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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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beLIEve
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 Jun 24 2021, 02:31 PM
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QUOTE(wyen @ Jun 21 2021, 11:09 AM) Would wish to apply this card but worried that it may rejected as my application got rejected last Nov 2020. Is there any ways to check whether am I eligible for it before I submit full application? If still reject and you want the card badly, pledge FD 5k or whatever amount you want - that will be your credit limit. Subjected to clean ctos and other records. They verbally told me they are extra careful with new applications after covid. I just love their website that says "we will get through this together" |
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beLIEve
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Jul 10 2021, 01:42 AM
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QUOTE(xiaobaiwm @ Jul 9 2021, 06:40 PM) Just applied for affin duo last week, how long does it takes to apporve? up to 4 weeks. got mine in 3 weeks maybe because pledge FD. less things for them to worry about. |
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beLIEve
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Jul 10 2021, 08:07 AM
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QUOTE(xiaobaiwm @ Jul 10 2021, 02:02 AM) Oh damn 3 weeks so long? I also pledged fd. 3 weeks to receive card to 3 weeks to get sms approved? to receive card |
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beLIEve
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Jul 12 2021, 05:11 PM
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QUOTE(legendgod @ Jul 12 2021, 05:07 PM) Affin can pledge fd if above 25years of age? can. i think a few including me did that |
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beLIEve
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Jul 12 2021, 05:40 PM
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QUOTE(Human Nature @ Jul 12 2021, 05:27 PM) It's a ploy to randomly give out cashback  we'd take it anytime if gain more than loss |
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beLIEve
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Jul 13 2021, 05:31 PM
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QUOTE(enriquelee @ Jul 13 2021, 03:24 PM) Just to share with you all after i called Affin customer service for the cash back calculation. 1) Statement cycle start from 14th of every month. 2) Payment due date is 20 days after the statement date. Which will be 4th of the subsequent month. To get the RM 80 cash back for your July statement, a) You need to spend RM 3k from 15 Jul to 13 Aug. b) You need to pay your statement 15 Aug onward c) Shall not pay later than 4 Sept to avoid late payment charges. P/S: Statement cycle date 14th of each month is applicable to all customer and can not be changed. i think must be posted before statement is generated. avoid spending last minute |
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beLIEve
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Jul 14 2021, 06:47 PM
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QUOTE(wongmunkeong @ Jul 14 2021, 06:30 PM) Try the above, got mine from her she contacted me too when I applied online. Not very helpful. Ignored me when she found out i'm from the "underserved". end up going to the branch to apply. |
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beLIEve
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Jul 15 2021, 05:47 AM
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QUOTE(cybpsych @ Jun 23 2021, 05:52 PM) my guess is this: 1) now until July statement, spend rm3050. 2) July statement, get rm50 cb. statement balance would be rm3000. 3) after July statement till Aug statement, spend rm3080. Spent $3k, inclusive of SST. They gave $80 rebate, so I kena checkmate already. this month gain $30 next month lose $30. didnt know statement date is 14th for all now. too late to do anything when i saw that. This post has been edited by beLIEve: Jul 15 2021, 05:53 AM |
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beLIEve
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Jul 15 2021, 09:21 AM
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QUOTE(cybpsych @ Jul 15 2021, 06:47 AM) your brand-new first statement? and gotten RM80 cashback? yes. don't know will claw back later or not. maybe it's for the June-July transition? This post has been edited by beLIEve: Jul 15 2021, 09:21 AM |
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beLIEve
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Jul 15 2021, 11:56 PM
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QUOTE(sweetpea123 @ Jul 15 2021, 11:50 PM) ast Payment Amount RM 3,505.80 Last Payment Date 19 Jun 2021 Outstanding Balance RM 3,031.55 Statement Balance RM 3,031.55 Statement Date 14 Jul 2021 Payment Due Date 03 Aug 2021 To Download Date Transaction Credit Debit 14 Jul 2021 Cash Rebate RM 48.45 dun know what went wrong, didnt get FULL RM80 Used RM3080 in the month of 14 th June to 12th June spending meet their criteria kah? TNG saved card? |
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beLIEve
