Welcome Guest ( Log In | Register )

1032 Pages « < 573 574 575 576 577 > » Bottom

Outline · [ Standard ] · Linear+

Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

views
     
GrumpyNooby
post Jan 30 2021, 04:52 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(Oklahoma @ Jan 30 2021, 04:51 PM)
Sorry what is black swan? What do u mean?
*
KEY TAKEAWAYS
- A black swan is an extremely rare event with severe consequences. It cannot be predicted beforehand, though after the fact, many falsely claim it should have been predictable.
- Black swan events can cause catastrophic damage to an economy by negatively impacting markets and investments, but even the use of robust modeling cannot prevent a black swan event.
- Reliance on standard forecasting tools can both fail to predict and potentially increase vulnerability to black swans by propagating risk and offering false security.

https://www.investopedia.com/terms/b/blacks...0in%20hindsight.
SUSxander83
post Jan 30 2021, 04:57 PM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(Oklahoma @ Jan 30 2021, 04:51 PM)
Sorry what is black swan? What do u mean?
*
Something major that is unpredictable and hit on everyone’s behind

The term is coined by Naseem Taleb during the 1st black swan event which is the great GFC

If you planning to invest on black swan event always beware and take profit so when necessary otherwise it willing hit your back just like this month rclxms.gif
Daenthylin
post Jan 30 2021, 04:58 PM

Getting Started
**
Junior Member
101 posts

Joined: Sep 2015


For those that are new, maybe it’ll help to set a “base value” that you will invest no matter what, and have an additional variable value on top - hopefully that could provide some ease of mind, while maintaining investing discipline.
ericlaiys
post Jan 30 2021, 08:34 PM

Look at all my stars!!
*******
Senior Member
7,539 posts

Joined: May 2012


QUOTE(ironman16 @ Jan 30 2021, 04:17 PM)
If u always top when market up n stop when market dip,
Ur profit will less than

Continue dca no matter what happen to market.

Best one is :
DCA as usual,
Top up extra when there is a dip.

Decision with u
Ur choice
*
Yup agreed. Where got people stop dca when market down?????
ghostcommand
post Jan 30 2021, 08:43 PM

On my way
****
Junior Member
671 posts

Joined: Sep 2009


I think there will be a short dip in the near-term, so when the dip happens, top up extra if you have the ammo to spare

This post has been edited by ghostcommand: Jan 30 2021, 08:44 PM
ironman16
post Jan 30 2021, 09:03 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(ericlaiys @ Jan 30 2021, 08:34 PM)
Yup agreed. Where got people stop dca when market down?????
*
u find upper post, got a few .... whistling.gif

QUOTE(ghostcommand @ Jan 30 2021, 08:43 PM)
I think there will be a short dip in the near-term, so when the dip happens, top up extra if you have the ammo to spare
*
this is the best if u still believe in this apps......that why choose the right apps/ fund and continue until u didnt believe it anymore.... hmm.gif

investor A : top up during dip = u get extra unit, when it up u untung.

investor B : stop when it dip = no unit u get, start top when it up.
If play like this, always top at high trend (mean u get less unit)

not sure agree with me or not , but i dca aje......if dip come n i got bullet, sure i in..... bruce.gif




GrumpyNooby
post Jan 30 2021, 09:05 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(ironman16 @ Jan 30 2021, 09:03 PM)
u find upper post, got a few .... whistling.gif
this is the best if u still believe in this apps......that why choose the right apps/ fund and continue until u didnt believe it anymore.... hmm.gif

investor A : top up during dip = u get extra unit, when it up u untung.

investor B : stop when it dip = no unit u get, start top when it up.
                If play like this, always top at high trend (mean u get less unit)

not sure agree with me or not , but i dca aje......if dip come n i got bullet, sure i in..... bruce.gif
*
With AUM of > USD 1 bil, you won't lose your trust and confidence over this app and avenue.
pinksapphire
post Jan 30 2021, 09:07 PM

Regular
******
Senior Member
1,264 posts

Joined: Aug 2009
QUOTE(xander83 @ Jan 30 2021, 03:39 AM)
Just wait because the broader markets still volatile and the correction is just starting

If you plan to put just put on 6.5% and then crank it up to 36%

Otherwise just put in a bit about few hundreds then monitor the market

This week past 3 days already wipe out all the gains currently below 1% for SA which is about right value

If you have Wahed it is even worse
*
I plan to go straight to 36%. Want to put lump sum 10-20k first, then the rest follow DCA (not sure how much yet for each sum).
If now is correction time, meaning I should wait for next couple of weeks since the prices are going down, and lump sum price would be more beneficial, yeah? Sorry if I'm not that well verse in this, appreciate your advice.

