Just check latest statement, the reversal was done on 13 Oct 2022.
But still slower than PB, PB reverse immediately after call in


Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Oct 17 2022, 12:25 PM
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#1
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My Affin Duo VISA was compromised when I am asleep on 21 Sept 2022, call in and get replacement card for free, and cs mention need 3~6 mths time investigation and get the reverse charges.
Just check latest statement, the reversal was done on 13 Oct 2022. But still slower than PB, PB reverse immediately after call in ![]() ![]() |
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Oct 17 2022, 06:41 PM
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#2
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QUOTE(nicklim17 @ Oct 17 2022, 04:48 PM) Today chat with cs claiming my fraud of rm5 needs 180days of investigation. Not dare to pay aia insurance that go through ipay88 using cc. Have to Use big pay instead. That's the response I got from cs, 180 days of investigation, but turn out refund within a monthCant avoid fraud, unless don't use cc online at all |
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Oct 17 2022, 06:45 PM
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QUOTE(fruitie @ Oct 17 2022, 06:32 PM) I applied Affin Duo Sept 2020, only activate my VISA Duo.Never activate Master Duo, no SST, no annual fees on my Master Duo at all. I still can see the Master card info in Affin online. Ramjade liked this post
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Oct 17 2022, 06:47 PM
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Oct 17 2022, 06:51 PM
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Oct 17 2022, 09:28 PM
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#6
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QUOTE(ClarenceT @ Oct 17 2022, 08:30 PM) Affin didn't charge you SST in 2021 so it didn't comply with Kastam's rule, maybe already kena fined. Now rectify it. Yayaya, vote BN, bye bye SST and then petrol RON95 will increase at least 50%, toll will surely increase too, sugar, cooking oil, flour all will increase within week time if BN win…If you don't want SST, then vote BN please, welcome to GST 2.0 and bye bye to SST. |
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Oct 18 2022, 04:43 PM
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#7
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QUOTE(cempedaklife @ Oct 18 2022, 04:18 PM) lol. mine kena fraud sinceearly sept, now replacement card dunno send to which holland, now called and send another card. doesn't look like my fraud transaction rollback already, plus got late charges. What I learn from history is, always ask for cs name, at least twice, ask for case reference no, repeat the time and date of calling. This is make the cs take your case seriously |
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Oct 24 2022, 04:56 PM
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#8
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QUOTE(tksecret @ Oct 24 2022, 04:44 PM) I think you call in Affin cs will get a more accurate answer, within 10mins rather that we keep prompting which card you use, how you pay etcKeep us update why you're not eligible ya Human Nature liked this post
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Oct 25 2022, 10:54 PM
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#9
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QUOTE(w3sley @ Oct 25 2022, 10:46 PM) Affin Duo Plus Affin Duo also got capping on the cash back, double check on official website for lastest capping.Enjoy 3% cash back on contactless transactions* of up to RM100 per month Cash back is capped at RM100 per month with the following conditions: RM100 for Cardmembers with previous balance of RM8,000 and above RM50 for Cardmembers with previous balance of below RM8,000 *excluding government services and charity transactions Affin Duo Earn 3% cashback each time you shop on any e-commerce or online transactions, top up your e-Wallets and make auto-billing transactions of up to RM80 per month. Affinbank Visa Signature Card Enjoy 3% cashback every time you perform a contactless transaction - simply tap your Affinbank Visa Signature Card during payment! Cashback is not applicable for Government services transactions and Charity related transactions. (Sourced from ringgitplus) Hi All, can I say if my expenses less than RM8000, Affin Duo will be a better for the RM 80 cap? Also, the options of many other platform compared to Affinbank Visa Signature Card for contactless transaction only. For e-wallet reload, ax cash back is RM 50 per statement cycle |
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Oct 26 2022, 10:13 AM
