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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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TSDarReNz
post Jun 30 2019, 05:19 PM, updated 4y ago

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List of Public Bank Credit Cards

Gold Credit Cards
PB Visa Gold
PB Gold MasterCard

Platinum Credit Cards
PB Visa Platinum
PB Platinum MasterCard

Others
PB Visa Classic
PB Visa Infinite (By Invitation)
PB World MasterCard | V1
PB MasterCard Standard
PB Executive MasterCard

Co-Branded Credit Cards
PB-Petron Visa Gold
PB-AIA Visa Gold
Mutual Gold-PB Visa Platinum (By Invitation)

Islamic Credit Cards
Public Islamic Bank Visa Gold
Public Islamic Bank MasterCard Gold
Public Islamic Bank Visa Platinum
Public Islamic Bank MasterCard Platinum

Important Notices
Revision of Selected PB Cards Features
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Documents
Product Disclosure Sheet
Application Form
Online Application Form
Supplementary Application Form
Credit Limit Form
Balance Transfer Form
Flexipay Form
Supporting Documents Required (incl. Overseas Income)
Register Online Banking
Redemption Rewards

Online Banking
PBe > Profile Maintenance > Manage Profile > Add / Delete Account
PBe > Account > PB Card > Add Card

Promotions
Cards Promo

Previous Threads
V1 | V2 | V3 | V4 | V5

This post has been edited by hye: Aug 6 2024, 08:28 PM
TSDarReNz
post Jun 30 2019, 05:19 PM

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Annual Income
RM 80,000

Cash Back & VIP Point
6% Cash Back on Grocery, Dining and Online Transaction and earn VIP Point for other retail transactions! The Cash Back earned will be credited monthly to your Card Account.
6% Cash Rebate on Online Transaction locally and abroad with minimum RM30 per transaction, capped at RM38 per month per principal account equivalent to RM633.25 spend (effective 1st January 2018).
VIP Points are redeemable for Air Miles, gift vouchers and products from our Preferred Redemption Rewards Catalogue.

Exclusion List
• E-wallet reloads
• Casino [MCC 7995]
• Petrol (MCC 5541, 5542 & 5172)
• Insurance / takaful (MCC 5960 &6300)
• Cash advances
• Balance transfer
• Transactions at University Tunku Abdul Rahman (UTAR) and Tunku Abdul Rahman University College (TARC) campus
• Government-related payments [MCC 9211, 9222, 9223, 9399, 9311, 9402, 9405]
• Payments to charity [MCC 8398]
• Flexipay monthly instalments
• PB Easy Cash
• Direct Debit payments
• Payments via www.pbebank.com
• Recurring transactions
• All monthly instalments including but not
limited to Zero Interest Payment Plan (ZIIP)

Visa payWave
A fast and convenient way to pay your purchases by simply 'waving' your card when prompted by the contactless reader at the checkout.

2x Complimentary Access to Plaza Premium Lounge Malaysia
Enjoy the comfort and convenience of an airport lounge regardless of class of travel or airline. Comfortable seating, recharging stations, food and beverages, high speed Wi-Fi, internet workstations, shower rooms and baggage handling are few of the services offered. PB Visa Signature Cardmember is entitled to 2x complimentary access to any Malaysia Plaza Premium Lounge in a calendar year (combined Principal and Supplementary Cardmembers). Subsequent access is chargeable at walk-in rate.

Free Automatic Travel Insurance
Up to RM500,000 travel insurance coverage. You can even claim for inconvenience due to Luggage Delay, Luggage Loss, Flight Delay, Missed Connecting Flight, Trip Cancellations and Repatriation expenses.

According to PB Customer Service
• Cashback calculation is based on Posting Date of Statement Month and credited on Statement Date
• Please be informed that you will enjoy the online cash rebate if it is a eCommerce transaction including bill payment/insurance (exclude transaction via www.pbebank.com). courtesy of laymank
• PDF eStatement from PBe portal will be available 2 days after Statement Date

Annual Fee Waiver
First year annual fee is waived for principal and supplementary cardmembers. Subsequent years' annual fee waived is subject to 12 swipes in the preceding 12 months.

Signature Help Desk
Call 03-2176 8118 for Dedicated Help Desk to provide customer service 24 hours a day, 365 days a year.

