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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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tan_aniki
post Nov 15 2019, 09:36 PM

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QUOTE(vivace11 @ Nov 15 2019, 09:12 PM)
Just wanna ask that did any one aware of Public Quantum card does not provide cash back for petrol station now?

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yes, we are well aware
cybpsych
post Nov 15 2019, 09:41 PM

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QUOTE(cybpsych @ Sep 1 2019, 08:04 AM)
Relaunch of PB Quantum Visa Credit Card [ PBB | PDS ]

user posted image

user posted image

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QUOTE(vivace11 @ Nov 15 2019, 09:12 PM)
Just wanna ask that did any one aware of Public Quantum card does not provide cash back for petrol station now?

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you missed all the fun during 1 Sep revision biggrin.gif
vivace11
post Nov 16 2019, 12:20 AM

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QUOTE(zenquix @ Nov 15 2019, 09:29 PM)
did it used to?
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I think so


vivace11
post Nov 16 2019, 06:13 AM

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QUOTE(cybpsych @ Nov 15 2019, 09:41 PM)
you missed all the fun during 1 Sep revision  biggrin.gif
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That’s bad. I thought it could be used to get cash back for petrol.
kart
post Nov 16 2019, 07:43 AM

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QUOTE(ClarenceT @ Jan 9 2018, 09:01 PM)
More cut expected in 2020-2021 when the interchange fee reduced from 1.1% to less than 0.5%.
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Sorry, off topic a bit, but you mentioned about this in previous version of Public Bank Credit Cards Thread.

Bank Negara Malaysia: The Payment Card Reform Framework

Frequently Asked Questions (FAQs)

Based on the Word file provided by Bank Negara Malaysia, the credit card interchange fee shall be reduced to 0.48%, from year 2021 onwards.

Ok, we here do not have crystal ball that can predict the future. But, it is safe to say that the existing cashback percentage and capped amount for any credit cards in Malaysia remain the same for the roughly first 10 months of Year 2020?

Perhaps, around December 2020, we have to face the possibility of the reduction of cashback percentage and capped amount for any credit cards in Malaysia, right?

Thank you very much for sharing your opinion, ClarenceT. notworthy.gif



coolguy99
post Nov 16 2019, 09:08 AM

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QUOTE(vivace11 @ Nov 16 2019, 06:13 AM)
That’s bad. I thought it could be used to get cash back for petrol.
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I don't think it has ever given cashback for petrol...
Seth Ho
post Nov 16 2019, 09:36 AM

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Hey guys i am new to workforce like 6 months only, how is the percentage of getting a PBB CC if i have already having 1 CC on my hand?

I think i have no CCRIS since i have no outstanding loans currently

Furthermore i wanted to apply for PBB Visa Signature but i don't think my monthly salary would get them approve stating that they need 6k+ monthly salary.

Any suggestion for PBB CC if i apply only quantum Mastercard the cashback capped i could reach in 1weeks +
coolguy99
post Nov 16 2019, 09:49 AM

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QUOTE(Seth Ho @ Nov 16 2019, 09:36 AM)
Hey guys i am new to workforce like 6 months only, how is the percentage of getting a PBB CC if i have already having 1 CC on my hand?

I think i have no CCRIS since i have no outstanding loans currently

Furthermore i wanted to apply for PBB Visa Signature but i don't think my monthly salary would get them approve stating that they need 6k+ monthly salary.

Any suggestion for PBB CC if i apply only quantum Mastercard the cashback capped i could reach in 1weeks +
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If you already have one CC on hand you will definitely have CCRIS record. Just give it a go, no harm trying. But generally PBB is more stringent on their CC approval. Best of luck!

Only PBB VS and Quantum are worth applying.
dh13
post Nov 16 2019, 11:48 AM

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CASH BACK REWARDS-MTH3 just in ..

user posted image

This post has been edited by dh13: Nov 16 2019, 11:51 AM
jacksonpang
post Nov 16 2019, 11:54 AM

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QUOTE(Seth Ho @ Nov 16 2019, 09:36 AM)
Hey guys i am new to workforce like 6 months only, how is the percentage of getting a PBB CC if i have already having 1 CC on my hand?

