My
18% start from Mar 2021 is 4.77% time weighted return
36% start from Feb 2021 is -1.5% time weighted return

Gotta agree with this

Wahed as of now is on the bull due to 97% US only exposure.

SA 36% will need more time as their allocation is much more diversify.

damm..at first i thought the graph show the growth lol.
i'm new to SA

Me too, if we didn't see the line's description, the graph performance seem not bad.

hi, I am new to StashAway and this is my first time using robo-advisors. i have some questions about StashAway and many thanks for the assistance provided,

1) At the withdrawal settings, i notice there are two selections for Maybank, (a)Maybank and (b) Maybank Islamic, is there any difference if i select either one as both are the same mother company? and does it affect the process of my withdrawals?

2) Do i get charged for the Currency conversion fee 0.1% spot rate when i transfer from local bank to StashAway Simple? and vice versa?

3) When i transfer from StasAway Simple to my StashAway General Investment Portfolio, do i get charged again for the Currency conversion fee 0.1% spot rate ?


Thank you.

1) if your account is with Maybank then select Maybank
if your account is those account with Maybank Islamic then select Maybank Islamic

2) Stashaway Simple is MYR Money Market Fund portfolio, so no currency exchange involved, there no conversion fee
conversion fee only happen when you deposit money into your Stashaway foreign currency portfolio, since your MYR is converted into USD
and also happen when u sell/withdraw, because Stashaway convert your USD back to MYR to deposit into your bank

3) refer (2)

Thank you.

Put money in FD can earn better than this.

Thats the nature of investment, there is always speculation involved that may result in losses.

short term you can only cry but long term it usually goes up

FD barely pays me two fishball even if I put in my entire networth into it for 6 months 😂

It has nothing to do with that. ASNB is not diversified enough. They're still almost entirely invested in local markets. Even EPF has higher returns thanks to its greater diversification. The past decade has been a bull market for the US but ASNB hasn't gained anything from it because of their fixation on Malaysia. Still better than parking your money in FDs though

At 2% p.a. you would get rm2 for every rm100 or rm1 for 6 months. How much is one fish ball?

Is it a good time to lump sum into SA now?

for to answer this kinda question -> no

even big crash I wouldn't lump sump, let alone all high price now

depends on the value of this lump sum.....
i mean in % terms in relation to your net worth....

if your net worth is RM500k and if you were to lumpsum 5k into SA...
it is just 1% of your net worth, so i don't see any issue from my POV....

Check your statements. 100% of management fees in my portfolio consisting of old and new funds in July were waived.

Short promotional Facebook posts aren't T&C.

DUDE YOU ARE RIGHT. So stashaway changed the logic after realising their typo mistake? They didn't need to do that!!

This post has been edited by honsiong: Aug 6 2021, 01:08 AM

yours are good news,..
alot better than the one in 22 July from Stashaway....about this DRJASON code


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It's very cool of them to do that, they don't need to!

Fees cut is their alpha

you greatly overestimate my networth

As a side note... fellas, how many pages is your statement?



This post has been edited by Hoshiyuu: Aug 6 2021, 01:42 AM