Anybody can share if there is Affin credit card booth at shopping mall within KL or any agent contact that can come over to my place to sign and fill up the form?
Credit Cards Affin Duo Credit Card, great rewards for eWallet
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 Sep 10 2020, 10:13 AM
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359 posts Joined: Dec 2012 
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Oct 10 2020, 10:42 AM
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#2
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359 posts Joined: Dec 2012
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QUOTE(Barricade @ Oct 9 2020, 11:10 PM) What do you guys do with the CIP 15k? Just got mine and don’t know what to do with it. Dump into StashAway simple? May i know what is the advantage of this CIP? You still need to pay the interest right based on the T&C given. |
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Oct 10 2020, 11:26 AM
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359 posts Joined: Dec 2012
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QUOTE(Human Nature @ Oct 10 2020, 10:57 AM) Zero interest for 6 months Oh.. thats good deal. thank you! |
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Jun 8 2021, 06:42 PM
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#4
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359 posts Joined: Dec 2012
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QUOTE(cybpsych @ Jun 8 2021, 06:03 PM) 14 June - yes can still get rm80 cashback Hi Cybpsych and the rest.. just want to be clear. Assuming my statement is also 14 June. but you need to speed more until rm3080 (assuming no incoming refunds/reversals) for 14 June statement after 14 June, continue spend 2667+333+80 (no refunds/reversals) for 14 July statement. at this point, it will capture 14 June's statement balance (rm3080-80) and subsequently you're eligible for rm80 cb cap. If i had spend RM1000 on 20May and RM1667 on 2 June, i.e. total RM2667. I will get RM80 rebate in 14 June. If i continue to spend at least RM333+ RM80 by 30June and balance RM2254 by 14 Jul, i.e. total RM2667, i will also get RM80 in July statement in 14 Jul. Let me know if my understanding is correct. Thank you  This post has been edited by turbopips: Jun 8 2021, 06:43 PM |
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Jun 10 2021, 06:24 PM
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359 posts Joined: Dec 2012
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QUOTE(Barricade @ Jun 10 2021, 05:51 PM) Damn cunning this Affin. Usually every month i spend 3k and pay 3k immediately so there will be no outstanding balance when statement generated. Now i cannot do that anymore rite? I need to purposely spend, wait for statement generate only i can make payment. I cannot make payment before statement is generated. Pay after the statement is generated la.. why pay so early? you have ~20 days to reconcile and pay.. |
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Jun 10 2021, 08:45 PM
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#6
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359 posts Joined: Dec 2012
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QUOTE(tan_aniki @ Jun 10 2021, 06:31 PM) sometime ppl pay before statement generate is to avoid credit shield I dont know how payment before statement date relates to avoidance of credit shield. But anyway the person has explained the reason.This post has been edited by turbopips: Jun 10 2021, 08:45 PM |
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Feb 10 2023, 11:08 AM
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359 posts Joined: Dec 2012
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Its not as attractive as before - RM80/3000 = 2.7%; Now 50/3000 = 1.7%. i will just spend Rm1k to get 3% cashback. This post has been edited by turbopips: Feb 10 2023, 11:09 AM roarus liked this post
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Feb 10 2023, 11:33 AM
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359 posts Joined: Dec 2012
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I have a question. If my statement date is on 6th March, i spend RM1666 on 8th March, will i get RM50 or RM30 cashback in my next statement in 6th Apr? Also is the 12 Mar based on transaction or posting date?
THank you This post has been edited by turbopips: Feb 10 2023, 11:34 AM |
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Feb 10 2023, 01:58 PM
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#9
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Junior Member
359 posts Joined: Dec 2012
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QUOTE(ClarenceT @ Feb 10 2023, 12:20 PM) Affin Duo can never be shariah compliant if it still charges interest. Yes. yours is more accurate. but it will not move the needle of % too much. My emphasis is on % rebate.So it will be Affin Islamic Duo which has a fixed monthly management fee and rebate (100% rebate on management fee if statement balance is settled in full on or before the due date) Not 3080/3050? |
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Dec 27 2024, 03:11 PM
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#10
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359 posts Joined: Dec 2012
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QUOTE(cybpsych @ Dec 27 2024, 09:35 AM) most ppl not aware of this.... affin already announced 2 times before... Not much changes ... Still 3% cash rebates for contactless transaction.    |
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