I think i have no CCRIS since i have no outstanding loans currently

Furthermore i wanted to apply for PBB Visa Signature but i don't think my monthly salary would get them approve stating that they need 6k+ monthly salary.

Any suggestion for PBB CC if i apply only quantum Mastercard the cashback capped i could reach in 1weeks +
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wow... new to workforce 6 months, already got 1 CC, now wanted to apply PBB VS... shocking.gif shocking.gif
cybpsych
post Nov 16 2019, 12:48 PM

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QUOTE(ClarenceT @ Nov 15 2019, 12:23 PM)
15 NOV 15 NOV CASH BACK REWARDS-MTH3
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QUOTE(dh13 @ Nov 16 2019, 11:48 AM)
CASH BACK REWARDS-MTH3 just in ..

user posted image
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out already
celciuz
post Nov 16 2019, 01:20 PM

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QUOTE(Seth Ho @ Nov 16 2019, 09:36 AM)
Hey guys i am new to workforce like 6 months only, how is the percentage of getting a PBB CC if i have already having 1 CC on my hand?

I think i have no CCRIS since i have no outstanding loans currently

Furthermore i wanted to apply for PBB Visa Signature but i don't think my monthly salary would get them approve stating that they need 6k+ monthly salary.

Any suggestion for PBB CC if i apply only quantum Mastercard the cashback capped i could reach in 1weeks +
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Should be ok, I got my first credit card from PBB after working for 3 months. I think my starting pay back then was RM2600 laugh.gif
Seth Ho
post Nov 16 2019, 02:30 PM

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QUOTE(celciuz @ Nov 16 2019, 02:20 PM)
Should be ok, I got my first credit card from PBB after working for 3 months. I think my starting pay back then was RM2600  laugh.gif
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Great, i hope that they will approve my CC

I wanted to look for 1 that can slowly using the cash back since now got SST Rm25 per year.
because if i apply for the quantum mastercard only i can reach the cap cashback in 1month, due to job spending needed.
Do you apply for quantum visa? i seldom do contactless spending so not sure how often will i use it.

Before that i go buy things i ask for wave pay they say only accpet pin number.
dh13
post Nov 16 2019, 04:07 PM

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QUOTE(cybpsych @ Nov 16 2019, 12:48 PM)
out already
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haha .. blur eye.. I was looking at the screenshot instead of text bangwall.gif bangwall.gif
Gamerjim
post Nov 16 2019, 04:54 PM

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Hi guys, may I know for public bank credit card application the minimum annual income requirement is based on gross or net income?
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post Nov 16 2019, 04:57 PM

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QUOTE(Gamerjim @ Nov 16 2019, 04:54 PM)
Hi guys, may I know for public bank credit card application the minimum annual income requirement is based on gross or net income?
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gross
jiaen0509
post Nov 16 2019, 09:26 PM

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QUOTE(dh13 @ Nov 16 2019, 11:48 AM)
CASH BACK REWARDS-MTH3 just in ..

user posted image
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Received MTH2 RM100.00.

Just wonder Master Card one will only credit end of the month?
cucikaki
post Nov 16 2019, 10:21 PM

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QUOTE(jacksonpang @ Nov 16 2019, 11:54 AM)
wow... new to workforce 6 months, already got 1 CC, now wanted to apply PBB VS...  shocking.gif  shocking.gif
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If working as geoscience in petronas I think it’s possible. Ahahah
MGM
post Nov 16 2019, 11:41 PM

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QUOTE(jiaen0509 @ Nov 16 2019, 09:26 PM)
Received MTH2 RM100.00.

Just wonder Master Card one will only credit end of the month?
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i tot max cb is only rm50.
jenern84
post Nov 17 2019, 12:07 PM

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My pay wave function with quantum visa was rejected at multiple merchants for the past 2 days. Anyone faced this problem as well?

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