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Jul 16 2021, 12:17 PM
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QUOTE(cybpsych @ Jul 16 2021, 11:32 AM) for me, after 3x paywave, i just reset at Petron station (input RM1, insert card, input PIN, then cancel the pump/sale)  good to know you've used this method. I thought of doing this to reset the Quantum Visa if I max out 15 waves before the 1st but not sure if it works. This post has been edited by beLIEve: Jul 16 2021, 12:17 PM |
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beLIEve
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Jul 19 2021, 12:24 PM
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QUOTE(victorian @ Jul 19 2021, 12:03 PM) I actually spent 3080. Just want to confirm the actual mechanism. Will the cashback received reduce the outstanding balance for cashback calculation? You will know next month. I didn't know most new applicants are set to 14th statement, so I only have 2920 after cashback this month. Will post if I get 50 or 80 next month. I assume this month is exception because of the transition. |
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beLIEve
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Aug 26 2021, 08:53 AM
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QUOTE(zstan @ Aug 26 2021, 08:48 AM) yeah  my area no branch I even have an affin bank savings account. this is ridiculous   they changed their SOP few months back due to surging covid cases. Mine was sent to home. Branch told me that while I was filling up the form. |
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beLIEve
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Sep 22 2021, 12:49 AM
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QUOTE(Darren @ Sep 21 2021, 11:36 PM) based on the example, the cashback will reflect on 18nov2021 statement.... but didnt mention the cashback will counted as 18oct o 18nov cashback? * coincidence my-tnb spend rm3080 on 12sept posted on 14sept (statement date 14sept) no cashback given..... i wonder should i spend during my 15sept-14oct period..... if i spend rm3080(15sept to 14oct 21), will i get rm80(aug to sept 21) + rm80(sept to oct 21) cashback for my 14oct statement? or only one rm80 cashback? anyone experience before? thank in advance for your information..... i think/hope you should. the spending is already reflected on your statement right? This post has been edited by beLIEve: Sep 22 2021, 12:53 AM |
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beLIEve
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Sep 22 2021, 11:33 AM
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QUOTE(Darren @ Sep 22 2021, 10:06 AM) thank for your highlight bro..... called CS for confirmation.... the 15aug to 14sept statement cycle cashback will carry forward to 15sept to 14oct statement...... capped at rm80 cashback per statement cycle....my 12sept rm3080 spending already maxed the cashback..... mean i wont get any cashback for my 15sept to 14oct spending.... then no point to swipe the card this month.... trouble abit go 7E pay the bill with tng for better cashback.... rm6160 for rm80 cashback are too low..... as mentioned by thecurious - the catch here is, if you don't spend now, you lose the cashback next cycle. |
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beLIEve
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Sep 29 2021, 12:39 PM
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QUOTE(CoronaV @ Sep 29 2021, 12:32 PM) Is zcity transaction qualified for e wallet cash back? i think more of Online that ewallet. they're not holding your money right? they just give you zpoints or zcoins |
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beLIEve
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Oct 2 2021, 01:18 AM
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QUOTE(edmond940403 @ Oct 2 2021, 01:04 AM) Hi guys, have you guys encounter AffinOnline can't see info about your Credit Card? I have saving and Credit Card with Affin, only can see Saving. weird things usually happen at midnite, especially Saturdays, during maintenance. try again in the morning |
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beLIEve
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Oct 19 2021, 12:09 PM
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QUOTE(ChiaW3n @ Oct 19 2021, 11:52 AM) I already spent 3k it is still not enough? My statement balance is around 9k less he said *eligible* transaction. check already? |
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beLIEve
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Nov 13 2021, 07:12 PM
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QUOTE(Human Nature @ Nov 13 2021, 07:00 PM) I thought x>3000 is eligible? Only if x<3000 not eligible. But next next month not eligible This post has been edited by beLIEve: Nov 13 2021, 07:13 PM |
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beLIEve
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Nov 15 2021, 02:15 PM
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QUOTE(bakkeong @ Nov 15 2021, 11:40 AM) big pay top up on earlier this month, posting on next day but ytd top up, posting on same day, count in month nov  tomorrow topup also count in Nov |
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