oh really? Means they open up now again, cos last time they 'discontinued' the card. I had WISE card doggone years ago, during cancellation the staff told me that this card will be discontinue so you are not able to apply again.

Don't confuse Wise and Mach.
Wise never discontinued.

I like how they reduce the cashback capping and says "value proposition remains the same" hahaha lies.

i think even now we call CS seek for clarification they can't give a definite answer too ..

This post has been edited by sjz: Feb 11 2023, 02:20 PM

Yea, I did say to call CS & fight them should he decide to take the risk & got RM50 instead of RM80.

Safer for those whose next statement is b4 12March

ya. i mean we can only know the real answer on 14 Mar..
even now we call them and ask, not sure will they giv us the exact answer

This post has been edited by sjz: Feb 11 2023, 02:43 PM

Some good news?

https://www.affinalways.com/storage/announc...ing-FAQ-ENG.pdf

Item No. 5:
Note:
Maximum cash back earned from e-Wallet transactions is at RM50 per month.
The cash back earned resulted from this revision will be reflected in April’s statement cycle onwards

This post has been edited by sjz: Feb 12 2023, 09:29 AM

haiz.....

another drop in cashback for tnb payment after PBB revise their cashback....

no other card is good in market for tnb payment....
so have no choice but stick to it....

Still can use PBB VISA Signature to payfor TnB mar…eligible 3% cashback with more than RM 100 payment through TnB website

yeah...
still using PBB Visa Signature but my company tnb bill more than 6k per month....
previously utilise all the cashback card for partial payment until fully paid....

slowly get lesser card for utility payment like pbb quantum master n drop 6% to 3% for visa signature
now affin oso drop.....
swt.....

probably need go for rhb shell card to get more cashback....

Is this two statements contradicted?

"*Maximum cash back earned from e-Wallet transactions is at RM30 per month."

"Note:
Maximum cash back earned from e-Wallet transactions is at RM50 per month.
The cash back earned resulted from this revision will be reflected in April’s statement cycle onwards."





This post has been edited by ktyong123: Feb 12 2023, 02:54 PM

seemed like some typo

should be RM30

This post has been edited by sjz: Feb 12 2023, 04:01 PM

Soon…RHB will revise, enjoy while it still available, nothing last forever

With the revised T&C.
RM50 rebate for RM3,000 spend (1.66%)
RM30 rebate for RM1,000 spend (3%)

Just like another Ambank Truevisa now.

My AFFIn Duo cards were charged rm25 sst (x2) on yesterday 12Feb, and my rebate of rm80 should come on 14Feb. I think it is no longer viable to use these cards by pledging with rm5k CASA. When and how should I cancel the cards without paying the rm25x2 sst but still enjoying the incoming rm80 rebate?

With the new t&c I think it is also not viable with rm5k pledged FD.

What's more viable than 3% a month? Unless you have a very profitable business than earns significantly higher than what FD is paying?

Look at Maybank Amex Islamic Amex Ikhwan
8% cashback on online spend (exclusion ewallet reload , but if you know where to bypass it is good)
Cap RM 50 per month, spending required RM 630 only.

Double quota on Rahmadan and Syawal month = RM 100 per month / RM 1260 spending
Whole year potential cashback RM 700 - RM 25 SST = RM 675

This post has been edited by Haloperidol: Feb 13 2023, 07:41 PM

Say i can get 2% extra out of the 5k fd somewhere else of 100/yr.
So rm30x12=360, sstx2=50.
Basical my benefits/yr is only 360-50-100=210 with a spending of 12k, effective 1.75%.
Better for me to pledge fd to get PIB VisaPlat.

Thanks. Good breakdown. I will reconsider mine when my GST comes. I applied a year later than most of you guys. I started skipping those 1.x% when I am out of sources to spend.

Yes, you should go for PB Islamic and other cards with higher % cashback.