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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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buffa
post Feb 23 2021, 11:17 PM

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Hi, guys, I am new to investment, SA too. I yet to invest SA.

From what i know, current market a bit down, i should just wait till it start recover and start to put in money. Gonna do DCA follow on. Is my thinking correct? Or I should just start now?
buffa
post Feb 23 2021, 11:25 PM

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QUOTE(stormseeker92 @ Feb 23 2021, 11:22 PM)
Set a weekly/monthly amount that you are comfortable putting (without worrying if the price dips a bit and there is a unrealised loss) and hold for at least 1-3 years and you're set.

SAMY is supposed to be deposit and forget it.

We here just itchy follow the stock price daily cuz nothing else to do LOL
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I see. Thanks for the reply smile.gif

buffa
post Feb 24 2021, 10:19 AM

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QUOTE(tehoice @ Feb 24 2021, 10:09 AM)
the best time to start is always 20 years ago.

the next best time to start is now.

Just keep calm and DCA over the next few years.
Setup a plan and stick by it, you will thank yourself in years to come.
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Thanks for the advise smile.gif

buffa
post Feb 27 2021, 06:02 PM

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QUOTE(stormseeker92 @ Feb 27 2021, 04:52 PM)
Same. just topup more. Still in the greens altho lost almost 60% of the profit. Sales coming to topup more!
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SA also got sales? What kind of sales?
buffa
post Feb 27 2021, 06:16 PM

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QUOTE(taiping... @ Feb 27 2021, 06:03 PM)
Sales as in now time to buy low
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Lol, i see. Thanks tongue.gif
buffa
post Mar 2 2021, 05:07 PM

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QUOTE(DragonReine @ Mar 2 2021, 04:54 PM)
Recent processing time for me:

deposit a few Ks last Friday (26 Feb) via Jompay, reflected in SA account on Monday (1 March), currency conversion and buy order completed same day (1 March)
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What time on last friday?
I did on Friday night, in to SA account (1/3 ), buy order completed (2/3).
buffa
post Mar 4 2021, 10:46 AM

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QUOTE(zstan @ Mar 4 2021, 10:33 AM)
30% returns is already very impressive. what were you expecting? 130%?
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I think he thought 30% is target and reached, it wont move anymore. He had to withdraw and put in again. While it is actually risk factor%
buffa
post Mar 7 2021, 12:23 PM

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QUOTE(Hoshiyuu @ Mar 7 2021, 03:43 AM)

With how buy orders are executed and how ETF tend not to gain/lose a big chunk of their value within days, its very likely that you won't get any benefit of going more granular than making a deposit every Monday.

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One thing i am curious, shouldn’t it be deposit on Friday, then Buy process will be on Monday?
If deposit on Monday, Buy process on Tuesday.
blink.gif
buffa
post Mar 12 2021, 07:25 PM

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QUOTE(xander83 @ Mar 12 2021, 07:18 PM)
Nah me not Oracle but I am lucky to know on where to collect and trigger  rclxms.gif
Iinm she hinted before that volatile is her friend and the mandate was around 30% or 3x

But on fundamentals of growth you will have to read up on her team of analysts as some their picks are really interesting if anyone has the guts to buying into

Tonight gonna be another nice night as gonna drop again and I waiting to collect my extra gains thanks to stronger USD  rclxms.gif
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Hi, wanna ask why you say tonight gonna drop? I though passed 2 days US stock most up?
I am new to investment, i wonder what did i miss? confused.gif
buffa
post Mar 16 2021, 12:16 PM

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I am doing both managed portfolio in SA and fsmone for nearly a mth now. Both started same day.
SA is +2.96%, while fsmone is -1.42% (not really worry the -ve)
I knew their charges are different, one is etf, one is UT/bond. But the result difference 4% is a lots.

