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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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tadashi987
post Jul 20 2021, 09:21 PM

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QUOTE(necrox77 @ Jul 20 2021, 08:21 PM)
All stock etf gone red. Bond and commodity starting rallying up. Good chance to buy dip?
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from long term investor perspective, why not
Pewufod
post Jul 20 2021, 11:33 PM

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QUOTE(Nom-el @ Jul 20 2021, 04:31 PM)
You are the one who keeps giving wrong and misleading information and won't admit it when people share the correct info. You keep spinning and moving away from the topic. vmad.gif  Since when did I mention anything about liquidity?

Your earlier post about no management fee from the fund house when buying from SA Simple is incorrect. Even after deducting the 0.3% rebate from SA, there is still a 0.5% net expense ratio that is being charged. This info is widely available on the official website if you have bothered to actually read them. doh.gif 

Where do you get the info about the taxation? From your own imagination and misguided assumption as usual? mad.gif
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i think we usually just ignore him
Barricade
post Jul 21 2021, 12:10 AM

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QUOTE(Pewufod @ Jul 20 2021, 11:33 PM)
i think we usually just ignore him
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I already blocked him. Cannot see his post.
SUSxander83
post Jul 21 2021, 07:45 AM

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QUOTE(Nom-el @ Jul 20 2021, 04:31 PM)
You are the one who keeps giving wrong and misleading information and won't admit it when people share the correct info. You keep spinning and moving away from the topic. vmad.gif  Since when did I mention anything about liquidity?

Your earlier post about no management fee from the fund house when buying from SA Simple is incorrect. Even after deducting the 0.3% rebate from SA, there is still a 0.5% net expense ratio that is being charged. This info is widely available on the official website if you have bothered to actually read them. doh.gif 

Where do you get the info about the taxation? From your own imagination and misguided assumption as usual? mad.gif
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Go read the annual report and you know that the fund has higher expense ratio due to taxation advisory services by Deloitte Tax Services Sdn Bhd

Under TER there is a column for the tax services which should not be case because if invested in wholly money instruments it is liable for taxation expense column while AmInvest is putting as it as taxation advisory service fee payable to Deloitte doh.gif

https://www.aminvest.com/OurFunds/UnitTrust...rt/AmIncome.pdf
T231H
post Jul 21 2021, 09:30 AM

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QUOTE(xander83 @ Jul 21 2021, 07:46 AM)
Go read the annual report and you know that the fund has higher expense ratio due to taxation advisory services by Deloitte Tax Services Sdn Bhd

Under TER there is a column for the tax services which should not be case because if invested in wholly money instruments it is liable for taxation expense column while AmInvest is putting as it as taxation advisory service fee payable to Deloitte  doh.gif

https://www.aminvest.com/OurFunds/UnitTrust...rt/AmIncome.pdf
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no an expert in tax things or any sort of things,...
from your link,
was just wondering,
why is the value of Before tax and After Tax is the same,.... does it mean no tax incurred?

regarding "the fund has higher expense ratio due to taxation advisory services by Deloitte Tax Services Sdn Bhd"
reading from the report, the taxation advisory services money being paid ....is it 7,369 + 2,055 ?
if YES,...then what is the value of that Tax Expense Ratio be considering the value of the fund size (5,010,850,587)?
is TER calculated as being that?






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Nom-el
post Jul 21 2021, 11:04 AM

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QUOTE(xander83 @ Jul 21 2021, 07:46 AM)
Go read the annual report and you know that the fund has higher expense ratio due to taxation advisory services by Deloitte Tax Services Sdn Bhd

Under TER there is a column for the tax services which should not be case because if invested in wholly money instruments it is liable for taxation expense column while AmInvest is putting as it as taxation advisory service fee payable to Deloitte  doh.gif

https://www.aminvest.com/OurFunds/UnitTrust...rt/AmIncome.pdf
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Almost all funds are paying for the taxation advisory services. Paying for tax advisor's service is not the same as actually paying for tax. You cannot tell the difference after reading the annual report and still dare to ask people to go read it? Even if there is tax charged, what does that have to do with StashAway? Why they don't have to pay tax and what does that have to do with the rebate? doh.gif

What the others in the forum said are correct. It is really a waste of time to respond to your post.
zstan
post Jul 21 2021, 12:00 PM

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Fuh that KWEB. Dipped around 10pm then become green in the morning biggrin.gif US equities carrying the portfolio now.
RetroMayday
post Jul 21 2021, 12:18 PM

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Guys, reoptimization has started for SRI22. Not yet for SRI36.
Update: You can create new portfolio to view what's new. Can be deleted anytime.

user posted image

This post has been edited by RetroMayday: Jul 21 2021, 12:36 PM
SUSyklooi
post Jul 21 2021, 12:21 PM

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QUOTE(RetroMayday @ Jul 21 2021, 12:18 PM)
Guys, reoptimization has started for SRI22. Not yet for SRI36.

user posted image
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thanks for sharing...
compared to previous one,...what are the major differences?
RetroMayday
post Jul 21 2021, 12:40 PM

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QUOTE(yklooi @ Jul 21 2021, 12:21 PM)
thanks for sharing...
compared to previous one,...what are the major differences?
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Notable ones are the addition of US High Grade Bonds (AGG) and Australian Equities. I think Australia is viewed as a growth sector?
Anyway, you can create new portfolio to view the differences. Can be deleted anytime.
jacksonpang
post Jul 21 2021, 12:58 PM

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Yalor, optimization has started..

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SUSyklooi
post Jul 21 2021, 01:08 PM

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QUOTE(RetroMayday @ Jul 21 2021, 12:40 PM)
Notable ones are the addition of US High Grade Bonds (AGG) and Australian Equities. I think Australia is viewed as a growth sector?
Anyway, you can create new portfolio to view the differences. Can be deleted anytime.
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just checked/compared some etfs in the 22%SRI
many more i did not check



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adele123
post Jul 21 2021, 01:34 PM

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Erm, i'm on 30%...

Apparently target allocation for IVV IS 0%. Current around 5%. Then target for australia is 10%. Current 0%.
zstan
post Jul 21 2021, 01:44 PM

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Whoa major reoptimisation...

SAMY is dumping gold! biggrin.gif

Australia ETF.. this is interesting hmm.gif Replacing AAXJ and SPEM...

XLE makes its return biggrin.gif .. XLV & XLY totally removed ohmy.gif

More REITS.. hmm.gif





This post has been edited by zstan: Jul 21 2021, 01:53 PM
cr7jyej
post Jul 21 2021, 01:44 PM

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Was thinking of increasing my risk from 22 to 36 when there's reoptimisation, after reading it, guess I'll be staying at 22% as I'm more comfortable with it thumbup.gif

I guess the ESG etf wont be joining this round's reoptimisation? 🤔
xcxa23
post Jul 21 2021, 01:46 PM

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Interesting
Adding xle, xlp and ewa in 36%

Yluxion
post Jul 21 2021, 01:53 PM

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Got some free time, I've gone through the apps and updated the chart. wink.gif

Should be correct after double check. Do let me know if there's error.
djhenry91
post Jul 21 2021, 01:55 PM

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interesting, mine is add EWA,XLP,XLE,AGG and VNQ
svchia78
post Jul 21 2021, 02:01 PM

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So for SRI36, it will be these:-

KWEB (20), EWA (10), IJR (10), XLP (16), XLE (10), AGG (8.5), VNQI (12.3), VNQ (7.7) and GLD (4.5) and Cash (1).


Barricade
post Jul 21 2021, 02:02 PM

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What will happen for instance AAJX since the target is 0% and I’m still holding it. They will initiate sell order for all?

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