u see the ppl here u know liao lo. wan return, scared die. then do dca every day or week. then drop abit, talk about pulling out.

usually they pull out AFTER kaka also too late liao XD either in financial world or physical world

usually they pull out AFTER kaka also too late liao XD either in financial world or physical world

I opened an account and deposited some money a few days ago, I just noticed my current weight for my portfolio is weighted 100% towards cash in USD. How many days does it normally take for SA to fully invest this cash into the assets shown in the pie chart? Thanks.

I opened an account and deposited some money a few days ago, I just noticed my current weight for my portfolio is weighted 100% towards cash in USD. How many days does it normally take for SA to fully invest this cash into the assets shown in the pie chart? Thanks.

DCA is mostly a psychological trick to make you less emotional about ups and downs in market

Some people are scared about investing in one large lump sum because of the risks and scared of sudden drop. Then DCA may reduce that anxiety.

Some people don't want to think about timing the market, so they use DCA to make things automated.

Although mathematically and real-world observation shows that lump sum, on average, gives better returns than DCA, some people cannot or will not take that what they may view as a giant risk.

Both get you to your goals if you give your investments enough time, just one might be slower than the other.

Recent interview on Astro Awani with country manager Ken. Interesting he touched on reaching out to EPF and PRS. Now won't that be nice.

https://youtu.be/xHWg6YZlwcs

DCA is just a nicer way of saying pump in to cover your shortfalls in the long run

Both will lead to the same goals just that how bumpy the ride is

Today last day seems SA on 36 will only gain 1.5% for the month as the correction is still happening

To those who took their gains last week congrats 6% and next month time to buy in the dips soon 

I plan to put in some funds for the first time next week. Sounds like it's a good time then?

Anyone heard of Versa? Digital cash management platform (licensed by SC) that gives FD rates with no lock-in periods and RM100 minimum.

Seems like directly competing with Stashaway Simple, but one macam got Affin Hwang backing.

But I don't see any reason to move there unless they can give me same day withdrawal. Right now liquidity is T+1 according to their website.

*edit: added SC license detail.

Have been heavily discussed since 2 days ago at here:
https://forum.lowyat.net/topic/4962773/+140#entry99806753

Simple™ isn't backed by Eastspring Investment but its underlying fund is Eastspring Investments Islamic Income Fund

I see no difference in both.

I was going through the list of topics and couldn't find anything titled with Versa. Thanks for the link! 

Versa better.

Simple is for those who set autp debit from simple rather from bank site.

How better is it? Can shed some light?

Redemption time only. Otherwise same only.