QUOTE(thesnake @ Jan 30 2021, 04:26 PM)
i dimt understand why a drop of 1-2% makes ppl got scared..in fact when markets are diwn, u should load up more..by end of this year u will be able to reap the benefits
*
People expect their portfolio to be green all the time, or 1-2% of drop is scary liao...like this, then better don't invest. Stashaway is meant to be the most hassle free from monitoring or rather long term hold, so if everything also wanna kira here and there, defeats the purpose already.

ironman16
post Jan 30 2021, 09:09 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(GrumpyNooby @ Jan 30 2021, 09:05 PM)
With AUM of > USD 1 bil, you won't lose your trust and confidence over this app and avenue.
*
rclxms.gif rclxms.gif rclxms.gif

I seldom open apps/account, if i open, sure i dca.

bullet not enough i oso dca (use my emergency fund, pay back later)

same oso with my UT

bruce.gif
ironman16
post Jan 30 2021, 09:12 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(pinksapphire @ Jan 30 2021, 09:07 PM)
I plan to go straight to 36%. Want to put lump sum 10-20k first, then the rest follow DCA (not sure how much yet for each sum).
If now is correction time, meaning I should wait for next couple of weeks since the prices are going down, and lump sum price would be more beneficial, yeah? Sorry if I'm not that well verse in this, appreciate your advice.
People expect their portfolio to be green all the time, or 1-2% of drop is scary liao...like this, then better don't invest. Stashaway is meant to be the most hassle free from monitoring or rather long term hold, so if everything also wanna kira here and there, defeats the purpose already.
*
if u believe u can time the market well, just wait the dip n lump sum in, follow with DCA.

if u less confident, just start the DCA , no need to wait because when market start volatile, every day is the best day to dca....

ur choice, no regret after this.... thumbup.gif

pinksapphire
post Jan 30 2021, 09:20 PM

Regular
******
Senior Member
1,264 posts

Joined: Aug 2009
QUOTE(ironman16 @ Jan 30 2021, 09:12 PM)
if u believe u can time the market well, just wait the dip n lump sum in, follow with DCA.

if u less confident, just start the DCA , no need to wait because when market start volatile, every day is the best day to dca....

ur choice, no regret after this.... thumbup.gif
*
No, I actually don't believe I can time it well, lol...that's why I am thinking to go in as it is too. But wishing to hear more from fellow forummers before making the move, hehe...

This post has been edited by pinksapphire: Jan 30 2021, 09:24 PM
B500
post Jan 30 2021, 10:29 PM

Getting Started
**
Junior Member
113 posts

Joined: Jan 2016


The problem with some of you guys who say "I'm gonna sit it out for now, wait for the dip then pump in", is this : hindsight is 20/20. How many of you can say with absolute certainty where the bottom is? Meanwhile while you wait, you may have missed out on the best trading days. Not to mention with SA, you get a delay between your deposit timing vs actual buy in timing.

Conclusion, just DCA and ignore the market noise.

Time in the market beats timing the market. If you really believed this, put your money where your mouth is and stay the course.

Over the long run, it doesn't matter if you buy in at the dips or at the tippity top of the market.

This post has been edited by B500: Jan 30 2021, 10:32 PM
waghyu
post Jan 31 2021, 12:51 AM

Look at all my stars!!
*******
Senior Member
3,389 posts

Joined: Sep 2019
QUOTE(B500 @ Jan 30 2021, 10:29 PM)
The problem with some of you guys who say "I'm gonna sit it out for now, wait for the dip then pump in", is this : hindsight is 20/20. How many of you can say with absolute certainty where the bottom is? Meanwhile while you wait, you may have missed out on the best trading days. Not to mention with SA, you get a delay between your deposit timing vs actual buy in timing.

Conclusion, just DCA and ignore the market noise.

Time in the market beats timing the market. If you really believed this, put your money where your mouth is and stay the course.

