question. If my statement date is on 6th March, i spend RM1666 on 8th March, will i get RM50 or RM30 cashback in my next statement in 6th Apr? Also is the 12 Mar based on transaction or posting date? THank you You're not the first to ask that & no one knows the answer. You'll have to take your own risk & argue with the CS if you get RM50 instead of RM80. |
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ClarenceT
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Feb 10 2023, 12:20 PM
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QUOTE(cempedaklife @ Feb 9 2023, 06:56 PM) i think they only mean affin duo cards are now shariah compliant Affin Duo can never be shariah compliant if it still charges interest. So it will be Affin Islamic Duo which has a fixed monthly management fee and rebate (100% rebate on management fee if statement balance is settled in full on or before the due date) QUOTE(turbopips @ Feb 10 2023, 11:08 AM) Its not as attractive as before - RM80/3000 = 2.7%; Now 50/3000 = 1.7%. i will just spend Rm1k to get 3% cashback. Not 3080/3050? This post has been edited by ClarenceT: Feb 10 2023, 12:22 PM |
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ClarenceT
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Feb 10 2023, 12:26 PM
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QUOTE(MGM @ Feb 9 2023, 09:47 AM) U mean there r two diff Affin Duo cards, 1 conventional n 1 islamic? You need to pledge another FD with Affin Islamic, you cannot use Affin FD for Islamic products/services. |
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MGM
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Feb 10 2023, 12:38 PM
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QUOTE(ClarenceT @ Feb 10 2023, 12:26 PM) You need to pledge another FD with Affin Islamic, you cannot use Affin FD for Islamic products/services. I got my current Affin Duo by pledging 5k in CASA. If I cancel my existing Duo cards (cos I want to pledge with FD), wonder can I reapply both Affin Duo & Duo-i using one rm5k-FD-i sharing the 5k CL? |
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turbopips
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Feb 10 2023, 01:58 PM
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QUOTE(ClarenceT @ Feb 10 2023, 12:20 PM) Affin Duo can never be shariah compliant if it still charges interest. So it will be Affin Islamic Duo which has a fixed monthly management fee and rebate (100% rebate on management fee if statement balance is settled in full on or before the due date) Not 3080/3050? Yes. yours is more accurate. but it will not move the needle of % too much. My emphasis is on % rebate. |
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ClarenceT
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Feb 10 2023, 02:04 PM
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QUOTE(MGM @ Feb 10 2023, 12:38 PM) I got my current Affin Duo by pledging 5k in CASA. If I cancel my existing Duo cards (cos I want to pledge with FD), wonder can I reapply both Affin Duo & Duo-i using one rm5k-FD-i sharing the 5k CL? Not sure on pledged FD. But property yes, can be charged to both Affin and Affin Islamic, 2 charges instead of 1 charge. This post has been edited by ClarenceT: Feb 10 2023, 02:05 PM |
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lovelyuser
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Feb 10 2023, 02:07 PM
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QUOTE(ClarenceT @ Feb 10 2023, 02:04 PM) Not sure on pledged FD. But property yes, can be charged to both Affin and Affin Islamic, 2 charges instead of 1 charge. Check with Affin Most of the bank have seperate limit for conventional and islamic cc, your request most likely not workable Check with Affin |
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sweetpea123
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Feb 10 2023, 08:00 PM
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to me, still have to spend RM3050 instead of RM3080 to get the RM50cb, until I get a better cb card.
Currently using PBB VS/PBB Plat-i/Affin Duo , any other good cb card I should look at ?
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gooroojee
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Feb 10 2023, 08:08 PM
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QUOTE(sweetpea123 @ Feb 10 2023, 08:00 PM) to me, still have to spend RM3050 instead of RM3080 to get the RM50cb, until I get a better cb card. Currently using PBB VS/PBB Plat-i/Affin Duo , any other good cb card I should look at ? Maybe try HLB Wise. Spend 750 evenly across the 4 categories on weekends, get 60 cb. |
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sweetpea123
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Feb 10 2023, 08:10 PM
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QUOTE(gooroojee @ Feb 10 2023, 08:08 PM) Maybe try HLB Wise. Spend 750 evenly across the 4 categories on weekends, get 60 cb. Not sure now, but i rem they DON'T offer NEW application the last I checked. |
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gooroojee
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Feb 10 2023, 08:45 PM
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QUOTE(sweetpea123 @ Feb 10 2023, 08:10 PM) Not sure now, but i rem they DON'T offer NEW application the last I checked. You mean they don't allow you to apply for the Wise card? I applied and got my Wise card in Dec. |
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