alot of factors need to be considered.
the value during the ur assets being sold, the conversion rate after they receive the payment from selling ur assets.

even if SA stated that ur current value is 1007, it doesn't mean u can receive 1007 when it reaches ur acc

if i am not wrong, someone replied that he loss more than 30% from the point issue withdrawal order to the point he received the money

only CIMB direct debit accounts affected? Doesn't sound too good for CIMB then

Hey guys, how long does it usually take for JomPay funds to reach our SA account? First time using JomPay since they have suspended direct debit feature for now.

7th July (Tues) - Jompay-ed
8th July (Wed) - SA notify fund received
13th July (Mon) - Conversion + buy order

normally take how many biz day Stashaway to invest my money after deposit via jompay?

For my case (Check on transactions tab):

10th June
Deposit fund

11th June
Received on SA

17th June
Conversion + buy order

7th July (Tues) - Jompay-ed
8th July (Wed) - SA notify fund received
13th July (Mon) - Conversion + buy order

If anyone is curious, i managed to transfer by jom pay yesterday night, and the fund is transferred to SA this morning and the buy order is already in que for today.

Just to clarify, the two previous transaction is slower by one working day. All other transaction was this fast except with those previous two.

This time
28th July (Tues) - Jompay-ed
29th July (Wed) - SA emailed that received fund + conversion
30th July (Thu) - done buy order.

Is this the fee been charged? Is alot
Sorry because i'm new. Those fee already eat most of my primary money  [attachmentid=10548515]

44 cents @@

I got a reply for my query on StashAway's fee. Hope this helps you guys as well because it sure did for me 

Question (by Me):
I have deposited a total of RM 46,500 in my account and it is currently valued at RM 53,200. Based on your pricing schedule here, am I already entitled for the discounted annual fee rate of 0.7%?

Answer (from StashAway):
Thanks for reaching out! To clarify, the annual fee rate is applied on a tiered basis i.e.
- 0.8% for your first RM50,000
- 0.7% for the remaining RM3,200

I got a reply for my query on StashAway's fee. Hope this helps you guys as well because it sure did for me 

Question (by Me):
I have deposited a total of RM 46,500 in my account and it is currently valued at RM 53,200. Based on your pricing schedule here, am I already entitled for the discounted annual fee rate of 0.7%?

Answer (from StashAway):
Thanks for reaching out! To clarify, the annual fee rate is applied on a tiered basis i.e.
- 0.8% for your first RM50,000
- 0.7% for the remaining RM3,200

Thanks. The fees are charged on the amount deposited and not on the current value in the portfolio, right?

A bit inconsistent for me,. Previous week, jom pay on 28th (night) and deposit in SA on 29th and invested (buy order executed) on the same day.

As for this week, jom pay on wednesday (morning) and the deposit appear on the same day but buy order only executed on Thursday.

So my experience has always been like this in SA. A bit inconsistent but fast enough.

I do use yahoo finance to check, there is small diff like 10 cents compare with SAMY (excl 1% cash).

have you track every single transaction follow like SAMY buy order unit and price?

for a quick check:
Yahoo finance > My Portfolio > My Watchlist > My Holdings > GLD > MARKET VALUE
SAMY > Portfolios > My investment > Assets > Gold > Value (USD)

MARKET VALUE and  Value (USD) SHOULD be same figure.

You shouldn't judge the performance in so short time. Just DCA consistently and come back in few years time. At that time any 'huge drop' or 'huge increase' today will looks like nothing but a small bump.

Your timing is unfortunate.

If u came in Apr or 2019 u will have a different view. In any case, investment should always be long term. Market has been trending sideways for past 3 months. Only starts to turn around in Nov. Gold is a hedge. So its moving opposite of risk on equity is not surprising.

relax,

This is a long run. No, "Time the market" extremely useful if you think all you want to do is make 5, 10 or 20% and then cabut. But it is not repeatable. Even 1 year is too short, lah!
The advise is to invest more than 3 years. But, yeah it is ok to monitor regularly and make corrections. Heck, I check my stashaway every day once or twice. Not that it changes my strategy or anything. Its just so convenient.

My returns have also been eroded due to USD drop and minor corrections in the "Street". None of this changes anything, because :
1. Do you see a better thing out there?
2. Do I need to use the money?

So those 2 are my criterias for exiting.

'Time the market' can only outperform 'Time in the market' if you can consistently 'Time the market' correctly, which historically no human managed to do so.

Just imagine if we are all now back to April time, most of the people would still cashing out all investments because most feared the market would drop further. Even if some invest during that time, a lot of people cashed out during May/June because many were seeing it as bull trap. You can look back those older posts yourself, whether in this thread or other investment forums/thread.

Realistically no one can always time the market correctly. There are a lot of studies on this topic, and the finding is that even if we can time the market correctly most of the time, timing it wrong a few times already can make us underperformed compared to consistent DCA.