Over the long run, it doesn't matter if you buy in at the dips or at the tippity top of the market.
*
Yeah, expectation must be realistic. Few percent profit annual average by doing nothing is good lo. Or negative a bit ok as well.
SUSxander83
post Jan 31 2021, 07:53 AM

Blast off like a rocket
*******
Senior Member
6,427 posts

Joined: Jan 2003
From: Autobiography!!!
QUOTE(pinksapphire @ Jan 30 2021, 09:07 PM)
I plan to go straight to 36%. Want to put lump sum 10-20k first, then the rest follow DCA (not sure how much yet for each sum).
If now is correction time, meaning I should wait for next couple of weeks since the prices are going down, and lump sum price would be more beneficial, yeah? Sorry if I'm not that well verse in this, appreciate your advice.
People expect their portfolio to be green all the time, or 1-2% of drop is scary liao...like this, then better don't invest. Stashaway is meant to be the most hassle free from monitoring or rather long term hold, so if everything also wanna kira here and there, defeats the purpose already.
*
For you since flexible you can have it both ways whether lump sum or DCA

My suggestion if since you have a base throw the big base after Feb10 and then monitor every quarter to DCA i can be almost sure by year end will be easily 9% gain for the year

I am also waiting as well because I already made my gain 3 weeks this year waiting right timing to enter

But make sure deposit on Monday morning preferably before 10am in order for faster execution to buy order on Monday

Just be patient because market now hit with short squeeze saga which causes a lot of volatility which will play down by the next 2 weeks

Currently on 36% just monitor the KWEB and IJR because the correction are in place after those 2 have hit their all time high

Anything you can ask us the friendly bunch here or can pm me anytime thumbsup.gif

RichardSooria
post Jan 31 2021, 12:28 PM

New Member
*
Newbie
19 posts

Joined: May 2012
QUOTE(xander83 @ Jan 31 2021, 07:53 AM)
For you since flexible you can have it both ways whether lump sum or DCA

My suggestion if since you have a base throw the big base after Feb10 and then monitor every quarter to DCA i can be almost sure by year end will be easily 9% gain for the year

I am also waiting as well because I already made my gain 3 weeks this year waiting right timing to enter

But make sure deposit on Monday morning preferably before 10am in order for faster execution to buy order on Monday

Just be patient because market now hit with short squeeze saga which causes a lot of volatility which will play down by the next 2 weeks

Currently on 36% just monitor the KWEB and IJR because the correction are in place after those 2 have hit their all time high

Anything you can ask us the friendly bunch here or can pm me anytime :thumbsup:
*

Thanks for the insight, but why feb10?

kravesauce
post Jan 31 2021, 12:37 PM

New Member
*
Newbie
5 posts

Joined: Jun 2014
Hi guys. My current High Risk portfolio (36%) is US denominated. However, I have recently helped my Dad set up his portfolio as well (36%), however his asset allocation is quite different from mine and is also denominated in GBP.

Can anyone help explain why is that so?
GrumpyNooby
post Jan 31 2021, 12:38 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(kravesauce @ Jan 31 2021, 12:37 PM)
Hi guys. My current High Risk portfolio (36%) is US denominated. However, I have recently helped my Dad set up his portfolio as well (36%), however his asset allocation is quite different from mine and is also denominated in GBP.

Can anyone help explain why is that so?
*
Because you must have ticked or agreed on "Domestic Ringgit Borrowing".
ironman16
post Jan 31 2021, 12:45 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(kravesauce @ Jan 31 2021, 12:37 PM)
Hi guys. My current High Risk portfolio (36%) is US denominated. However, I have recently helped my Dad set up his portfolio as well (36%), however his asset allocation is quite different from mine and is also denominated in GBP.

Can anyone help explain why is that so?
*
bcoz ur dad got house loan, car loan , ........ which different than u ma

kasi tak sama , after that u can comparing ma.....mesti sama mei?.....boring la mcm tu whistling.gif

This post has been edited by ironman16: Jan 31 2021, 12:46 PM
honsiong
post Jan 31 2021, 12:51 PM

Look at all my stars!!
*******
Senior Member
3,182 posts

Joined: Nov 2008
From: KL
QUOTE(RichardSooria @ Jan 31 2021, 12:28 PM)
Thanks for the insight, but why feb10?
*
Market timers tend to get rekt here, be careful taking advices from strangers.
AnasM
post Jan 31 2021, 12:57 PM

On my way
****
Junior Member
569 posts

Joined: Aug 2020
QUOTE(kravesauce @ Jan 31 2021, 12:37 PM)
Hi guys. My current High Risk portfolio (36%) is US denominated. However, I have recently helped my Dad set up his portfolio as well (36%), however his asset allocation is quite different from mine and is also denominated in GBP.

Can anyone help explain why is that so?
*
how old r ur father

1032 Pages « < 573 574 575 576 577 > » Top
 

Change to:
| Lo-Fi Version
0.0217sec    0.77    6 queries    GZIP Disabled
Time is now: 27th November 2025 - 08:46 AM