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QUOTE(w3sley @ Oct 25 2022, 11:11 PM) I see what you meant so this means Affin Duo is good for transaction for e-wallet rm50 (RM1666.67) https://www.affinalways.com/en/affin-duoThen earn the rm30 cashback from others, online transaction and auto-billing (Rm 1000) but if choosing Affin DUO Plus, rm50 (RM1666.67) only applies to online transaction for spending below RM 8000. And from the website, Affinbank Visa Signature Card dont seem to exist anymore. RinggitPlus outdated I am using Affin Duo To be exact, to earn RM 80 from Affin Duo VISA, you need: Spend RM 1666.70 e-wallet Spend RM 1,000 e-Commerce/Online Transactions, Auto-Billing Spend RM 333.30 any usage 1st month you will only get RM 50 as your previous statement balance definitely below RM 3,000 |
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Oct 26 2022, 10:36 AM
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QUOTE(wongmunkeong @ Oct 26 2022, 10:18 AM) instead of spend RM 333.30 any usage, can also have BT chargeable per month of that or higher amount I called Affin CS early of the year and check if BT monthly installment (not repayment) consider part of min RM 3k spending, the answer is no.i dont know if EIP counts or not - already have bucket loads of BT chargeable per month Nevertheless, I am still getting RM 80 cash back with RM 2666.70 e-wallet spending, hahahah This post has been edited by lovelyuser: Oct 26 2022, 10:47 AM |
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Oct 26 2022, 10:47 AM
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QUOTE(cybpsych @ Oct 26 2022, 10:39 AM) bt repayment = payment, right? You are right, edited my earlier reply, thank you thank youbt installment = just a charge in the statement, which will accumulate to the statement balance cybpsych liked this post
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Oct 28 2022, 05:32 PM
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#13
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Nov 1 2022, 02:30 PM
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QUOTE(Bur9erKing @ Nov 1 2022, 01:55 PM) Yes, then effectively you are getting 2.5% of cash rebate, consider not bad also Sumofwhich liked this post
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Nov 18 2022, 07:30 PM
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Dec 13 2022, 06:00 PM
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QUOTE(beLIEve @ Dec 13 2022, 05:59 PM) I pay on due date never kena charge. Received automagic SMS say payment received. Paid over duitnow also. Me too… beLIEve liked this post
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Dec 14 2022, 10:06 AM
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#17
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QUOTE(sjz @ Dec 14 2022, 09:15 AM) this method sometimes will have prob too, for this A bank. Aiyah, you scold cs for what? Such big company, for sure these late charge finance charge is automatic done by system, not cs fault mar. Just talk nicely to them, ask them report to their manager, get their name and case reference number.i kena before, i schedule transfer at certain date and it showed success, so i thought done. after few days the money returned back to my bank account, seem this A bank having some maintenance and rejected the entire payment sender bank say A bank rejected entire transaction and return back the money. and they dare charge me late charges and finance interest. i scolded them and tell them if not resolve will report to BNM, and they eventually agree to waive everything. You scold the cs, the cs not happy, spoilt his/her day, eventually karma will return..... |
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Jan 7 2023, 08:25 PM
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QUOTE(jutamind @ Jan 7 2023, 08:11 PM) Anyone has a recommended sales rep for Duo card? Submitted online application with EPF and pay slips supporting documents but the sales rep says need to call or email HR/my boss for verifications. Is this a normal process in Affin card applications? Please share your card application experience It doesn't matter which sales rep submit for you, this is standard employment check by backend, all bank will do this if they found your employer or payslip suspicious.Your Affin sales rep is very kind to inform you about this, which he is not oblige to do so wongmunkeong liked this post
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Jan 7 2023, 09:09 PM
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QUOTE(lovelyuser @ Jan 7 2023, 08:25 PM) It doesn't matter which sales rep submit for you, this is standard employment check by backend, all bank will do this if they found your employer or payslip suspicious. Your sales rep might found your application suspicious and in a way reject you in a gentle way so it won't affect his KPI or he himself fall under internal investigation due to your application.Your Affin sales rep is very kind to inform you about this, which he is not oblige to do so |
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Jan 18 2023, 04:07 PM
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