Previous Threads
V1 | V2 | V3 | V4

This post has been edited by DarReNz: Mar 17 2022, 05:37 PM
TSDarReNz
post Jun 30 2019, 05:19 PM

Look at all my stars!!
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Senior Member
7,496 posts

Joined: Feb 2007
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Annual Income
RM 36,000

Cash Back & VIP Point
Quantum Mastercard
5% Cash Back on Online transactions with minimum RM 30 per transaction, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
Quantum Visa
5% Cash Back on Contactless transactions with minimum RM30 per transaction, capped at RM30 per monthly statement cycle equivalent to RM600 spend.
• 1x VIP Point for other retail spend (local)
• 2x VIP Points for other retail spend (overseas)

Exclusion List
• E-wallet reloads
• Casino [MCC 7995]
• Petrol (MCC 5541, 5542 & 5172)
• Insurance / takaful (MCC 5960 &6300)
• Cash advances
• Balance transfer
• Transactions at University Tunku Abdul Rahman (UTAR) and Tunku Abdul Rahman University College (TARC) campus
• Government-related payments [MCC 9211, 9222, 9223, 9399, 9311, 9402, 9405]
• Payments to charity [MCC 8398]
• Flexipay monthly instalments
• PB Easy Cash
• Direct Debit payments
• Payments via www.pbebank.com
• Recurring transactions
• All monthly instalments including but not
limited to Zero Interest Payment Plan (ZIIP)

Contactless Payment
• Contactless payment via MasterCard PayPass and Visa payWave
• Chip & PIN technology

No Annual Fee
Free for Life. Annual Fee Waiver for Life for both Principal Cardmembers and Supplementary Cardmembers.

Help Desk
Call 03-2176 8333 for World Help Desk to provide customer service 24 hours a day, 365 days a year.

This post has been edited by DarReNz: Mar 17 2022, 05:40 PM
TSDarReNz
post Jun 30 2019, 05:20 PM

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Cash Back Category Details

Visa Signature Only
Grocery [MCC: 5411]
» Click to show Spoiler - click again to hide... «


Visa Signature Only
Dining [MCC: 5812, 5813, 5814]
» Click to show Spoiler - click again to hide... «


Visa Signature & Quantum MasterCard
Online Transaction
» Click to show Spoiler - click again to hide... «


Archived
» Click to show Spoiler - click again to hide... «


No Cash Back Merchants bangwall.gif
» Click to show Spoiler - click again to hide... «


This post has been edited by DarReNz: Mar 17 2022, 06:21 PM
soules83
post Jun 30 2019, 05:34 PM

Hohoho I dunno
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I heard quantum need visa and master to be applied the same time, can I just apply visa?
fruitie
post Jun 30 2019, 05:40 PM

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QUOTE(soules83 @ Jun 30 2019, 05:34 PM)
I heard quantum need visa and master to be applied the same time, can I just apply visa?
*
People usually only want Quantum MasterCard and not Visa. MC has cash back for online transactions while Visa doesn't have. When I added my Quantum on top of my VS that time, CS said I must apply both types of cards. After received them, I only activated the MC and called CS immediately to cancel the Visa card. It was cancelled immediately, removed from my PBe and no need to pay for SST.
soules83
post Jun 30 2019, 05:41 PM

Hohoho I dunno
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QUOTE(fruitie @ Jun 30 2019, 05:40 PM)
People usually only want Quantum MasterCard and not Visa. MC has cash back for online transactions while Visa doesn't have. When I added my Quantum on top of my VS that time, CS said I must apply both types of cards. After received them, I only activated the MC and called CS immediately to cancel the Visa card. It was cancelled immediately, removed from my PBe and no need to pay for SST.
*
hehe, good idea
tan_aniki
post Jun 30 2019, 06:03 PM

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DarReNz is it possible not to create so many version? i think now is already unlimited post within a thread and to keep everything into one version is simple for us to find answer by searching within only this thread rather than search in lowyat forum and getting answer in several version... like in BP now already 15k post and still counting but is easy to find our history... Please reconsider this in the future...
hitch80
post Jun 30 2019, 06:12 PM

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I think have to resend my query here since the previous thread closed

I noticed the TnG App still listed under online rebate transaction.

Last month for May statement, I set my Quantum card for auto reload (no OTP whatsoever) for RM20 and I did get cashback for it.

June statement I made manual reload to TnG App with the Visa signature (with OTP) but no cashback.


Is there any change haoppen to Public Bank card t&c?
cybpsych
post Jun 30 2019, 07:05 PM

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QUOTE(tan_aniki @ Jun 30 2019, 06:03 PM)
DarReNz is it possible not to create so many version? i think now is already unlimited post within a thread and to keep everything into one version is simple for us to find answer by searching within only this thread rather than search in lowyat forum and getting answer in several version... like in BP now already 15k post and still counting but is easy to find our history... Please reconsider this in the future...
*
agree on that, but existing forum rule still in force though.

might need hye to review the thread rules due to few issues (e.g. no suitable TS taking up the job, existing TS already MIA/inactive, etc)

T-5. Threads limit and new thread versions (Postponed until further notice)
The general rule is to close the existing thread when it reaches post of 2500 to allow a refresh of the thread to occur from time to time to keep the discussion/interest of our readers fresh. Given the task of TS is voluntary in nature, a revision to this limit would be set @ 4000. TS are to ensure a refresh of the threads prior to reaching the limit to avoid automatically losing their position as the TS of that thread.

