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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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celciuz
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Aug 10 2019, 07:11 PM
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A bit late to the party, just noticed QV revision to contactless ๐ฎ, now it deserves a spot in my wallet ๐
Whatโs the most efficient way to do the pin reset? I mean if I would like to fully utilize the cash back for contactless. Does online purchases requesting for TAC considered?
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celciuz
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Aug 10 2019, 07:24 PM
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QUOTE(CardNoob @ Aug 10 2019, 07:16 PM) Online doesn't equal contactless I know, but does it reset the contactless or need to specifically do a transaction with pin with card?
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celciuz
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Aug 10 2019, 07:44 PM
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QUOTE(cybpsych @ Aug 10 2019, 07:26 PM) dont think so. online is CNP. you need a card-present transaction (aka pin) to reset. that's the reason for security. Aiya, oh well. Btw what does CNP stands for? QUOTE(ClarenceT @ Aug 10 2019, 07:35 PM) Pump petrol RM1. I can pay electricity account RM1 at payment kiosk. This is what Iโm planning to do ๐ RM 1 with credit card pin to reset ๐
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celciuz
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Aug 10 2019, 09:22 PM
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QUOTE(Lingohal @ Aug 10 2019, 09:12 PM) I usually just cancel the transaction after pin and approval, so RM0. ๐คฃ  you guys are resourceful! Learnt something new today  thanks!
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celciuz
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Sep 1 2019, 09:36 AM
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QUOTE(CardNoob @ Sep 1 2019, 07:42 AM) Time to go for tapping/waving!  QUOTE(cybpsych @ Sep 1 2019, 08:35 AM) yep, so much better. can be an-everyday card for general retail spending. this one can keep in wallet.  Yeah, time to make space for PBQV in your wallet/purse  Usually the cashier will ask if I have wave/contactless, now I need to ask instead LOL.
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celciuz
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Sep 1 2019, 09:40 AM
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QUOTE(rojakwhacker @ Sep 1 2019, 09:38 AM) From what I heard, that's the correct way and not the other way round. I noticed several times when the machine clearly has visa/contactless logo on it but still uses pin. So now ask first perhaps, if don't have then use other cards  QUOTE(CardNoob @ Sep 1 2019, 09:39 AM) QV is always in my wallet. QMC is always in the freezer because only uses for BP topup. The rest goes into VS. My practice is I always tell cashier to use contactless during payment unless being rejected. I just recently added back VS to my wallet, cause one of my fav Japanese restaurant has 10% discount when show PBB card This post has been edited by celciuz: Sep 1 2019, 09:42 AM
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celciuz
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Sep 1 2019, 10:20 AM
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QUOTE(rojakwhacker @ Sep 1 2019, 09:47 AM) So there a logo on the card terminal? Alright I shall try to spot it. 10%! What Japanese restaurant name? Yeah, there's a logo on it. Some even label contactless/wave Ichi Zen in Melaka, but its a big chain around Malaysia, Edo Ichi group I think.
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celciuz
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Sep 1 2019, 01:38 PM
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QUOTE(cheekb @ Sep 1 2019, 01:25 PM) is topping up bigpay eligible for the get shopee voucher promo? is it consider online transcation? thx I just noticed there's this ongoing Shopee voucher promo. Just registered, under the TnC it mentions principal only can have one voucher... meaning VS or QV? Not VS + QV even when both meet requirements?
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celciuz
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Sep 2 2019, 04:50 PM
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So finally started swiping my QV today, contactless โ๏ธ, and then noticed my statement charged for SST ๐
. Just remember both Quantum different expiry date compared to my VS.
Called up for the SST rebate, they said will send to relevant departments to process. Hmm didnโt say pending approval or not, while I recall my dad called for his VI and supplementary VI both is conditional to use RM500 within 3 months to rebate.
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celciuz
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Sep 2 2019, 09:02 PM
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QUOTE(CardNoob @ Sep 2 2019, 04:55 PM) My expiry date for Quantum and VS also not same. VS is 1 month later. I guess it depends on when you apply, cause I applied Quantum pretty late vs the VS. But banks like MBB syncs all the card up :S.
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celciuz
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Sep 5 2019, 01:20 PM
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QUOTE(mamamia @ Sep 5 2019, 01:10 PM) Me too need to spend RM500 to get rebate.. but luckily it didnโt mentioned no bigpay.. u use it on boost then.. Saw this post, checked on mine yay. Got RM25 SST rebate for both the Quantum. PBB is definitely the best choice at the moment, best cashback rewards so far.