My inner greed wanted to put all future fund into SA, but my rational told me i shouldnt put everything into 1 basket sad.gif
Maybe 70% SA, 30% fsmone MP

This post has been edited by buffa: Mar 16 2021, 12:17 PM
buffa
post Mar 16 2021, 12:52 PM

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QUOTE(zstan @ Mar 16 2021, 12:31 PM)
you can put into different baskets in SAMY as well. differnt risk index.
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Ya, I am more worried if SA bankrupt, instead of different risk index.
QUOTE(Hoshiyuu @ Mar 16 2021, 12:42 PM)
Personally, while I trust Stashaway, I am not sure I would trust 100% of my portfolio on the platform, and I am reluctant to recommend the idea of having all their investment in Stashaway on different index = diversified. But on pure roboadvisor allocation, I don't see a reason to split it, can be all SA.
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It is a good suggestion to put all MP into SA, while I can manually pick UT in FSM.
buffa
post Mar 16 2021, 02:29 PM

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QUOTE(zstan @ Mar 16 2021, 02:06 PM)
if you are worried about SA going bankrupt then you also don't know how their model works  rclxub.gif  sweat.gif
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Haha, I know. Our money is on trustee there.

I research smartly case in sg.
They not brankrupt, but the company decided to closed down, all ppl got back their money, just that some are on loss from their investment.
I am those type of worry person tongue.gif Anyway diversify is always good.
Glad i found this thread. Many useful info.
buffa
post Mar 16 2021, 05:53 PM

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A quick question, if I have let say 5k for SA now. Better to DCA or put all in now?
I guess the difference is not much, put all in now is good. But I not sure if i am correct.
buffa
post Mar 18 2021, 09:13 PM

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QUOTE(prophetjul @ Mar 18 2021, 08:45 PM)
Son? I could old enough to be your father!  laugh.gif
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I dont mind call you papa, if you give me 1000 per month tongue.gif
buffa
post Mar 19 2021, 02:16 PM

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QUOTE(yuatyi @ Mar 19 2021, 12:16 PM)
SA 36%
TWR: +32.25%
MWR: +40.24%

For SA, started Jun 2019 and initially, lump-sum some then only like 2 or 3 months back doing monthly/twice weekly DCA.
My FSM is DIY, currently is at +35.41% (I think I started FSM around Nov 2015 or so).
I DCA from the start till I reached a certain figure then stopped like 1 year no deposit. The last bear in Mar 2020 I did not do touch it at all. Just look-see then sakit a bit, then tell self it will go up again. Just ignore the noise.

I am now unsure if I should maintain my FSM DIY and switch to either Robo FSM and put more into SA? Can help share your thoughts on it, please? Thank you.
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I started 1 mth ago both on SA and Fsm managed portfolio.
SA is positive 2% plus, fsm is -1% plus.
I also very tempted to put all into SA, but i think I should continue invest both. Dont put all egg into 1 basket.
buffa
post Mar 19 2021, 02:31 PM

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QUOTE(cucumber @ Mar 19 2021, 02:23 PM)
36% portfolio in SA vs Aggressive portfolio in FSM?
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SA 26% (but i did switch to 36% last Monday)
Vs
Moderately aggressive FSM. FSM got deduct sales charge iinm.
buffa
post Mar 19 2021, 02:48 PM

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QUOTE(Hoshiyuu @ Mar 19 2021, 02:40 PM)
Slightly out of topic question, for FSM Managed Portfolio, do you pay 0.5% annual fee for everything, or 0.5% annual fee on top of whatever 1.0~1.5% annual fee per fund under portfolio?
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Need to pay sales charge, then managed fees.
There is no separate annual fees for different fund under your portfolio

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This post has been edited by buffa: Mar 19 2021, 02:50 PM
buffa
post Mar 31 2021, 09:13 PM

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QUOTE(blackchides @ Mar 31 2021, 09:01 PM)
BFM code is working again for those who missed it first time round. RM100k managed free for 3 months.
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Lol, thanks.
I try again, now i can get 200k managed for free tongue.gif
Too bad I dont have 200k brows.gif
buffa
post Aug 5 2021, 03:43 PM

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My
18% start from Mar 2021 is 4.77% time weighted return laugh.gif
36% start from Feb 2021 is -1.5% time weighted return rclxub.gif
buffa
post Aug 20 2021, 11:16 AM

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QUOTE(yklooi @ Aug 20 2021, 11:00 AM)
biggrin.gif  is this serious/heavily in RED?  devil.gif  innocent.gif
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Mine is currently -51.4%
I am champion biggrin.gif

This post has been edited by buffa: Aug 20 2021, 11:16 AM

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