TS not adhering to this rule (during / after the postponement period in effect)
1. Would not be eligible to open any new thread as TS.
2. Assume new TS for an existing TS.
3. New TS position is open for the thread and applications will be considered. If new TS is selected, new thread under new TS will be opened.
midmay
post Jun 30 2019, 07:23 PM

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ignore this post. just find out my answer to earlier question

This post has been edited by midmay: Jun 30 2019, 07:24 PM
raul88
post Jun 30 2019, 09:16 PM

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From: マレーシア
Waiting for my pb visa signature
Application send roughly 2 weeks ago
TSDarReNz
post Jun 30 2019, 09:23 PM

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QUOTE(cybpsych @ Jun 30 2019, 07:05 PM)
agree on that, but existing forum rule still in force though.

might need hye to review the thread rules due to few issues (e.g. no suitable TS taking up the job, existing TS already MIA/inactive, etc)

T-5. Threads limit and new thread versions (Postponed until further notice)
The general rule is to close the existing thread when it reaches post of 2500 to allow a refresh of the thread to occur from time to time to keep the discussion/interest of our readers fresh. Given the task of TS is voluntary in nature, a revision to this limit would be set @ 4000. TS are to ensure a refresh of the threads prior to reaching the limit to avoid automatically losing their position as the TS of that thread.

TS not adhering to this rule (during / after the postponement period in effect)
1. Would not be eligible to open any new thread as TS.
2. Assume new TS for an existing TS.
3. New TS position is open for the thread and applications will be considered. If new TS is selected, new thread under new TS will be opened.
*
oops didn't realise that the new thread versions limit has been postponed until further notice, actually this makes it much easier for me anyway so sure this will be the last version cool2.gif
fruitie
post Jun 30 2019, 09:50 PM

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From: KUL
QUOTE(raul88 @ Jun 30 2019, 09:16 PM)
Waiting for my pb visa signature
Application send roughly 2 weeks ago
*
Did you check the status via IVR?
zenquix
post Jun 30 2019, 10:45 PM

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QUOTE(hitch80 @ Jun 30 2019, 06:12 PM)
I think have to resend my query here since the previous thread closed

I noticed the TnG App still listed under online rebate transaction.

Last month for May statement, I set my Quantum card for auto reload (no OTP whatsoever) for RM20 and I did get cashback for it.

June statement I made manual reload to TnG App with the Visa signature (with OTP) but no cashback.
Is there any change haoppen to Public Bank card t&c?
*
Not aware of any t&c change but i dont use TnG ewallet myself. Have to wait for others to comment
annoymous1234
post Jun 30 2019, 10:46 PM

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QUOTE(hitch80 @ Jun 30 2019, 06:12 PM)
I think have to resend my query here since the previous thread closed

I noticed the TnG App still listed under online rebate transaction.

Last month for May statement, I set my Quantum card for auto reload (no OTP whatsoever) for RM20 and I did get cashback for it.

June statement I made manual reload to TnG App with the Visa signature (with OTP) but no cashback.
Is there any change haoppen to Public Bank card t&c?
*
My statement will be out ina few days, will update here
hitch80
post Jul 1 2019, 08:10 AM

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QUOTE(zenquix @ Jun 30 2019, 10:45 PM)
Not aware of any t&c change but i dont use TnG ewallet myself. Have to wait for others to comment
*
Sure, thanks

QUOTE(annoymous1234 @ Jun 30 2019, 10:46 PM)
My statement will be out ina few days, will update here
*
But did you get cashback for last month reload like I did?
cybpsych
post Jul 1 2019, 10:59 AM

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Apply for PB Card Now for Amazing Rewards [ PBB | T&Cs | Application Form ]

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kelvinlzy
post Jul 1 2019, 02:12 PM

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QUOTE(kelvinlzy @ Jun 24 2019, 10:50 PM)
You can try what I did, spent >Rm1.2k, wait for statement to be generated, then call to convert to FPP. So you only pay the first instalment min 50 days max 80 days later, cheers.
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Attached Image
So I would like to show my example here since some folks here wanted to know. So I topped up RM1.5k to BP on 28 Apr, statement generated on 2nd May, payment due on 22nd May, I called up CS on 14th May and said wanted to convert that RM1.5k to FPP, approved and showed in PBE on 16th May, CS said no need to pay anything when comes 22nd May, so another statement being generated on 2nd June, I will need to pay the first instalment which is RM125 on 22nd June.

TL;DR, I managed to extend my first FPP payment to around 55 days. Max is 80 days if you really plan it out.
lbh
post Jul 1 2019, 03:06 PM

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QUOTE(cybpsych @ Jul 1 2019, 10:59 AM)
Apply for PB Card Now for Amazing Rewards [ PBB | T&Cs | Application Form ]

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*
Wonder if we apply through ringgitplus .... we still entitle for the rewards from public bank ?
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