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celciuz
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Sep 14 2019, 07:59 PM
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QUOTE(mamamia @ Sep 14 2019, 07:04 PM) Based on this step, really wonder whether anything need to be done by cashier: Bcoz my Tap & Pin transactions having mixture outcome still.. some will show unsuccessful after I wave without having the chance to key in PIN for txn above RM250 especially those smaller shop.. If I go place like Tesco, no issue with wave and pin.. If wave and does not prompt for pin, donโt use for QV. The machine probably configured to reject and not allow pin manual entry.
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celciuz
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Sep 16 2019, 10:00 AM
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QUOTE(fruitie @ Sep 16 2019, 01:32 AM) OK then I'm not alone.  All this while, they have app though looks like old school. Recently they released new modernised looking app but cannot work for me. Looking at others' experience, it seems I'm not alone. Probably phone dependant, not sure. I will proceed to uninstall the new one until it's stable I will continue using the old app. The new app works fine for me (Xs Max), but its definitely slow and sluggish :S.
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celciuz
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Oct 16 2019, 12:10 PM
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QUOTE(avinlim @ Oct 16 2019, 12:02 PM) What means by "paid contactless pin entry" You wave your card, then they ask you to insert pin after wave? need insert card? As my experience, many merchant, when the amount is >RM200, their straight away cucuk the card to the terminal. Very tulan one. Tell them to wave then input pin. I did that for my burgers and lobsters bill, it was close to RM 300 ๐ the cashier was telling me still need pin... then I just smiled.
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celciuz
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Oct 16 2019, 02:06 PM
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QUOTE(avinlim @ Oct 16 2019, 12:47 PM) After wave, They will need your card to insert to terminal before pin key in? Directly prompt for pin number, no need slot in.
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celciuz
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Oct 21 2019, 10:53 AM
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QUOTE(ckweng @ Oct 21 2019, 10:39 AM) After using my Quantum Visa for a while, I keep encountering no response from certain older card terminals (usually Verifone ones, and older terminals provided by CIMB but not sure of the terminal brand) when using PayWave. And for newer "touch-screen" RevPay terminals, placing the card horizontally on the sensor area will not register. Need to place the card vertically with the right side of the card nearer to the terminal sensor to register. Sometimes i need to move my card a bit to the left/right for the terminal to successfully read it. I suspect the RFID chip is very skewed towards the right side of the card. In other words, some cashiers will not be able to process the payment with Wave (and resort to PIN method), unless I hold the card and try it on my own. Anybody has similar experience? My experience with QV contactless so far is good. No failed or no card found yet.
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celciuz
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Oct 24 2019, 09:44 PM
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QUOTE(fruitie @ Oct 24 2019, 03:56 PM) I managed to wave for 14x on QV before my card is blocked for contactless. Then reset it with RM 1 McD's sundae cone and paid with PIN & Pay, then it is released back again for contactless. When blocked for contactless, it didn't prompt for pin immediately?
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celciuz
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Oct 28 2019, 12:24 AM
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Waved 10 times on my QV so far, and then got the "Do Not Honor" thingy and did not request for pin... but before this transaction I did a RM249 wave (uhh... wife's skin care thing), then next wave (RM70+) get the error. Is that due to hit daily limit? RM250? RM300?
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celciuz
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Oct 28 2019, 12:50 AM
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QUOTE(fruitie @ Oct 28 2019, 12:34 AM) I waved for 14 times and got blocked for the 15th transaction. On the day it was blocked, I did 13th and 14th transaction, total was 234.80. My 15th transaction was supposed to be RM 79.90.  That means it could be I can swipe more than 14 transactions but make sure daily limit is not reached. Maybe RM 250.  Need more experiments. I should try waving on the second day and see if it allows.. I'll try to wave again tomorrow or so  without input pin. I've not reset yet, but I definitely waved above RM300 before, but input pin.
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celciuz
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Oct 30 2019, 03:06 PM
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Just received PB Online Campaign code ๐ didnโt thought I would get it.
Side note unless you have used it... you donโt wanna be sharing that code ๐
This post has been edited by celciuz: Oct 30 2019, 03:06 PM
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