StashAway Singapore Simple Basic is quite fast when it comes to withdrawal. submitted on thursday night (so it'll only be processed next business day), money banked into sg bank account on friday night

This post has been edited by Medufsaid: Nov 25 2023, 02:21 AM

How to get singapore version if already have msia version?
Is it possible?

Change region to SG and signup with your passport. I hope you already have a sg bank account

How to change region?

hm... u can try create ur own investment portfolio if you have some etf in your mind instead of use their default portfolio. i start by using SA default portfolio. not great but not too bad either (my personal preference). i am not investment or econ savvy person... but now i only focus on selected etf..
i hv restructure all my etf in SA and manage on my own using SA. means i only select etf that i wanna buy manually and my return close to 10%. some say there are better platform but again its personal preference.

This post has been edited by calapia: Nov 28 2023, 10:25 AM

It is not about the better platform 🤦‍♀️ but long term paying more fees while no control about buying and selling price as history has shown that SA will always sell at the lowest of the day 🤦‍♀️

Hi friends, it's been a long while. Just sharing for reference... after being in SA for about 1 year, I exited fully from Stashaway and switched over to IBKR to buy VWRA (ETF representative of total international large and medium stocks) every first week of the month, no selling at all.

Portfolio returns (USD TWR) are 1-year: 12.48%; YTD: 16.80%

Fees are 0.22% p.a. ETF ER; RM5 flat + 0.35 USD monthly (MoneyMatch fee and Broker fees.)

It's not exactly apples to apples, but I hope it can be a good reference point for comparison.

This post has been edited by Hoshiyuu: Nov 28 2023, 08:28 PM

Does anyone know whether the 0.3% fees for flexible portfolio includes the expense ratio of ETF?

For example if I buy ISAC (expense ratio 0.2%), does the 0.3% already inclusive of the 0.2% expense ratio by ISAC, which means stashaway takes 0.1%

Or it is 0.3% on top of what ISAC charges, which is 0.2% + 0.3%?


I know it's not simple direct addition but I'll just do that here to keep the example simple.

If not mistaken, the ETF expense ratio is already reflected in its share price.
0.3% is standalone stashaway fees which they will show the deduction in your monthly statement.

Anybody try and heard of Airo Etf? Another Etf platform for Malaysian coming up.

https://www.airo.my/

Edit...

Just discover there is a tread about it a year ago

https://forum.lowyat.net/index.php?showtopic=5262243&hl=Airo

But looks not many one seems interested on it.

This post has been edited by ehwee: Nov 29 2023, 12:36 PM

oh ya this is true also... we never know the exact buy/sell price of it... a downside of it.

ISAC expense ratio is charge directly through the ETF price

So 0.3% is separate fee charged by SA as platform usage fee 🤦‍♀️

Don’t bother 🤦‍♀️ as they very aggressive now asking me to invest but it still underperforms the market

That is why is stayaway 🤦‍♀️ and don’t bother paying fees unless die die want local platform with RM portfolio viewing to syiok own self 🤦‍♀️

Isn't the transaction price shown in the app transaction history and the monthly statement?

Only after the trade is executed 🤦‍♀️ so you won’t have any control to set the buy and sell price as transaction price control is by SA 🤦‍♀️

This post has been edited by xander2k8: Nov 29 2023, 02:36 PM

what he meant is, u can set the date of buying/selling, but u cannot choose the buy/sell price. Stashaway will choose for you

I don't think can change region. I'm not IT person but the user database should be separate.

Have to open fresh account, but might want to ask StashAway Singapore if can convert from Malaysia account, find them in social media.

The politicians says negara kecil senang urus.

This post has been edited by Natsukashii: Nov 29 2023, 02:39 PM

learn how to read. i manage to signup under singapore region using the Stashaway App. using Passport instead of your NRIC

You need to logout 1st 🤦‍♀️ and then top right hand corner there is button to change the region and change it to whatever you want

Ohh.. yes got la.